thailand
Ask question

What are the insurance requirements for a retirement visa in Thailand?

Retirement VisaThailand Visa RequirementsHealth InsuranceNon-O VisaNon-OA VisaCOVID-19 Insurance
Mar 4, 2021
4 years ago
Michael **************
ORIGINAL POSTER
What are the requirements for insurance for retirement visa
3,165
views
4
likes
101
all likes
59
replies
1
images
21
users
TLDR : Answer Summary
The requirements for insurance when applying for a retirement visa in Thailand can differ based on the type of visa. For the Non-OA visa, one must provide a health insurance policy that covers at least 40,000 THB for outpatient and 400,000 THB for inpatient. If applying for a retirement visa after entering Thailand, insurance may not be needed, while COVID-19 insurance is required for the Certificate of Entry when entering the country. The discussion clarifies that the Non-O visa does not require insurance. It's essential to check specific immigration office requirements.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Thomas *********
I just used AA Insurance Brokers Bangkok and Pattaya. €511 euros including Chinese Flu cover. This as just been accepted by the Thai Embassy and my Non-O single entry visa. Good luck
4 years ago
Like
Reply
Gene **********
This is all Clear as Mud! 🙄🙄🙄
4 years ago
Like
Reply
Frank ********
****************************************************************************
4 years ago
Like
Reply
Tod *********
Jezus H Christ this thread is a cluster fuck of good and bad info

OK, first lets discount the 100K baht covid insurance <- that's needed by EVERYONE entering the country no matter the visa type.

Heres how insurance works on "retirement visas"

IF you BUY a Non-Immigrant Type O-A (Long Stay) VISA from a thai consulate in your country before you wing your way here (that's the visa that requires a police back ground check, a medical certificate, showing proof of funds in your country AND mandatory 40k/400k (outpatient/inpatient) health insurance.

IF you BUY a Non-Immigrant Type O VISA <- note there is no A after the O, from a thai consulate in your country before you wing your way here it does NOT require you to carry mandatory health insurance

IF you come here on a tourist visa or visa exempt entry and then apply IN COUNTRY for first a 90 day Non-O VISA and then a year extension of stay based on retirement at the immigration office there is no proof of insurance required.
4 years ago
Like
Reply
Richard ********
@Tod ********
 I don’t have C V insurance as I arrived and started living here prior to it being required so I will not need CV insurance for my type “O” visa extension. Correct?
4 years ago
Like
Reply
Tod *********
@Richard *******
 correct, O visa EXTENSIONS at the immigration office do not require insurance of any kind..
4 years ago
Like
Reply
Richard ********
@Tod ********
 health insurance? Sorry mate just I could not see it above.
4 years ago
Like
Reply
Tod *********
@Richard *******
 you came in BEFORE the quarantine was in effect so you did NOT need covid insurance,

AND

you got a Non-O visa INSIDE the country which means you do not need the mandatory health insurance
4 years ago
Like
Reply
Richard ********
@Tod ********
 OK very clear thanks for your time with this and of course I will check with immigration before. 🤔🤔😂😂😂😂
4 years ago
Like
Reply
Richard ********
@Tod ********
 👍👍👍
4 years ago
Like
Reply
Reply to
Richard ********
Reply
Lisa ********************
@Tod ********
 I'm confused now ( doesn't take a lot) but I thought everybody needed Covid insurance cover to get a COE?
4 years ago
Like
Reply
Tod *********
@Li**
 I said everyone COMING IN to the country now needs the 100K USD Covid insurance so I was not gonna talk about that in relation to a retirement visa

No matter HOW you enter you need that.

I was only addressing the actual insurance requirements needed for the different types of "retirement visas"
4 years ago
Like
Reply
Lisa ********************
OK got ya. That's what I was saying too. 👍. It's early and I had a late night 😁🥂🍹 my head hurts a bit , and I didn't read your post properly. Sorry 😊
4 years ago
Like
Reply
Reply to
Lisa ********************
Reply
Tod *********
Tod Daniels approves this post (y)

The guy is an asshole but he knows thingz
4 years ago
Like
Reply
Reply to
Tod *********
Reply
Adam ******
let me know i send my Insurance agent phone number

The Viriyah Insurance Company Limited
4 years ago
Like
Reply
Benjamin ******
>What are the requirements for insurance for retirement visa

There are two insurance requirements:

1. For the Certificate of Entry for COVID-19. This meets the minimum 100K USD. I recommend
************************************************************


