What are the current requirements regarding proof of funds for entry into Thailand?

Jun 30, 2023
a year ago
Pui *****
ORIGINAL POSTER
Since the original post about this has commenting turned off, this is in reply to Martin Pol arguing with many of the most long time contributors of this group because he refused to believe all the people who tried to tell him that the 20k proof of funds requirement is real. I normally wouldn't bother but he was so rude to so many members that I feel it is important to put this info out there:

Your chance of being asked is probably one in tens of thousands but if you are asked and can't show it, it is pretty surely a certain denial. People who say they have never been asked are the equivalent of saying you’ve never been searched for drugs… but if you are, the regulations are quite clear about what happens. You are typically only asked if the immigration officer already believes there is a reason to deny you due to not believing you are a genuine tourist, based on your previous entry and stay history. If asked, it must be shown in CASH only, and cannot be through bank statements, credit cards, online banking, ATM cards, etc. There are NO ATMs airside in international arrivals before you get to immigration, so you can't withdraw cash upon landing, so you must have the cash with you already when you land. You MAY get lucky and get an immigration officer who takes pity and will escort you to an ATM in baggage claim past immigration to withdraw the cash, but this is not actually allowed, and there are posts from people who say they begged the immigration officer to let them go to an ATM to get the cash and were refused and had to fly home.

Here is the regulation about the proof of funds requirement from various Thai consulates that I compiled a while ago in response to another person that refused to believe there is such a regulation. Please note that the info below is about visa exempt entries as that was the post I was responding to at the time, but visa on arrival (which is a totally different entry scheme that only less than 20 nationalities qualify for) has a similar but lower 10,000 baht per person/20,000 baht per family requirement. Also, some links may no longer be active since consulates change their web page URLs from time to time, but you can read the quoted info from each consulate:

1) Royal Thai Embassy, Washington DC (USA):

[members only]/

"Travelers entering Thailand under the Tourist Visa Exemption Scheme must possess adequate cash of or equivalent to 20,000 Baht per person or 40,000 Baht per family."

2) Royal Thai Embassy, Doha (Qatar):

[members only]

“Travellers entering Thailand under the Tourist Visa Exemption Scheme must possess adequate cash of or equivalent to 20,000 Baht per person or 40,000 Baht per family.”

3) Royal Thai Embassy, London (UK):

[members only]

“please make sure that you are in possession of a passport valid for at least 6 months, a round-trip air ticket, and adequate finances equivalent to at least 20,000 Baht (450 pounds) per person or 40,000 Baht (900 pounds) per family.”

4) Royal Thai Embassy, Manama (Bahrain):

[members only]

"Upon arrival you may be asked to present round-trip air ticket and proof of adequate finance equivalent to at least 20,000 Baht per person or 40,000 Baht per family."

5) Royal Thai Consulate, Los Angeles (USA):

[members only]

“Travelers entering Thailand under the Tourist Visa Exemption Scheme must possess adequate cash of or equivalent to 20,000 Baht per person or 40,000 Baht per family.”

6) Royal Thai Embassy, Bern (Switzerland):

[members only]

“Foreigners entering Thailand under the Tourist Visa Exemption category must provide proof of adequate funding for the duration of stay in Thailand at the port of entry (i.e., traveler’s cheque or cash equivalent to 20,000 Baht per person and 40,000 Baht per family)”

7) Royal Thai Embassy, Vienna (Austria):

[members only]

“Travellers entering Thailand under the Tourist Visa Exemption Scheme must possess adequate cash of or equivalent to 20,000 Baht per person or 40,000 Baht per family.”

8 ) Even foreign embassies list this requirement for their citizens traveling to Thailand, such as this example from the Luxembourg embassy in Bangkok : [members only]

"In addition, the immigration authorities may be required to present the equivalent of THB 20,000 per person in cash."

9) Here is a detailed article about this same requirement from a legal website [members only]/

Example quotes from Facebook posts in various Thailand travel groups from people denied:

1) Her airline even offered to take her to the ATM machine to withdraw 20,000 Thai baht...Immigration said NO.

"Hello I've been denied to enter the Kingdom (exemption) with the reason my old passport had many border stamps even all my documents are completed.

...Then he asked me the cash which I forgot to get cos I thought I would be picked up by hotel staff for quarantine so I dont need cash.

...and I showed them my money from my thai bank acc that I could draw right away.

...But the officer didn't care and denied me and managed my return to my home country.

2) Two days ago I was denied entry at Don Muang Airport for not carrying 20,000 baht on me. They kept me in the detention area for 16 hours before I flew back to Laos. I have had a lot of visa exempt stamps over the last 3 years but ive also had 2 work permits.

