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What are the insurance requirements for a retirement visa in Thailand?

Retirement VisaThailand Visa RequirementsHealth InsuranceNon-O VisaNon-OA VisaCOVID-19 Insurance
Mar 4, 2021
4 years ago
Michael **************
ORIGINAL POSTER
What are the requirements for insurance for retirement visa
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TLDR : Answer Summary
The requirements for insurance when applying for a retirement visa in Thailand can differ based on the type of visa. For the Non-OA visa, one must provide a health insurance policy that covers at least 40,000 THB for outpatient and 400,000 THB for inpatient. If applying for a retirement visa after entering Thailand, insurance may not be needed, while COVID-19 insurance is required for the Certificate of Entry when entering the country. The discussion clarifies that the Non-O visa does not require insurance. It's essential to check specific immigration office requirements.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Thomas *********
I just used AA Insurance Brokers Bangkok and Pattaya. €511 euros including Chinese Flu cover. This as just been accepted by the Thai Embassy and my Non-O single entry visa. Good luck
4 years ago
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Gene **********
This is all Clear as Mud! 🙄🙄🙄
4 years ago
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Frank ********
****************************************************************************
4 years ago
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Tod *********
Jezus H Christ this thread is a cluster fuck of good and bad info

OK, first lets discount the 100K baht covid insurance <- that's needed by EVERYONE entering the country no matter the visa type.

Heres how insurance works on "retirement visas"

IF you BUY a Non-Immigrant Type O-A (Long Stay) VISA from a thai consulate in your country before you wing your way here (that's the visa that requires a police back ground check, a medical certificate, showing proof of funds in your country AND mandatory 40k/400k (outpatient/inpatient) health insurance.

IF you BUY a Non-Immigrant Type O VISA <- note there is no A after the O, from a thai consulate in your country before you wing your way here it does NOT require you to carry mandatory health insurance

IF you come here on a tourist visa or visa exempt entry and then apply IN COUNTRY for first a 90 day Non-O VISA and then a year extension of stay based on retirement at the immigration office there is no proof of insurance required.
4 years ago
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Richard ********
@Tod ********
 I don’t have C V insurance as I arrived and started living here prior to it being required so I will not need CV insurance for my type “O” visa extension. Correct?
4 years ago
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Tod *********
@Richard *******
 correct, O visa EXTENSIONS at the immigration office do not require insurance of any kind..
4 years ago
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Richard ********
@Tod ********
 health insurance? Sorry mate just I could not see it above.
4 years ago
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Tod *********
@Richard *******
 you came in BEFORE the quarantine was in effect so you did NOT need covid insurance,

AND

you got a Non-O visa INSIDE the country which means you do not need the mandatory health insurance
4 years ago
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Richard ********
@Tod ********
 OK very clear thanks for your time with this and of course I will check with immigration before. 🤔🤔😂😂😂😂
4 years ago
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Richard ********
@Tod ********
 👍👍👍
4 years ago
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Richard ********
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Lisa ********************
@Tod ********
 I'm confused now ( doesn't take a lot) but I thought everybody needed Covid insurance cover to get a COE?
4 years ago
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Tod *********
@Li**
 I said everyone COMING IN to the country now needs the 100K USD Covid insurance so I was not gonna talk about that in relation to a retirement visa

No matter HOW you enter you need that.

I was only addressing the actual insurance requirements needed for the different types of "retirement visas"
4 years ago
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Lisa ********************
OK got ya. That's what I was saying too. 👍. It's early and I had a late night 😁🥂🍹 my head hurts a bit , and I didn't read your post properly. Sorry 😊
4 years ago
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Lisa ********************
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Tod *********
Tod Daniels approves this post (y)

The guy is an asshole but he knows thingz
4 years ago
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Tod *********
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Adam ******
let me know i send my Insurance agent phone number

The Viriyah Insurance Company Limited
4 years ago
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Benjamin ******
>What are the requirements for insurance for retirement visa

There are two insurance requirements:

