What is the 20,000 Baht cash requirement for entry to Thailand?

Jun 28, 2023
a year ago
Colin *********
ORIGINAL POSTER
I've read several times about a 20,000 Baht requirement when entering Thailand. Is that for specific Visas?

If it only applies to specific Visas, do Immigration Officers always ask about it, or is it at the discretion of individual Officers?

Is one supposed to have that can to pay for accommodation, transport and spending, or what specifically is the reason?

I visited Thailand for the first time last October (only overseas holiday apart from a quick 5 night visit to The Philippines over a decade ago), on what I now understand to be known as "Visa Exempt". I wasn't asked upon entry to Thailand how much money, cash or otherwise, I had available or with me for my holiday. I had booked my accommodation online in advance. I am intending to return to Thailand to visit my Thai ladyfriend in November this year and wonder if that 20k requirement is something that I need to take into account.

No keyboard warriors thanks
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TLDR : Answer Summary
The 20,000 Baht cash requirement is a legal stipulation for entering Thailand, although not always enforced. It applies to tourists arriving on a visa-exempt basis or with a tourist visa. Immigration officers may ask for this amount to verify that travelers can support themselves during their stay. While some travelers report never being asked, carrying the cash can help avoid potential issues. The requirement is viewed as a precaution to prevent individuals from being stranded financially in Thailand. Alternatives like proof of accommodation and onward travel can supplement cash when entering Thailand.
Tony *******
If you dont have 20,000 bhat, perhaps you shouldn't be traveling!
Jhon *******
I've been visiting Thailand on visa exempt for 30 years, 20 years without my wife and have never been asked for any financial statement or accommodation booking by Thai immigration , i have however been frequently asked about onward tickets and more recently vaccination status and insurance by the airlines.
Jo **********
Singapore has a similar requirement it’s mainly used for working girls who don’t have money. It’s frequently called ‘show money’. It’s almost never enforced here. let’s be realistic could you imagine if it was announced in the media that to enter Thailand all tourists need to bring 20,000.

I don’t think so
Dan ********
@Jo *********
it's been a rule since forever. Thailand can do what they like for entry/exit requirements. They can introduce or change laws tomorrow morning. Of course they can ask for 20k in cash or equivalent, to show you can cover your own expenses for your trip and won't become a burden on Thailand. Hence they also ask for proof of paid accomodation, and proof of onward travel to ensure that you are able to leave. I don't think journalists the world over will jump at this story. You think you have the right to enter and stay thailand ? Crazy you are.
Jo **********
@Dan *******
i have entered Thailand more than 100 times I have never have denied and have never been asked anything. Continue your speculation and doom
Dan ********
@Jo *********
that doesn't change the fact that it's a written rule. If you replied, 'it is a rule, but I've never been asked in 100 entries' that would be a useful response. To just respond 'i've never been asked' just makes the actual facts difficult to come by. As I said twice already, I've never been breathalyzed driving my car by the police, so by your thought process, drink driving must not be illegal. imagine this post from a visitor to UK;. "someone told me that it's illegal to drink drive in the UK ?" And I reply, 'well I've never been breathalyzed". Can you see how unhelpful my comment is ? Worse than that, it's completely misleading and could land someone in world of shit.
Jo **********
@Dan *******
so you suggest or demand that the millions of tourists that enter every month start carrying 20,000 baht in there pocket. Good luck with that. it’s not misleading. it’s a fact. yes it’s a rule. and to compare that with drunk driving me as me you don’t understand consequence or reality
Dan ********
@Jo *********
lol, thank you for confirming or agreeing that it is a fact, it is a rule, and for sharing your personal experience. I won't suggest or demand that 36million annual visitors carry 20,000baht. But let them know the facts/rules, and they can decide for themselves. This is what people come to this group for, the facts. And yes my comparison with drink driving is extreme. Apologies, I was quite argumentative yesterday. Good day to you 🌻
Jo **********
@Dan *******
ok like it
Michael *******
Aimee ************************
I have found that many countries have similar rules stating you should have a certain amount of cash available to fund your travels.

Over 25+ years of international travel I have only been asked once. I just pulled out my banking app. Showed them the cash in my account and all was settled.

