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What is the best order of tasks after receiving a Non-O visa and arriving in Hat Yai?

O visaThailandvisa extensionbank account80K depositHat Yairentingexpat advice
Jun 28, 2025
8 hours ago
Mike *******
ORIGINAL POSTER
Looking for some advice on what order to do things next, in now my O visa has been issued this morning.

I'm off to Hat Yai in four weeks time, looking to live there.

I have a condo agent ready to meet with to take out a years rental.

When I get there, what order should I do things in in relation to:

Extending to one year.

Opening a bank account.

Dropping the 800K in the account

Renting the condo.

I have one month booked in a rental when I get there which allows me to get on and sort things out.

Your advice, if you have done this, in what order I should do things, would be very much appreciated,

Feel free to explain the steps like I'm 9 years old. Many Thanks.
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TLDR : Answer Summary
After receiving your Non-O visa, the recommended order of tasks while settling in Hat Yai is as follows: 1. **Rent accommodation** - Start by finalizing your rental for the condo as having a residence is essential for the next steps. 2. **Complete TM30 registration** - This is necessary to notify immigration of your stay at the rented condo. 3. **Obtain a certificate of residency** - This certificate is useful when opening a bank account. 4. **Open a Thai bank account** - Choose a bank (like Kasikorn or Bangkok Bank) and ensure you have required documents such as your lease and visa. 5. **Deposit 800,000 THB** - Transfer the minimum required amount to the new account and ensure it stays there for at least 2 months for the visa extension eligibility. 6. **Prepare for visa extension** - As you approach the expiry of your 90-day stay, gather necessary documents to apply for your 1-year extension. Following this sequence will help ensure smooth processing of your residency and banking needs.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Scott ***********
maybe not post you’re personal details online would be the first thing i’d fix
5 hours ago
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Mike *******
ORIGINAL POSTER
@Scott **********
 there are no details in the image other than my name. Had you not noticed I've erased the sensitive details??
5 hours ago
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Mike *******
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Mike *********
@Somsouk ***********
5 hours ago
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John *********
Don't rush look at rental options carefully, unless you already know the agent. Offer half of what they quote can always move up from there.

If you make the price good I may sign longer. The economy is in a bad way, so they are desperate for foreigners. You're in the driving seat. Buyer/renters beware as always GL
5 hours ago
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Mike *******
ORIGINAL POSTER
@John ********
 I have a very well known rental agent I've been chatting with for a while now, so I'm alright there. Cheers
5 hours ago
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Mike *******
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Martin ***********
Thanks for the question, very helpful as I'm in the same situation right now. Only I will be living with my GF and her family. Stayed with them for two and a half years already and I built the house last year. 50% abroad so I made a new visa every three months. I live there for free but no lease contract or anything else documented on paper. So I guess we write a letter describing the situation or fill a TM30 and bring her to the bank and immigration in case there are questions. Or is there better advice?
6 hours ago
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Mike *******
ORIGINAL POSTER
I have a non monetized YT channel (that means I'm not looking for clicks to earn money, I don't care.... just for my own pleasure really) If you're interested in my travels I post very boring videos. There is a video of my first month in Hat Yai back in April when I went to see if I would like to live there.

I don't post snazzy videos with music and commentary, more like the boring slide show of the 1960's with your mum and dad. Feel free to have a look, I will be adding to this as I hopefully, and with your help, successfully, move to thialand and rent a condo in the next couple of months.

**********************************************
6 hours ago
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Tracy *****************
Thank you for asking this question and thank you to all who replied. It does get quite confusing. Heading back in mid August and will get the exact same.
7 hours ago
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Mike *******
ORIGINAL POSTER
The visa is valid for 90 days once issued. That means you have to enter thailand within those 90days. Bear that in mind when you apply, mine only took around 12 days to be approved. You don't have to bein your home country to apply but you do have to apply from outside thailand to apply online. In my case, I am in Penang with a british passport and it was no problem at all. Good luck to you
@Tracy ****************
6 hours ago
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Phil *****
@Mike ******
 what is that EVisa based on ? You mentioned not tourist.
6 hours ago
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Mike *******
ORIGINAL POSTER
@Phil ****
 retirement, over 50yo.
5 hours ago
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Mike *******
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Mike *******
ORIGINAL POSTER
I am most grateful for all the help and guidance provided so far in the comments. Thank You all. I will go away and write up a 'to do' list, in order, in a couple of days time. Thank You for any more comments that will no doubt be posted.
7 hours ago
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Nongnuch ********
Arrive, show your visa and the TDAC, and get stamped in for a 90-days stay permit.

