You probably say "im not paying VAT on purchases" to your dog. I'd say friends but you probably don't have any.

@Nongnuch *******

you love arguing with facts. What's that? Problem is with facts is they are facts. I suggest you ask for a breakdown of fees. 😂

@Frank *******

not unfortunately for anything UK unless you have a chase card or similar

@Sigurd ***********

foreign card? 1000 euro on one transaction....which euro bank is that.

@Steve ******

this guy is amazing. Ask him how he does it.

@Peter ***************

is amazing you must be special then. 🤷

@Sigurd ***********

over the counter is free at many....ATM is 220. I've never tried it though.

i really can't be bothered to have yet another discussion about thai tax.

Bangkok bank take 0.25 % or min 200 and max 500....Krungsri say almost same but pretty much always take 500 irrespective of value unless its very low value. Anyhow....wise or revolut don't tell you that. The figure is not too bad as long as you send over 40,000 baht (preferably 60K to actually guarantee a saving) as that costs you 220 for each 20K at the cash machine using your home card (if you can even get 20K as most cards are limited to 10K (some USA cards are 20K)....unless you use Aeon as they are 150 but they closed a lot of ATMs now.