Granted, this was not Thailand, my answer is just to show it happens all over the world.
Ruth *******
@Aimee ***********************
exactly. That’s what I figure I would do.
Stuart *********
@Ruth ******
If asked for proof of funds it would need to be in cash. Thai baht or equivalent in a major currency. A banking app or statement or credit card won’t suffice.
Ruth *******
@Stuart ********
Meanwhile, a credit card would be rather silly :-). That's not proof of funds. That's proof of credit.
Ruth *******
@Stuart ********
don't they also have ATMs at the airport? I haven't been to Thailand since 2020 (will be shortly) and I traveled throughout SE Asia, so it's all getting blended together, but I thought there were ATMs right there. I just don't see this presenting a big problem. I don't see them stopping someone from coming in because they have chosen not to carry cash around.
Stuart *********
@Ruth ******
They don’t have ATMs airside before immigration. They do after you’ve cleared immigration and customs.
Rob **********
It is still a requirement to enter Thailand, sometimes immigration may ask to see 20,000 baht or equivalent in foreign currency, most times not. Either way it is still a legal entry requirement.
Wayne *******
Never been asked to show it
Dan ********
@Wayne ******
so do you say this is a rule, or is not a rule ? I'll give you a clue - I've never been breathalyzed by the police when driving. Your comment does nothing but add to the uncertainty.
Wayne *******
@Dan *******
not a fact , show proof of your 20,000 if needed and move on...only my experience... delete my statement then...chill bro
Wayne *******
@Dan *******
not a rule but just stating I have never been asked. And I think that's close to the norm for most. Good luck with your travels 👍
Dan ********
@Wayne ******
so you say that the rule/requirement to carry 20k baht does not exist ? There is no rule about this, written or otherwise ? But yes I absolutely agree, most people have never been asked, including myself. But then I've never been breathalyzed driving my car by the police. So does that mean drink driving is not illegal ? Your reply would be more useful to all if you agreed or disagreed, then stated that you'd never been asked, which is your personal experience.
Stuart *********
Well you seem to have acquired your keyboard warriors. The only time immigration would ever ask for it is if they are looking for a reason to deny you entry. Past history of entries with no visa or proper visa etc. 99% of tourists would never be asked because they’d have no reason to be.
Chris ******
@Stuart ********
these Thai Facebook pages are full of clowns .. 🤡
Hovvard ******
If yoy cant bring $600 cash on a trip to thailand, thats a problem. Stay home.
Jo **********
@Hovvard *****
no one does that. I have entered over 120 times in 10 years no one ever asked it’s an outdated rule
Hovvard ******
@Jo *********
i dont know what you are talking about. I like to carry cash. You sound like a 12 year old.
Jo **********
@Hovvard *****
that’s fine if you like to do it.
Hovvard ******
@Christine ******
i took 4k in my money belt and travelled se asia for 4 months. You really think $600 is "that much?"
Christine *******
@Hovvard *****
Yes, that's a lot of cash to carry, but maybe I see it differently because I'm a woman. We have to be more self-aware for our own safety. And yes, I know Thailand is one of the safer places in the world. Cheers!
Christine *******
@Hovvard *****
Who carries that much in cash? That's risky, and rather stupid, in my opinion.
Jo **********
Phil Jones stupid comment I have 5 credit cards, and lot of money never carry cash that’s outdated for old poor people
Dan ********
@Jo *********
depends on the source of some of your income I guess. I have a mostly cash based business, so naturally I have cash at hand, and around the house, in shoe boxes, stacked up, in the loft, under the Mattress, In the glovebox, buried in the ground, x marks the spot. Clients like to pay in cash, believing they get a better price than paying by bank transfer. Accepting cash allows me to chose when to bank this, ie months or years of lower income, to maximise tax efficiency. Carwashes, convenience stores, laundry shops, vending machine operators, sunbed shops, market stalls, many retail shops and small cafes and coffee shops and drug dealers, all still accepting cash. Who's the chap with the 99p shops ? He's got 200 retail shops. The international drugs trade, approaching $1 trillion US dollars annually, largely in cash. Don't be fooled by each the governments addition of covid-19 as a reason to drive to convert to cashless, they are only thinking of themselves.
Ruth *******
Phil Jones the people I’ve overheard complaining about the money they’ve “lost” because they chose to carry it and it was stolen are the stupid ones IMO. I have four ATM cards. All rebate all ATM fees and have no foreign transaction fees. I choose my accounts based upon my nomadic lifestyle and I never carry large sums of cash. I don’t need to worry about what I hold tight, 😂. Doing so is also much harder with women’s attire, btw.
Dan ********
@Ruth ******
even the 220 baht charged locally By the ATM machines themselves ? I don't think so ...
Ruth *******
@Dan *******
yes. They reimburse. You can think whatever you want, including apparently believing you know better than someone with personal experience.
Dan ********
@Ruth ******
well, maybe you are teaching me something, I'm open to that. But consider that a £6-7 GBP ATM fee would put any bank at a serious loss on even a maximum withdrawal. Others have claimed the same as you, but I've never seen it clearly marked