*** immediately meet the agent.

*** first, rent the condo.

With the agent and the rental contract, visit Immigration and register your name in the premises per TM30

*** get a “certificate of residence” from Immigration. Get a Thai mobile SIM-card and number.

***visit a bank (preferably Kasikorn, SCB or Bangkok Bank) and get your bank account opened. If you meet incompetent and unwilling staff, use an agent to get the bank account opened.

In Pattaya this service costs around 5000 THB. I don’t know about Hat Yai, maybe your condo agent can help

***once your account is opened, transfer a minimum of 800,000 THB onto it from your home bank. You can use a direct transfer or use WISE or Revolut for this transfer.

***visit Immigration and ask them for the handout list of requirements needed for the “extension of temporary stay permit based on retirement”

*** once the money has “seasoned” in your account for 2 months, and you are in the last 30 days of your 90-days stay permit, you can apply for the “1-year Extension of the Stay Permit based on Retirement” (EOS). The fee is 1900 THB.

Always buy a single re-entry permit for 1000 THB on top of the 1-year EOS

You will need the “bank letter of guarantee” – a statement that the deposit has been in your account for the required 2 months. A freshly updated bankbook, a fresh receipt from a small withdrawal at an ATM from the same day. Some passport pictures (some Immigrations do them digitally). Your passport, filled out forms for the applications (can be had at the Immigration office) Have all documents listed on the handout list of requirements ready

Good Luck and happy days in Thailand
7 hours ago
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Steve ********
@Nongnuch *******
 Excellent, concise and ordered advice. Very helpful for all.
5 hours ago
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Nongnuch ********
@Steve *******
5 hours ago
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Nongnuch ********
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Mike *******
ORIGINAL POSTER
@Nongnuch *******
 thank you very much. I am hoping for a mulitple re entry permit and I know that is an option. I want to be able to come and go quite a bit of the time. Most grateful for your info, thanks
7 hours ago
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Nongnuch ********
@Mike ******
 yes, a multi re-entry permit is 3800 THB and it will enable you unlimited exits and re-entries for the full duration of your "1-year Extension of Stay"
7 hours ago
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Mike *******
ORIGINAL POSTER
@Nongnuch *******
 perfect. That will be my choice. Thanks again.
7 hours ago
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Mike *******
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Lee *************
The hardest part will be opening bank account.
7 hours ago
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Jim ********
@Lee ************
 why?
6 hours ago
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Lee *************
@Jim *******
 up to the bank, have all correct visa and information they need all Id correct, have thai phone number but No, no can do at many, Bangkok bank yes.... you will need someone who speaks Thai and even then not easy.
6 hours ago
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Jim ********
@Lee ************
 yeh he has everything in order so won’t have an issue
6 hours ago
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Mike *******
ORIGINAL POSTER
@Lee ************
 I have a friend in Hat Yai who can assist me if I get stuck. He's a native. I made sure to make one friend last time I was there 🙂
6 hours ago
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Mike *******
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Mike *******
ORIGINAL POSTER
@Jim *******
 So many bank fail stories, but they are usually accompanied by lack of paperwork and incorrect visas.....
6 hours ago
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Lee *************
@Mike ******
 up to the bank, not easy to do with the new scammer laws in place, Bangkok Bank yes others No.
6 hours ago
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Jim ********
@Mike ******
 this is exactly why I was asking him why? There is no issue opening an account on a correct long term visa I.e retirement visa like yourself 👌
6 hours ago
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Jim ********
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Mike *******
ORIGINAL POSTER
@Lee ************
 with the help of the comments I have here, it's not going to be a problem. I have all the boxes ticked. :)
7 hours ago
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Mike *******
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Giovanni **********
This is what I did in order . Arrived on Saturday organised address , Immigration tm30, certificate of residency, AIS to register my phone number to my passport 50 baht for the paper you will need for the bank. Bank to open account deposit 800,000 . All done on Monday morning. Mature your money for two months. Ask immigration for forms needed for twelve months , and requirements. This gives you time to familiarise yourself with the forms. Too easy...... good luck
7 hours ago
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Mike *******
ORIGINAL POSTER
@Giovanni *********
 thank you, no one yet mentioned the phone number element of the process so thank you for pointing that out. cheers
7 hours ago
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Giovanni **********
@Mike ******
 Since moving here I now have a yellow book and pink id card I opened a bank account the other day without a ton of Paper work and a support team 😂 and no need to go to immigration for another certificate of residency. Good luck once again things will just fall into place for you.
7 hours ago
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Mike *******
ORIGINAL POSTER
@Giovanni *********
 cheers.
7 hours ago
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Mike *******
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Leong ***********
You might want to checkout the advisory from FCO with regards to safety and security in areas around Hat Yai.
7 hours ago
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Mike *******
ORIGINAL POSTER
@Leong **********
 I am aware of the advisories regarding the area, I am just out of danger! 😁
7 hours ago
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Mike *******
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Robert ********
If you have informed yourself just a little then you know that the money must be in the bank long before extension. And obviously you will have to have a room the day you arrive.