3) I have been asked to show cash, not sure that would have granted me entry, however, I failed to show the 20k, there were ATMs downstairs just 50 steps away, I could have sent my girlfriend to withdraw for me, but they were too busy filling papers to listen and when they finished I was escorted to the deportation office.

The only option they gave me was to buy a ticket for the first flight back to Osaka and wait 2 days in detention room for it.

4) I had an active ED visa, went to Suvurnabhumi and got a re-entry permit and left for Bali. Came back 5 days later and then got denied for not having 20k baht on me and the IO saying that I'm working as a teacher.
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TLDR : Answer Summary
This discussion addresses the proof of funds requirement for travelers entering Thailand, particularly the necessity to have 20,000 Baht in cash to show upon arrival. It details experiences and regulations from various Thai embassies confirming the cash requirement under the Tourist Visa Exemption Scheme. Many contributors share anecdotes of travelers being denied entry when unable to provide the required sum despite the rarity of such requests. The conversation also considers the situation for long-term visa holders and clarifies any misconceptions surrounding the requirement, alongside discussions about the accessibility of ATMs in arrival areas.
Gabriel ********
All seems to be accurate and good advice….worth mentioning however, there definitely are ATMs at arrivals before immigration, quite a few of them
Pui *****
ORIGINAL POSTER
I am flying in on two days and will be happy to check. This is a frequent problem that people facing the proof of funds requirement face so unless something has changed since I last arrived in Thailand 4 weeks ago, it isn't possible. I go in and out often, and I see frequent posts from people with this issue too. There are Kasikorn and Aeon ATMs as soon as you get through immigration and this is not the first time that someone has argued from the wrong memory of where they were. But I will be happy to look thoroughly in 2 days as this would be a monumental change as the proof of funds would no longer be an issue for most if there is ATM access.
Gabriel ********
@Pui ****
bro, you are being as obtuse as the op that you are criticizing…you don’t need to check anything as I’m telling you I myself used it fewer than 24 hours ago….why would I write this of it we’re not so?
Pui *****
ORIGINAL POSTER
@Gabriel *******
like I said, I will check and see in 2 days. None were there a month ago nor anytime in the past 10 years that everyone who had a proof of funds issue could access. Otherwise if there were ATMs, almost no one would ever face this issue ever again. I'm not trying to be right always, I'm trying to be accurate. I appreciate you posting it so that I will check again thoroughly myself and take video or photos.
Gabriel ********
@Pui ****
I did find it remarkable as I came in with plenty of dollars and didn’t want to gamble w exchange booths on the bottom being closed and I was pleasantly surprised to be able to avoid the exchange booths usurious rates by using the atm next to that first booth…I mention this only as I too had never seen atm there and the remarkable piece is that the machines are well before immigration so bring your card when you check
Pui *****
ORIGINAL POSTER
@Gabriel *******
Do you happen to remember approx. what gate you arrived at? It's a strange question, but the reason is that there is only one logical route that a person would take from each gate to Immigration, and since you mentioned that the ATMs are well before immigration, it means that I would have to either walk the entire terminal from one end to the other which takes like half an hour, or I can narrow it down if you remember about what gate you arrived at, so I can retrace your route to immigration. If not the gate, then any other info to guide me where to look without walking the full terminal. I know this sounds obsessive, but if what you have discovered is true, then this is a massive shift in the warning that frequent contributors always have to give that you must bring the cash with you, as there is no access to ATMs airside, and it means that for everyone that has that amount in their bank account somewhere, it would complete eliminate any need to carry that much cash with them every time they come to Thailand. I am happy to be the one to make the effort to confirm that what you said is correct and post photos, since this will be a stunning change in the government's policy so far to not allow ATMs airside that dispense baht either upon international arrival or international departure.
Gabriel ********
@Pui ****
F17 comes to mind but it’s been a lot of gates over the past few days
Pui *****
ORIGINAL POSTER
@Gabriel *******
I arrived last night and walked the entire international arrivals terminal from one end of the airport to the other and can confidently say I did not see any ATMs airside before going through immigration at Suvarnabhumi. (My arrival gate happened to be right at one end of the terminal so it actually wasn't hard to do). The closest are these automated currency exchanges, which are not ATMs but just an automated version of a currency exchange booth. I am truly puzzled at what you reported because I am sure you believe it to be true, but I could not verify it myself, and having such ATMs would go against the advice given in these groups every week for years, as well as against my understanding of the Thai monetary authority's restrictions on this. I really wonder how it's possible for you to have found ATMs that no one else has reported as now existing; it truly is very strange what could have happened as I assume you are equally confident where you believe you used the ATM.
Pui *****
ORIGINAL POSTER
@Gabriel *******
no there are not any in the international arrivals terminal before immigration. This is well established from plenty of posts including some of the ones quoted in my post,and my own personal experience entering via BKK many times a year. There are multiple currency exchanges operated by Kasikorn Bank but there are no ATMs until the first one which is the Kasikorn ATM right after immigration in baggage claim. This is a policy of the Thai government. There are no ATMs dispensing baht either before immigration on arrival, or after immigration upon departure because Thai baht is a restricted currency as far as how much can be taken out of the country, and until you stamp into Thailand you are not yet in the country, just like after you stamp out, the reverse situation applies. There are plenty of ATMs in domestic arrivals as soon as you exit your gate but that doesn't help international arrivals as they cannot access that area.
Gabriel ********
@Pui ****
my guy, I flew in yesterday from the USA….I personally withdrew money from one of the bank of ATMs sitting next to the first Kasikorn exchange booth you encounter before immigration…there are several including Aeon machines
Jorge ****
I recall asking about this 20k THB requirement about 2 yrs ago when this group was still under its initial name. Have been traveling to LOS for nearly 30 yrs and have seen this 20k requirement posted, possibly at airports or border crossings, but did not know if after so many years it was still in effect. I was never asked to show it, possibly because most of my entry/exit were for transit holiday while on my way elsewhere. A few people were unaware of the 20k and even a few began to insinuate I was a troll of sorts, trying to stir the pot. The whole discussion came to an end when someone posted a picture of an official "requirement" list at a border crossing listing the 20k. I should have downloaded and kept the pic. Lesson learned. 🙂
Mark ********
Come to Vietnam. So much easier and very welcoming.
Bob **********
Very good and yes he is a jerk who thinks he knows everything
Dianne *****
It hashappened to someone I know, twice. First time in 2017 and the second time this year. Both times she was denied entry and made to fly back to the country of her passport
Us *****
Bro, I think you two need to meet up and kiss up. So much sexual tension. You sounded like a Thai bar girl that was not paid for her service.
Pui *****
ORIGINAL POSTER
@Us ****
I don't like bullies, especially those trying to insult many of the frequent contributors of this and other Thai travel groups that I can clearly see selflessly spend many hours every day, posting dozens if not hundreds of times a week, 365 days a year, with informed and knowledgeable advice to help other people visiting Thailand.
Us *****
@Pui ****
you're online, you can't take it personal. Stop trying to be an internet warrior, you aren't fighting anyone. Only thing you are doing is investing in your emotional energy online instead of it in real life. RELAX!
Jo **********
They will ask you for the 20,000 if you are suspect. meaning not to be relied on or trusted; possibly false.