on a statement. So you, and everyone with your account, can go to an ATM and withdraw the minimum amount $10 or $20 and the bank will waive their own fee, plus reimburse you the 220 baht charge at the ATM. It would cost them $10 to give you $10 dollars, and leave them open to abuse of this. You could rent an ATM, automate it to make the minimum withdrawal over and over and collect the 220-250 baht ATM fee. That's not how banks work. Unless you are of course accepting their exchange rates, which might just about cover this loss, and in which case you are ultimately paying the ATM fee yourself, it's just disguised in any currency exchange, instead of ATM charges, as that is how the card is sold - "no overseas ATM charges" while their selling at currencies for 6% less than others. My bank in the UK is terrible for FX, and they'll do anything to get you to FX OR spend forgiegn currency on your card. Even with a platinum account for. £19 a month. There is no fee for using the card overseas, and limited to £400 a month cash withdrawals, but the local 220 baht ATM is there on the withdrawal. So if I take 1000 baht, my account shows a withdrawal of 1220 baht. It's not itemized on the statement.
Ruth *******
@Dan *******
the fee reimbursement is not just for overseas ATMs. It is for all ATMs that are not owned by the credit union. Thus, it’s not a matter of exchange rates being increased. I’m not sure why you feel and need to fight me on this matter.. Why does my accounts’ lack of fees matter so much to you? Why do you need to prove me wrong?
Dan ********
@Ruth ******
I don't need or want to prove you wrong, and it was more of a discussion, rather than 'fighting'. I'm sorry you felt that way, so I shall leave it right there. I wish you all the very best Ruth 🙏
Chris ******
Phil Joneswe have ourselves a super star 😂😂😂
Ben *****
If you're abusing the system and living in Thailand on tourist visas and visa exemptions, you probably have a very good chance of being asked. If you're a real tourist I'd say the chances are almost zero.
Viola ********
You better have it
Jo **********
Jean-Francois ***********
I flew in thailand over 20 times in the last 20 years. Never I was asked to show proof. On both tourist and non immigrant visa, as well as visa on arrival.
Craig ********
yeah this rule is in place to deny entry for someone they don't want in but don't have another good reason to deny. If you are not disheveled looking going through the airport it's extremely unlikely they would ask.
Todd *********
Let’s say this, there is zero chance I ever carry it in. No point at all. And so far I’m about
*****
for no issue entries
Martin *****
People should believe what they want to believe. Immigration doesn't need prove from 20.000 baht. But probably People that dont live in Thailand know better than people whom do. Just go-ahead and go for it. Good luck
Stuart *********
@Martin ****
You need to work out what facts you know and what you don’t. You may live in Thailand and believe that you know your shit. But you don’t.
Nigel *********
@Martin ****
please stop giving advice. You don't know what you don't know.
Martin *****
@Nigel ********
. Sure no big deal. But I am living in Thailand and dont know?
Alistair **********
@Martin ****
*******************************************
Martin *****
@Alistair *********
. Its in thai dude
Alistair **********
Carsten ************
@Martin ****
seems you don't know. The 20k in cash is a requirement and once out of 100 times i have been asked to show it, same i had to show proof of paid Hotel once out of 100 times.
Alex *******
@Carsten ***********
The one time they asked you to show it, would they let you go to an ATM to withdraw it? Or did you have to have it already on you?
Carsten ************
@Alex ******
you need to have it. There are no ATM before passing Immigration.
Alex *******
@Carsten ***********
Yikes! Did it have to be in Thai baht? Or was it acceptable to have the equivalent in another currency?
Carsten ************
@Alex ******
any major currency is accepted
Alex *******
@Carsten ***********
That’s a relief 😌
Clara **********
@Carsten ***********
Not the point though....just because they sometimes don't ask for it, doesn't mean it's not required. And FYI, after numerous recent troubles Thailand has been experiencing with bummed out expats, they are gearing up and pushing immigration to double check the border-crossers.