And then: it’s hard to drop money before opening an account.

So there you go:

Rent

Account

Money

Extension

If you’ve prepared well, the first 3 are done on the first day and the last 90’days later. That’s what I did (although I opened the account on day 2 and the money arrived the next day 😉 )

Just make sure that the bank recognizes the money as foreign!!
7 hours ago
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Mike *******
ORIGINAL POSTER
@Robert *******
 Thank You. Much appreciated. I will certainly not be wasting anytime when I get there, hence this post giving me a few weeks to get my head in to gear ready to hit the ground running.
7 hours ago
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Mike *******
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Grant *******
I would highly recommend to rent or stay somewhere for 1 month before signing a 1 year lease, or even stay for a week then try another place for a week. 1 year is a very long time and you can feel stuck quite easily
8 hours ago
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Mike *******
ORIGINAL POSTER
@Grant ******
 I have a condo rental for the first month while I sort things out, I have been there before. The rental agent has three condos for me to see. cheers
7 hours ago
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Grant *******
@Mike ******
 that’s good, I meet a lot of people who see somewhere and love it then sign for a year then after 3 months wished they didn’t because of x y z, maybe even try to get them down to a 6 month initial period.
7 hours ago
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Grant *******
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Dca *****
@Mike ******
 Congratulations on your Non–O E–Visa! What was your experience getting a Non–O (based on over age 50) E–Visa at the Thai Consulate in Penang, Malaysia?? Did the Thai Consulate request a lot of paperwork or pretty much straightforward?
8 hours ago
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Mike *******
ORIGINAL POSTER
@Dca ****
 mixed experience. You can only apply online, not in person. create an account with the thai visa website. As you apply it will direct you which embassy to select in a drop down menu for the application. In my case I am closest to Penang but KL was an option. I guess that is incase they need to call you in for an interview. I proper messed up by wasting money by unwittingly applying for a tourist visa first. It was too late to go back and cancel it as I had paid the fee, so I wasted some money there, not sure what will become of that application now. The day after, having realised my mistake, I applied for the O visa. I am going from penang to hat yai by private hire car and submitted the passenger list from the hire company as proof of travel. They then came back and asked to see my driving licence and vehicle registration, which I obviously don't have as going by hire car. I created a pdf in google docs writing a few lines explaining that I don't have a car and going by hire car, pasted in the passenger list to the pdf and submitted that. Other than that I submitted 3 months bank statments in one pdf showing my balance, a new photo, entry stamp in to malaysia where I am now, which they also asked for afterwards, Passport main page, and that was it. I applied to Penang online around 12 days ago, came through this morning. The O visa is really easy to apply for online. Getting the paperwork ready first to upload is a must. You can only upload 3mb files so that can be tricky. It's good that you don't have to do the application in one go, you can save and come back as you want to, to update and continue the application, but you have a limit of two weeks before incomplete applications are deleted from thier system and you have to start again.
7 hours ago
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Dca *****
@Mike ******
 Looking back: do you think perhaps going by rail and taking a train from Penang to Hat Yai (time permitting) might have been easier??
7 hours ago
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Mike *******
ORIGINAL POSTER
@Dca ****
 that said, Once I am settled in and make the penang journey minus luggage, a train journey is definately on the cards just for the fun of it.
7 hours ago
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Mike *******
ORIGINAL POSTER
@Dca ****
 Not with four large suitcases, I was staying for a month and this time longer so prob five susitcase! The hire car was 600 MYR each way, door to door and the driver gave me amazing assistance at the border crossing. He is a regular cross border driver so he knows his stuff....I only had to get out of the mini van twice to show my passport. Much easier than border crossing by train.
7 hours ago
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Mike *******
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Klaudia **********
@Mike ******
 for how long did you stay in Penang?