2. FOR Non-OA visas only (and one year extension of stay based on retirement from and Non-OA visa): This requires meeting long-stay health insurance requirements. You can find a listing of approved health insurance companies at
**************************
4 years ago
Like
Reply
Stan *******
If you apply for retirement before you arrive, O-A visa, you must buy expensive health insurance for a year plus covid insurance. If you apply for retirement after you arrive, theres currently no health insurance requirement
4 years ago
Like
Reply
Richard ********
@Stan ******
 Can I check this again. I applied for my retirement visa after I arrived in February, so I don't need to have insurance when I extend in April, and I didn't need insurance anyway because I applied here after arriving. Correct
4 years ago
Like
Reply
Tod *********
After you arrived here
@Ric****
 you applied first for a 90 day non-O visa based on being over 50 (retirement) and you showed NO insurance to get it. SO when you apply for your yearly extension of stay based on holding that Non-O visa (also based on retirement) you will NOT need insurance.
4 years ago
Like
Reply
Stan *******
@Richard *******
 if they didn't ask for proof of insurance when you applied... Then why would you worry. Though each immigration location seems to do whatever they choose, if your location didn't bring up the subject, why would you? Just take the extention they give you
4 years ago
Like
Reply
Reply to
Stan *******
Reply
Andrew *******
@Stan ******
 correct
4 years ago
Like
Reply
Reply to
Andrew *******
Reply
JD ********
The Non Imm O-A visa and Extensions of Stay from it - Does require an insurance policy. While the Non Imm O and subsequent Extensions from it Do Not Require Insurance.
4 years ago
Like
Reply
Sammy *******
Google is your friend!!
4 years ago
Like
Reply
Tod *********
@Sammy ******
 not always. The sad fact if the matter is there is so much bad information and wrong terminology used out there on the inter-web that you have a
*****
chance of getting the wrong info even from thai government websites :(
4 years ago
Like
Reply
Andrew *******
@Sammy ******
 true
4 years ago
Like
Reply
Reply to
Andrew *******
Reply
Andrew *******
I have had a retirement visa for a few years and never required insurance. I suggest you check the govt website for factual advice.
4 years ago
Like
Reply
JD ********
It is all a matter of Terminology... The Non Imm O (when used for retirement) comes in as 90 days. At 45 down to 30 days remaining the Expat applies for an Extension of Stay - One Year. Then every one year anniversary after that the Expat applies for another Extension of Stay. Many people consider this 2nd, 3rd. year, etc. to be a Renewal - but it is not. If one watches closely all the same forms newly filled out and copies of things are same as the previous year. An actual renewal would imply using some of the documents from last year to shorten the application preparation - but that does not happen... new bank records, etc.
4 years ago
Like
Reply
JD ********
Actually under normal times when the Thailand and neighbor border counties borders were open - and Border Runs / Border Bounces could actually happen - a person holding a Non Imm O-A visa could near the end of the First Year bounce out and back in (example Malaysia) and get stamped back into Thailand for another 12 months of the Visa. The second year of the O-A under these circumstances is not an Extension of Stay
4 years ago
Like
Reply
Philip **********
@Andrew ******
 same
4 years ago
Like
Reply
JD ********
The Non Imm O-A visa and Extensions of Stay from it - Does require an insurance policy. While the Non Imm O and subsequent Extensions from it Do Not Require Insurance.
4 years ago
Like
Reply
Steve *******
@Andrew ******
 I'll bet you havent had a "retirement visa for a few years", I'll bet it's an extention of stay and NOT a visa. I suggest you check your passport for facts before trying to be a smartass!
4 years ago
Like
Reply
Andrew *******
@Steve ******
 happy to have a bet with you. How much would you like to bet?
4 years ago
Like
Reply
Steve *******
@Andrew ******
 So I win the bet. You dont have a visa, you have an extention of stay.
4 years ago
Like
Reply
Andrew *******
@Steve ******
 incorrect
4 years ago
Like
Reply
Steve *******
@Andrew ******
 So you've got a Non Imm O visa? Post a picture of it please. The Non Imm O visa only allows you a stay of 90 days yet you claim to have had a retirement visa for a few years. Very strange.
4 years ago
Like
Reply
Ken ***********
@Andrew ******
 Steve Greir is correct. If you have extended your visa many years without showing proof of insurance, then your original visa was a Non-O and not a Non-OA and you are currently on a yearly extension not your original Non O which expired years ago.
4 years ago
Like
Reply
Andrew *******
@Ken ******
. Ken that is exactly my point. Without knowing all the facts people should not give advice. Thank you for highlighting that.
4 years ago
Like
Reply
Ken ***********
@Andrew ******
 we are all just trying to navigate a very bureaucracatic, non transparent system with little guidance provided. It puts most on edge
4 years ago
Like
Reply
Andrew *******
@Ken ******
 totally agree with you and the challenges. That’s why anybody who thinks they can give advice should be in the position of knowing all the facts. It’s not easy for anyone to navigate this and do the right thing.
4 years ago
Like
Reply
Reply to
Andrew *******
Reply
Lisa ********************
@And***
 essential for COE now.
4 years ago
Like
Reply
Andrew *******
@Lisa *******************
 yes. That is making the assumption that the person is not in Thailand
4 years ago
Like
Reply
Lisa ********************
@And***
 yes to enter Thailand now, you need Covid insurance. If you're already here and not intending to leave and return in the next 12 months , you don't necessarily need insurance.
4 years ago
Like
Reply
Joe ***********
@Lisa *******************
 Not Correct...