Just have a peek at Pattaya news or Bangkok Today.

They're fed up using so much of the police force's energy cleaning up after foreigners with no substance.
Martyn ***********
They almost never ask... But... Big but... If 20k baht is problem for you to show? You honestly shouldn't be travelling to Thailand if you can show less than 500 quid???
Ruth *******
@Martyn **********
I don’t like carrying cash…period. The issue is not having the money. The issue is carrying 20K in cash.
Martyn ***********
@Ruth ******
as I have said now on multiple occasions... I seriously doubt you been asked... But if they do, do you want refusal because you have a problem carrying some cash??
Ruth *******
Martyn Rollinson I’m not concerned, but you do you.
Alan ******
Ruth Regal Most hotels and upscale restaurants accept credit cards without additional fees. However, if you are eating in “average” restaurants and shopping in local stores, and using taxis and other local transportation, you will need cash. Many “average” restaurants and shops that do accept credit cards will add on an additional 3% to 5% for the use of the card. Most people, including foreigners, that live in Thailand have bank accounts where you can scan and pay with your phone almost everywhere.
Ruth *******
@Alan *****
I have been to Thailand numerous times. I use ATM machines to get cash as needed. My credit unions reimburse me for all fees. I carry very little cash with me. I said I didn’t want to carry 20K baht and be a target. I guess I wasn’t clear enough. I don’t religiously oppose cash altogether.
Clara **********
@Martyn **********
Fully agree with you. That's why they have this 'rule'. To keep the beach-bummers-overstayers- working- ilegally people out. If you have it, show it. If you don't, case in point.

It's not more than two weeks stay in Thailand.

C'mon.
Colin *********
ORIGINAL POSTER
Martyn Rollinson why should I, or any other person not travel if they aren't taking 20k Baht with them? I would ask why do they want a tourist to carry 20k? Is that supposed to pay for accommodation, transport costs plus spending money. From what Michael Dawson posted, I would say that this requirement is decades outdated! Many tourists these days would book and pay for accommodation online and in advance these days. Maybe that's why responses to my post are saying that it's rarely asked, unless Immigration are looking for a way to refuse entry. I forget exactly how much cash I carried with me last year, but it was only around 10k-11k. My accommodation was booked and paid for in advance online and I wasn't planning to 'tour the country', only visiting one Province. I ended up with a small amount of cash left over. Many tourists, I'm sure, travel on a 'budget', backpackers for example.

"Honestly", aren't you being a bit judgemental and looking down' on others?
Dan ********
@Colin ********
rules are the rules. You are being told the rules by people that know, and you're now accusing people of being judgemental and looking down their noses at you. If you had listened and accepted the answers given by those helping, this would have ended long ago. So yes this law might be considered decades out of date - ever been to Thailand before ? I guess not. Welcome to Thailand, where rules and regulations and even laws are decades outdated. Why do they want a tourist to carry 20k in cash ? To prove that they have money to cover their stay. That they won't get stuck here begging on the street, or in a hospital bed, or turning to crime to fund their stay, as a number of tourists have done over the years, in well publicized stories - fair enough ? And yes, it can be used to pay for anything. You can throw it in the bin, or put it back into an account. It is an ENTRY requirement only. Credit cards/ATM cards might be invalid, bank statements/screenshots can be faked. Book and pay for accomodation online ? Just 20 years ago, many accomodations did not have 'online booking'. Many that are more remote still don't. And they don't care. I know many places on Koh pha ngan and even Samui don't have online booking, a website, even a phone number. You need to shift your attitude from white, lower-middle class, privileged know-it-all, to something more humble, grateful, patient, understanding. And every idiot that maybe visited once, and posts on here that they didn't get ask so.....are just that, an idiot. I've never been breathalyzed by the police, does that mean it's ok to drink and drive ? Coincidentally, show me where it is written in law that drink driving is illegal. Come on dude, wake the fuck up.
Clara **********
@Colin ********
Easier than to check your bank statements. Their country, their rules. Live with it.
Martyn ***********
@Colin ********
judgemental! 555..... All I'm saying is if you can't prove 20k...you shouldn't be travelling.