Did you have to proof that you have a pension or just the bank statement?

You will need a thai simcard to open the account, best take a one year contract
7 hours ago
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Mike *******
ORIGINAL POSTER
@Klaudia *********
 I've been in penang on and off since sept 24 living with family friends, I did a border hop to patong for xmas, stayed there for 2 weeks, entered by plane when my first 90 days were up in Penang, a land crossing for a month in to hat yai back in april on the next 90 days. I submitted 3 months bank statements showing I have the 800k baht (albiet in english pounds on a HSBC statement) Thai sim card no prob. The bank statement does not show the money in the account came from a pension as it is my saving account, they only want to see I can put 800k in a thai bank. I am not going on the monthly amount for the visa, I'm not sure that is possible anyway, on an online visa application.
7 hours ago
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Klaudia **********
@Mike ******
 thank‘s, that shows them you were frequently travelling to Malaysia

We have the issue, that we need to get the visa without pension, as we don‘t have yet, but the funds ( Thai embassy in Vienna requiring this)

Therefore we are looking for alternative solution
7 hours ago
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Mike *******
ORIGINAL POSTER
@Klaudia *********
 I hope you find a solution soon. Best of luck to you. The way my border hops worked managed to cross the new year
*****
so I didn't raise any alarm bells.
6 hours ago
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Mike *******
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Dick ********
Ask your rental agent if he has information on what banks in the area require of you to open an account. Usually need a lease and a non immigrant visa. You’ve got the non o do maybe just the lease then. Some banks may require a residence certificate from immigration.
8 hours ago
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Wannikea *********
Move in, ensure TM30 is filed, go to immigration and get a residence certificate, go find a bank that will open an account.
8 hours ago
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Mike *******
ORIGINAL POSTER
@Wannikea ********
 perfect. thankyou 🥰 kasikorn seem the best option.
8 hours ago
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Mike *******
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Jay *******
Congrats on the visa. Just curious why Hat Yai? I went there once it’s quite nice but just curious what appeals to you.
8 hours ago
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Mike *******
ORIGINAL POSTER
@Jay ******
 i have long time family friends in penang so being close to the border is handy. Im also not interested in the stereotypical farang haunts up north 😆
8 hours ago
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Jamie ******
@Mike ******
 what the travelling time between hat yai and Peñang ..what transport options are there ,,thanks
7 hours ago
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Mike *******
ORIGINAL POSTER
@Jamie *****
 You can fly (limited baggage, one carry on, only small planes like air asia fly between the two, we had four large suitcase for a month stay) train, penang to hat yai, large luggage on a train is no fun and border crossing with luggage can be tiring as you have to change trains at the border, hire a driver, which is what I did.