that’s the reality If you have a logical reason to believe that you are suspect then bring the 20,000
Neal *********
@Pui ****
Your post is commendable, and I appreciate your response to the individual displaying impolite behavior. I seek clarification regarding the entry requirements for Thailand. It appears that this information is not readily available or might be located within a specific subsection. I have consistently relied on the UK entry requirements website, which is regularly updated and has rarely disappointed me. Could you please confirm if this applies uniformly to passport holders of all nationalities? For further details, I have referred to the following link:
*********************************************************************
Pui *****
ORIGINAL POSTER
@Neal ********
There is no difference what country you are from when it comes to Thailand's proof of funds requirement, except for the under 20 nationalities that enter via the paid 15-day visa on arrival scheme (primarily for Chinese and Indians) where their proof of funds requirement is 10,000 baht per person/20,000 baht per family instead. You shouldn't be looking at a UK government website as the definitive source for entry requirements to Thailand. You should be looking at the Thai government's websites. UK passport holders can enter via 30 day visa exempt entry, and therefore have the 20K proof of funds requirement. However, UK passport holders who do not have an extensive history of lengthy stays in Thailand are extremely unlikely to be asked to show the proof of funds.
Jo **********
@Pui ****
in the written law there is no difference for which country your from. But in reality in how the law is enforced is dependent on nationality and appearance. If you come from a poor country and appear you lack financial resources you might be asked. This is how immigration sensibly deals with this.
Pui *****
ORIGINAL POSTER
@Jo *********
Yes, I agree that this rule is likely to be enforced more with certain nationalities compared to others. Not just the proof of funds, but also proof of accommodations for their full stay period, an onward ticket, etc.
Sharon *******
I checked the Vancouver consulate site because I know I read it before my visit last November. It does say evidence of adequate finance (20,000 Bhat person) but not that it has to be in cash. I took the equivalent of 13,000 Bhat but was well covered with my bank card and credit cards. It would be helpful if they stated it has to be 20,000 cash. I noticed some the examples you sited do say cash but not all of them.
Pui *****
ORIGINAL POSTER
@Sharon ******
Yes, it is unfortunate that this is not made clear as the consulates don't have one standardised text of the requirement and each seems to write it their own way, resulting in varied versions, and some consulates don't mention it at all, but that doesn't mean the requirement isn't there.
Martyn ***********
Yes I got into the.... Debate! 555... Basically I said if you haven't 20k to put in your wallet to satisfy this rule... You probably shouldn't be coming to Thailand.....
Sophia ******
Thanks for your comprehensive effort and time! 👍
David *********
Wow. Above and beyond. Thank you.
David **********
Wow good to remember. I knew about this as a tourist but hadn't thought about it as someone working in Thailand. If I leave on a re-entry permit, does this still apply?
Henrik ****
@David *********
, I never heard of anyone being asked to show money at the border if they already have shown much more money to get the visa. Non-B might be tricky in that sense as you are able to get some Non-B visas without showing money. The real pain could happen if you actually did show money for the visa but the border station doesn't believe it because some consulates don't ask you to show money for the visa in question.
Pui *****
ORIGINAL POSTER
@David *********
Honestly, I'm not sure. I've seen frequent contributors in the groups say that it is never required for long stay visas such as someone on a Non-B, but I've also seen other frequent contributors say that it is required of everyone but just almost never asked for for long stay visas.
Jo **********
Dear Pui, my sincere compliments to you. For giving such a credible answer. I as professor who has dedicated his life to understanding, I have learned to observe data and make conclusions. The data here in anecdotal. Speaking practically i traveled to Thailand for 20 years without knowing this rule, as with many other millions. Thai people know this is cashless world. The only way I knew was by joining this group. The panic created around this requirement is in-situ unnecessary
Henrik ****
@Jo *********
, I think we should close most universities if we should keep the truth silent not do make too much headache to people 🙂
Jo **********
@Henrik ***
sorry if you don’t understand the meaning of the word truth, suggest you go to the university and discover the truth. Oh, wait, you want those institutions closed. Thanks for support and integrity
Henrik ****
@Jo *********
, sorry, Sir, to give you a headache wondering about the meaning of the word "truth". I think this post is relevant even the mentioned situation happens rarely.
Jo **********
@Henrik ***
thank you
Pui *****
ORIGINAL POSTER
@Jo *********
I agree that the odds of being asked are essentially non-existent if you don't have some factor about your previous stay or entry history that makes the immigration officer ask. This isn't meant to be fear-mongering and I frequently comment on posts from genuine tourists that they don't have to worry about it... but I also note that the rule does technically exist so it's up to them to decide what to do. Some people like to do things by the book and follow all rules even if the odds are approaching 100% that they won't get asked, as long as they are a genuine tourist. This post was for people who insist the rule doesn't exist, not about how likely it is that someone will be asked for it. Some people don't like to take the chance, just like odds are very slim you would get picked for secondary inspection at the airport randomly or that you will need to claim on travel insurance you purchased, but it is always a possibility.
Richard ********
Pui Sun