I agree... Show bookings, show credit cards etc etc.. So all I'm saying is.. If you can't do this... You shouldn't be going!
Colin *********
ORIGINAL POSTER
@Martyn **********
my apologies if I misunderstood you...probably from the wording of your response, which was clarified by your response to
@Carsten ***********
.
Carsten ************
@Martyn **********
why should i have 500€ in cash with me, except for showing it to the IO officer? Thailand isn't really a country dealing with cash. I'm used to scan everywhere.
Dan ********
@Carsten ***********
Thailand not a country dealing with cash ? It's one of the largest cash economies. Many businesss, hotels, restaurants, taxi drivers, boat drivers. And the more off the beaten tourist trail you go, the less places accept credit cards. Wether you have seen this, depends on the type of holiday you take. When was the last time you paid a fishermens boat or taxi boat driver by credit card ? Or street food (yes you can scan with a Thai account, but credit card ?)
Martyn ***********
@Carsten ***********
it does say cash... You can prove it credit cards travellers cheques etc.. Etc... But my comment still aplies, if can't show 500 dollars, pounds or 20k baht etc... You shouldn't be going.

Again I've been travelling for 20 plus years and never been asked... But if I didn't have 500 quid... I wouldn't be going.
Brian ********
@Martyn **********
I have never traveled with that much cash. That's what cards and ATMs are for. I will going into Thailand in case someone asks, but it will make me uncomfortable at best.
Marty *********
Let’s emphasize though that they almost never ask for this. If you are a normal visitor then you have little to worry about.

I will say though that I brought the 20,000 baht for the first time when I traveled last month. I had switched to a new visa and I didn’t know if I would encounter any problems when I returned. I did not have any problem returning and I was not asked about the money.
Todd *********
Marty Pollard agreed. If something seems off, they ‘might’ ask, but it’s rare at best
Nigel *********
@Marty ********
another good answer
เจสัน ******
Correct.....As Brandon says it can be a reason to deny you entry.
Joe **********
There is the 3 proof offs that might be asked by an officer, if you are coming in on the 30 days waiver. Proof of accommodation, proof of onward travel and proof of sufficient funds (20k thb in cash or equivalent in other currency). But totally up to the officer wether to ask for or not.
Nigel *********
@Joe *********
good answer.
Martin *****
What bull shit story.
Martin *****
Sorry my mistake you should bring 60.000 baht 😁
Dan ********
@Martin ****
what are you on about ? 60,000. You are an idiot. A fool. You live here ? Live where exactly ? For how long ? You've passed immigration how many times ? You've been a member of this group how long ?
Martin *****
@Dan *******
. Yes I am and live happy in Thailand dude.
Wolfgang *******
@Martin ****
You can talk what you want. It's a rule! If the officer ask and you don't have.. denied.

If they don't ask, yeah you a lucky boy 😉
Paul *******
@Martin ****
what (a) bull shit reply.
Colin *********
ORIGINAL POSTER
@Martin ****
what is?
Nigel *********
@Colin ********
ignore Martin, he's an expert in his own circumstances but he doesn't know what he doesn't know.

Basically, for you, you're very unlikely to be asked to show 20,000thb cash. But it's still a requirement an the IO CAN ask for it.

It's usually reserved for circumstances where the IO is looking to deny entry to someone. Maybe someone trying to gain entry on their fourth visa exempt and they've had previous COVID extensions and ed visas and so on. Having insufficient funds (
*****
CASH) Makes it very easy for the IO to deny entry to this individual.