He does it regularly and knows his stuff. He picked me up at my door, drove the three hours 30 mins to hat yai, helped and guided me across the border, dropped me right outside my rental apartment. He charged 600MYR each way. He stopped on the way so I could buy duty free things if I wanted to, I didn't, just took a pee break.

Him chatting to the border people was certainly making things easier... no questions asked, no bags searched. At the border for thailand I simply showed my booking dot com apartment to immigration and they stamped me in.

It was not a mini van full of people, just me and my friend in a 6 seater. Perfect.

We were carrying quite a bit of luggage for two people for a month stay so the train journey would have been horrible.

I found the driver in FB, he is very good, if you need his details let me know. He is 100% legal and very knowledgeable.
6 hours ago
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Mike *******
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Jay *******
@Mike ******
 okay yeah figured border proximity may have been a reason
7 hours ago
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Jay *******
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Archit *********
Why don’t you ask chat gpt also
8 hours ago
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Nongnuch ********
@Archit ********
 you would be surprised when you find out that ChatGPT comes up with a truckload of WRONG information regarding Thai visa and related matters. The problem is that way to many people post wrong advice in all those Facebook groups, and ChatGPT is fishing in a pond full of bad advice. NEVER trust anything ChatGPT says about Thai laws and Thai visa rules. Better rely on the few experts that are maintaining the visa advice groups like Tod Daniels or
@Brandon ***********
 or
@John *********
5 hours ago
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CT *******
@Archit ********
 Because he wants answers from real people with real experience.
7 hours ago
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Mike *******
ORIGINAL POSTER
@CT ******
 what he said :)
7 hours ago
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Mike *******
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Mike *******
ORIGINAL POSTER
@Archit ********
 because I don't and won't use AI for anything other than what my phone does with photo editing but thanks anyway
8 hours ago
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Blade ********
@Mike ******
 faking your own photos is the worst thing you can do with AI. Be real. 😉
7 hours ago
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Mike *******
ORIGINAL POSTER
@Blade *******
 AI can't do much with my old face!
6 hours ago
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Mike *******
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Dca *****
the first order of business and priority is to open a Thai bank account and getting 800k Baht into that new bank account as soon as possible

after that, it's up to you
8 hours ago
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Mike *******
ORIGINAL POSTER
@Dca ****
 as
@Brandon ***********
 points out, I need a lease first and then bank but thanks for commenting
8 hours ago
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Jim ********
@Mike ******
 you can use your short term address just to open the account and then change it when you have your long term rental
6 hours ago
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Mike *******
ORIGINAL POSTER
@Jim *******
 I should have a lease within the first few days of arriving so I hope to use that address from the 'get go' for the bank account.
6 hours ago
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Kirk **********
@Mike ******
 mate you can simply ask for the tm30 from your first 30 day accommodation.

Then get a Thai sim.

You can then take those plus your visa to open your bank account.

You don’t need a long term lease to open your account.

The reason you need to take the Thai number set up to bank is they will even set up the banking app on your phone.

I did this I don’t have a fixed address as I am traveling around generally only stay minimum 1 month in a location.

Also re agents to do everything is rubbish I have never used an agent for anything in Thailand.

Even condos walk in and ask for rental rates.