1. For the Certificate of Entry for COVID-19. This meets the minimum 100K USD. I recommend
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2. FOR Non-OA visas only (and one year extension of stay based on retirement from and Non-OA visa): This requires meeting long-stay health insurance requirements. You can find a listing of approved health insurance companies at
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4 years ago
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Stan *******
If you apply for retirement before you arrive, O-A visa, you must buy expensive health insurance for a year plus covid insurance. If you apply for retirement after you arrive, theres currently no health insurance requirement
4 years ago
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Richard ********
@Stan ******
 Can I check this again. I applied for my retirement visa after I arrived in February, so I don't need to have insurance when I extend in April, and I didn't need insurance anyway because I applied here after arriving. Correct
4 years ago
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Tod *********
After you arrived here
@Ric****
 you applied first for a 90 day non-O visa based on being over 50 (retirement) and you showed NO insurance to get it. SO when you apply for your yearly extension of stay based on holding that Non-O visa (also based on retirement) you will NOT need insurance.
4 years ago
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Stan *******
@Richard *******
 if they didn't ask for proof of insurance when you applied... Then why would you worry. Though each immigration location seems to do whatever they choose, if your location didn't bring up the subject, why would you? Just take the extention they give you
4 years ago
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Stan *******
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Andrew *******
@Stan ******
 correct
4 years ago
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Andrew *******
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JD ********
The Non Imm O-A visa and Extensions of Stay from it - Does require an insurance policy. While the Non Imm O and subsequent Extensions from it Do Not Require Insurance.
4 years ago
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Sammy *******
Google is your friend!!
4 years ago
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Tod *********
@Sammy ******
 not always. The sad fact if the matter is there is so much bad information and wrong terminology used out there on the inter-web that you have a
*****
chance of getting the wrong info even from thai government websites :(
4 years ago
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Andrew *******
@Sammy ******
 true
4 years ago
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Andrew *******
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Andrew *******
I have had a retirement visa for a few years and never required insurance. I suggest you check the govt website for factual advice.
4 years ago
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JD ********
It is all a matter of Terminology... The Non Imm O (when used for retirement) comes in as 90 days. At 45 down to 30 days remaining the Expat applies for an Extension of Stay - One Year. Then every one year anniversary after that the Expat applies for another Extension of Stay. Many people consider this 2nd, 3rd. year, etc. to be a Renewal - but it is not. If one watches closely all the same forms newly filled out and copies of things are same as the previous year. An actual renewal would imply using some of the documents from last year to shorten the application preparation - but that does not happen... new bank records, etc.
4 years ago
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JD ********
Actually under normal times when the Thailand and neighbor border counties borders were open - and Border Runs / Border Bounces could actually happen - a person holding a Non Imm O-A visa could near the end of the First Year bounce out and back in (example Malaysia) and get stamped back into Thailand for another 12 months of the Visa. The second year of the O-A under these circumstances is not an Extension of Stay
4 years ago
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Philip **********
@Andrew ******
 same
4 years ago
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JD ********
The Non Imm O-A visa and Extensions of Stay from it - Does require an insurance policy. While the Non Imm O and subsequent Extensions from it Do Not Require Insurance.
4 years ago
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Steve *******
@Andrew ******
 I'll bet you havent had a "retirement visa for a few years", I'll bet it's an extention of stay and NOT a visa. I suggest you check your passport for facts before trying to be a smartass!
4 years ago
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Andrew *******
@Steve ******
 happy to have a bet with you. How much would you like to bet?
4 years ago
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Steve *******
@Andrew ******
 So I win the bet. You dont have a visa, you have an extention of stay.
4 years ago
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Andrew *******
@Steve ******
 incorrect
4 years ago
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Steve *******
@Andrew ******
 So you've got a Non Imm O visa? Post a picture of it please. The Non Imm O visa only allows you a stay of 90 days yet you claim to have had a retirement visa for a few years. Very strange.
4 years ago
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Ken ***********
@Andrew ******
 Steve Greir is correct. If you have extended your visa many years without showing proof of insurance, then your original visa was a Non-O and not a Non-OA and you are currently on a yearly extension not your original Non O which expired years ago.
4 years ago
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Andrew *******
@Ken ******
. Ken that is exactly my point. Without knowing all the facts people should not give advice. Thank you for highlighting that.
4 years ago
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Ken ***********
@Andrew ******
 we are all just trying to navigate a very bureaucracatic, non transparent system with little guidance provided. It puts most on edge
4 years ago
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Andrew *******
@Ken ******
 totally agree with you and the challenges. That’s why anybody who thinks they can give advice should be in the position of knowing all the facts. It’s not easy for anyone to navigate this and do the right thing.
4 years ago
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Andrew *******
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Lisa ********************
@And***
 essential for COE now.
4 years ago
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Andrew *******
@Lisa *******************
 yes. That is making the assumption that the person is not in Thailand
4 years ago
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Lisa ********************
@And***
 yes to enter Thailand now, you need Covid insurance. If you're already here and not intending to leave and return in the next 12 months , you don't necessarily need insurance.
4 years ago
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Joe ***********
@Lisa *******************
 Not Correct...

The Non Imm O-A visa and Extensions of Stay from it - Does require an insurance policy. While the Non Imm O and subsequent Extensions from it Do Not Require Insurance.
4 years ago
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Lisa ********************
@Joe **********
4 years ago
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Lisa ********************
@J**
 not sure now. They've changed the rules since Covid. But I'm not talking about extensions. I'm saying to enter Thailand now Covid insurance is required for the COE. In case you test positive during quarantine and get shipped to hospital.
4 years ago
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Andrew *******
@Lisa *******************
 correct. And that’s why people should not give advice without all the facts
4 years ago
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Lisa ********************
@And***
 99% of people asking questions in this group are trying to enter Thailand.
4 years ago
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Andrew *******
@Lisa *******************
 shouldn’t provide advice without all the facts. Also 99% is an overstatement
4 years ago
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Andrew *******
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Lisa ********************
Email:
*******************


Great service.

Arawan Namak
4 years ago
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Kool *******
For an OA retirement visa it is bt40,000 out patient coverage, and bt400,000 impatient coverage, if I remember right.
4 years ago
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Kool *******
David Broadfoot you passed the interview. You're hired...lolol
4 years ago
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Stephen ******
@Kool ******
 "impatient" coverage is the cutest typo I've seen in a while.
4 years ago
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Kool *******
@Stephen *****
 wow, my spell checker usually catches that. Going to have to delete Google, and use you...lololol.
4 years ago
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Kool *******
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Michael **************
ORIGINAL POSTER
@Kool ******
Thank you
4 years ago
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Michael **************
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Steve *********
Which type of visa?
4 years ago
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Xaynaly **************
I would like to recommend Luma services for this matter.

How to contact their consultants:

Line application @luma

Phone number +6626653600
**********
*****
*****


******************


**********************
4 years ago
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Daniel ************
depends there is non o - none - oa needed
4 years ago
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Wyn **********
365 days.
4 years ago
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Michael **************
ORIGINAL POSTER
@Wyn *********
Yes 365 on OA visa
4 years ago
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Michael **************
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Thai Visa Advice and Everything Else
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