The Non Imm O-A visa and Extensions of Stay from it - Does require an insurance policy. While the Non Imm O and subsequent Extensions from it Do Not Require Insurance.
4 years ago
Like
Reply
Lisa ********************
@Joe **********
4 years ago
Like
Reply
Lisa ********************
@J**
 not sure now. They've changed the rules since Covid. But I'm not talking about extensions. I'm saying to enter Thailand now Covid insurance is required for the COE. In case you test positive during quarantine and get shipped to hospital.
4 years ago
Like
Reply
Andrew *******
@Lisa *******************
 correct. And that’s why people should not give advice without all the facts
4 years ago
Like
Reply
Lisa ********************
@And***
 99% of people asking questions in this group are trying to enter Thailand.
4 years ago
Like
Reply
Andrew *******
@Lisa *******************
 shouldn’t provide advice without all the facts. Also 99% is an overstatement
4 years ago
Like
Reply
Reply to
Andrew *******
Reply
Lisa ********************
Email:
*******************


Great service.

Arawan Namak
4 years ago
Like
Reply
Kool *******
For an OA retirement visa it is bt40,000 out patient coverage, and bt400,000 impatient coverage, if I remember right.
4 years ago
Like
Reply
Kool *******
David Broadfoot you passed the interview. You're hired...lolol
4 years ago
Like
Reply
Stephen ******
@Kool ******
 "impatient" coverage is the cutest typo I've seen in a while.
4 years ago
Like
Reply
Kool *******
@Stephen *****
 wow, my spell checker usually catches that. Going to have to delete Google, and use you...lololol.
4 years ago
Like
Reply
Reply to
Kool *******
Reply
Michael **************
ORIGINAL POSTER
@Kool ******
Thank you
4 years ago
Like
Reply
Reply to
Michael **************
Reply
Steve *********
Which type of visa?
4 years ago
Like
Reply
Xaynaly **************
I would like to recommend Luma services for this matter.

How to contact their consultants:

Line application @luma

Phone number +6626653600
**********
*****
*****


******************


**********************
4 years ago
Like
Reply
Daniel ************
depends there is non o - none - oa needed
4 years ago
Like
Reply
Wyn **********
365 days.
4 years ago
Like
Reply
Michael **************
ORIGINAL POSTER
@Wyn *********
Yes 365 on OA visa
4 years ago
Like
Reply
Reply to
Michael **************
Reply
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else
Do I need to maintain health insurance to renew my retirement visa in Thailand?
10 comments
3 months ago
What health insurance options are available for a 67-year-old with pre-existing conditions applying for a Non-O retirement visa in Thailand?
44 comments
4 months ago
What are some acceptable health insurance providers for applying for a retirement visa in Thailand?
6 comments
5 months ago
What are the requirements for insurance when applying for a retirement visa in Thailand?
4 comments
8 months ago
Is health insurance required for a retirement visa in Thailand?
18 comments
a year ago
What are the insurance requirements for a Non-Immigrant Type O visa in Thailand and what are some recommended insurance providers?
15 comments
a year ago
What do I need to know about extending my O Retirement visa in Thailand, including health insurance requirements?
5 comments
a year ago
Do you need health insurance for a multi-entry retirement visa in Thailand?
16 comments
a year ago
What are the best health insurance options for obtaining a retirement visa in Thailand?
26 comments
2 years ago
What are the health insurance rules for the retirement visa in Thailand?
2 comments
2 years ago
What are the current health insurance requirements for the NON-IMM OA retirement visa in Thailand?
36 comments
2 years ago
What are the health insurance requirements for the Non-O visa for retirement in Thailand?
3 comments
3 years ago
Is health insurance required for a Non-O visa application in Thailand?
14 comments
3 years ago
Is insurance required when applying for a Non-Immigrant O visa in Thailand?
4 comments
3 years ago
Is health insurance required when renewing a Non-O retirement visa in Thailand?
11 comments
3 years ago
Do I need to purchase health insurance when applying for a non-O retirement visa from outside Thailand?
8 comments
3 years ago
Are the medical insurance requirements the same for extending a Non-O visa compared to a Non-OA visa in Thailand?
17 comments
3 years ago
What are the current medical insurance requirements for renewing an OA retirement visa in Thailand?
22 comments
3 years ago
What are the insurance requirements for entering Thailand with a Non-O visa?
14 comments
3 years ago
What are the medical insurance requirements for using the Thailand Pass with a retirement visa?
21 comments
3 years ago
What are the current insurance requirements for extending a Non-Immigrant OA visa in Thailand?
17 comments
3 years ago
Do I need medical insurance for the O-Visa for retirement in Thailand?
16 comments
3 years ago
What documents and insurance do I need to apply for a retirement visa in Thailand?
2 comments
4 years ago
Do I need health insurance for my retirement visa renewal in Thailand?
12 comments
4 years ago
What Are the Health Insurance Requirements for a Retirement Visa in Thailand?
20 comments
4 years ago
Data protection policyTerms and conditionsDisclaimerPrivacy policyRefund policy
The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.