Pm me if you want I can even share past ones I have had direct with condos. Generally 2 months deposit and 1 months rent up front. Utilities at government rates.
6 hours ago
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Nongnuch ********
@Kirk *********
 with all the banking rules tightened since February 2025, I reckon that many banks would now not accept a hotel address if you tried to open a bank account, regardless which longterm visa you are on.
@Mike ******
 is about to find out. Mainly in the deep South (where he is in Hat Yai) that are not touristy areas, he might find it difficult to get a bank account opened on a hotel address
5 hours ago
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Kirk **********
@Nongnuch *******
 true but I didn’t mention hotel, why would anyone stay in a hotel when condos are much more cost effective for 30+ day stays and a lot with similar facilities. I.e pools, saunas etc etc
5 hours ago
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Mike *******
ORIGINAL POSTER
@Nongnuch *******
 It won't apply to me as I intend to have a years lease within a couple of days arriving, and use that. But for others, maybe....
5 hours ago
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Mike *******
ORIGINAL POSTER
@Kirk *********
 Thanks for that. The only agent I am using is to rent an apartment, a real estate agent. I have no desire to use a visa agent but I do see the need for them.. I can do this... with a little help
6 hours ago
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Jim ********
@Mike ******
 perfect 👌
6 hours ago
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Nongnuch ********
@Jim *******
 The bank will want an address and may even ask to see his lease. He should get the condo lease first, visit Immigration accompanied by the agent, get the TM30. Then get a Thai mobile SIM card, registered also on the address of the lease. After this he can get the bank account opened
6 hours ago
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Jim ********
@Nongnuch *******
 I know many people that use short term addresses to open the account so they can start to season the funds whilst looking for long term accommodation. Completely up to Mike which way he wants to do it but he seems like he has a solid plan
6 hours ago
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Jim ********
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Jim ********
@Mike ******
 I opened my bank account using my hotel’s address. Then changed the address once I got my lease.
7 hours ago
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Nongnuch ********
@Jim *******
 it's not easy any more to open a bank account on a touristic entry and with a hotel address
7 hours ago
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Jim ********
@Nongnuch *******
 I opened mine with a LTR Visa when I was still staying in a hotel.
6 hours ago
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Jim ********
@Nongnuch *******
 he hasn’t got. Tourist visa. He’s got a retirement visa
7 hours ago
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Jim ********
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Brandon ************
Get yourself situated. The bank will want an address and may even ask to see your lease.

That being said, you only have 30 days to get your bank account opened and get your money transferred. That's because in order to apply for the extension, your money must be in the account for 2 full months already. That means you only have 30 days to get that done or it won't be in your account long enough
8 hours ago
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Mike *******
ORIGINAL POSTER
@Brandon ***********
 wicked. So helpful. Im aware of most of the rules, just getting things in the right order within the right time. This is easy to do. I can get my condo address and lease sorted in the first few days. I've got a condo rental chap ready to meet me when I get there. Many thanks.
8 hours ago
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Brandon ************
@Mike ******
 yes. You can go from viewing a condo to moving in the next day normally
7 hours ago
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Brandon ************
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10 comments
a year ago
What steps should we take upon arrival in Thailand to extend our Non-O immigrant visas to one year?
19 comments
2 years ago
What are the Next Steps After Receiving a Non-O Retirement Visa in Thailand?
9 comments
2 years ago
What steps should I take to obtain a retirement visa in Thailand after arriving?
6 comments
3 years ago
What steps should I take after arriving in Thailand with a non-OA retirement visa?
21 comments
3 years ago
What are the steps to re-establish a Non-O Retirement Visa in Thailand and is a residence required?
10 comments
3 years ago
What steps do I need to follow to obtain a Non-O visa for retirement in Chiang Mai after arriving on a 30-day visa-exempt entry?
22 comments
4 years ago
What are the next steps after obtaining an OA 1-year Retirement Visa in Thailand?
21 comments
5 years ago
What is the process for extending my visa and converting to a one-year visa in Thailand after my exempt stamp expires?
10 comments
7 years ago
What should I do upon arriving in Thailand with my long stay O-A visa?
8 comments
7 years ago
What are the steps to apply for a retirement visa (Non-O) in Thailand as a first-time applicant?
22 comments
7 years ago
What is the best sequence to apply for a Non-O Visa in Thailand: Should I rent a home, open a bank account, or apply for the visa first?
4 comments
8 years ago
What is the best cannabis dispensary in Bangkok?
7 comments
a month ago
Where can I find the best cannabis dispensary in Chon Buri?
9 comments
a month ago
What are the best dispensaries in Phuket?
21 comments
a month ago
What is the best cannabis dispensary in Surat Thani?
16 comments
a month ago
Where can I find the best weed in Chiang Mai?
8 comments
a month ago
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