For you I wouldn't worry about it. There are NO ATMs before immigration at any Thai international airports that I know of.
Brian ********
@Nigel ********
there are currency exchanges I hope? Coming into Chiang Mai in October, and I'd like to have some baht to pay for a cab to the hotel.
Dan ********
@Brian *******
just change up a few thousand baht in advance in your home country. Never change at an airport, inside or outside. Also look into getting a wise account (formerly transfer wise).
Peter *******
@Brian *******
why not change some in your own country for when you arrive 🤷‍♂️
Brian ********
@Peter ******
I'll look into that, thanks!
Graham ******
@Brian *******
Not airside, they're in the baggage reclaim hall
Colin *********
ORIGINAL POSTER
@Nigel ********
I like your answer, thanks
Martin *****
@Colin ********
. That you need prove off having 20.000 baht
Dan ********
@Martin ****
yes you can be asked to show 20,000 baht or equivalent. Also proof of paid accomodation. Also proof of onward travel out of the country before your visa expiry.
Lynnette *******
@Martin ****
you can be asked for proof OF having the cash. Not everyone will be asked but it is a possibility. But you don't care so won't be continuing to argue about it. 🤭
Martin *****
@Lynnette ******
. 🤣🤣🤣
Colin *********
ORIGINAL POSTER
@Martin ****
oh ok. I agree - see the last part of my response to
@Brandon ***********
Bob **********
@Martin ****
yes but it’s a true story
Martin *****
@Bob *********
. Based on what?
Bob **********
@Martin ****
Thai immigration law
Bob **********
@Martin ****
it’s what they do if you continue to try a stay in Thailand without the proper visa don’t really care but I like to know everything I can about immigration and I’m sure your friends haven’t been coming back to back for 3 years you need to wake up
Martin *****
@Bob *********
. So everybody that enters Thailand should prove they have 20.000 baht? Wake up and smell the coffee dude
John ********
@Martin ****
yes it's the law with or without the coffee

You can be denied entry to Thailand if you don't provide proof of your money
Bob **********
@Martin ****
no only if the question you you’ll also need onward flight within the the time of your visa and proof of accommodation this happens when there looking to deny you entry and I’m wide awake and been living here 14 years hear of it happening all the time too many entries it will happen
Brandon ************
@Martin ****
every tourist that enters can be asked. Yes.
Martin *****
@Brandon ***********
. Yeah whatever. 🤣
Joe **********
@Martin ****
no clue obviously….
Michael ********
Pete ******
A bit of history, thanks for sharing.
Martin *****
@Michael *******
. We are not living in the 80th dude
Jared **********
@Martin ****
you are as insufferable as you are ignorant, people should know the actual laws snd requirements even if they are seldom enforced.
Michael ********
@Martin ****
not as bad as it used to be and in the 80s they used to ask most to see the cash but then you carried it or travellers checks But no hippies singlets dirty silk trousers etc etc.

Please see pic below
Nigel *********
@Martin ****
that's the requirement, but there's obviously more to it than that, innit
Martin *****
@Nigel ********
. Bull shit. Many off my friends came to Thailand with out the 20.000 baht question. But people should believe what they want to believe. I live here so I really dont care
Brandon ************
@Martin ****
it's written in immigration law. Just because you've never been asked doesn't mean no one is. It's the most common stamp used in people's passports when they are denied entry.
Martin *****
@Brandon ***********
. Show me the immigration law?
Michael ********
@Martin ****
its the same law, its on that board in the picture
Nigel *********
You're talking shit.
Brandon ************
They can ask tourists to show it. So if you are arriving with a tourist visa or without a visa (visa exempt).

The law says you can be required to show 20,000 baht or equivalent in another major currency (in CASH ONLY) to prove that you can support yourself.

Generally they will only ask if they are looking for a reason to deny you entry or you look like a homeless begpacker.
Colin *********
ORIGINAL POSTER
@Brandon ***********
that requirement for Visa Exempt isn't on the Royal Thai Consulate-General, Sydney website, so how one would know that, who knows. I suppose this is Thailand, as I have seen mentioned several times within this Group. I just checked the above mentioned website and a cash requirement is mentioned for the Single and Multiple Entry Visas, but not Visa Exempt. I'm sure there would be many tourists going to Thailand and other Asian countries on a budget, like myself and maybe don't take that amount of money with them.
Nigel *********
@Colin ********
Embassies and immigration are different departments and they don't talk
Nigel *********
@Brandon ***********
pre COVID, almost everyone using Sado border was being asked to show
*****
or 200thb tip left in their passport.

I've only used that border twice but was only asked to show cash on one occasion ( which I had on both occasions). I think things have changed on that border now.
Sharon *******
@Brandon ***********
I didn't know that. I had 10,000 bhat, $100 Cdn and a very nice selection of credit cards. Good thing they didn't ask.
Colin *********
ORIGINAL POSTER
@Sharon ******
same with me on my first visit last year
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