If you have an “O” retirement visa and then consequent extensions for several years, and you return to your birth country for a holiday, are you required to have 20k bht on re-entry to Thailand?
Martyn ***********
@Richard *******
your not a tourist in this case... So obviously not.
Richard ********
@Martyn **********
I obviously didn't retain that when reading as I skipped reading the consulate comments until you said it was obvious. Oops, thank you.
Steve ********
@Richard *******
No. It's only for visa exempt, tourist or VOA
Richard ********
@Steve *******
thanks Steve
Nigel *********
@Richard *******
I was on a Non B and had to show 20k on the way back from Penang at the Sado Border. Mind you, they're all, allegedly, bent down there.
Pui *****
ORIGINAL POSTER
@Richard *******
from my understanding, long term visas are exempt from that requirement.
Jo **********
@Pui ****
correct
Richard ********
@Pui ****
thank you for a very comprehensive and detailed post. 😄👍👍

Not many people would worry about someone else being pumped on here by the rood people.

Thank you again
Marc ********
I still don't understand why you did bother after all. So much time and effort...

For what? Let him believe what he wants🤷‍♂️
Pui *****
ORIGINAL POSTER
@Marc *******
I compiled it previously in response to a specific person that kept insulting me when I tried to convince him the rule existed, so I just had to copy and paste most of it this time. It has proven to be a useful reference to shut up the non-believers.
Marc ********
@Pui ****
I understand that part of him being rude. But I still don't understand why you would invest any time researching and looking for links, copy paste stuff... and explaining so much and even open a separate post about it.

Is he really that important to you?

And you really care what he wants to believe or not?

Obviously he was being shut up already since the comment section was turned off

I really don't see your ambition and benefit of doing so🤷‍♂️
Lynnette *******
@Marc *******
because he was trying to mislead people! It's important to clarify such rules when people argue and mislead.
Marc ********
@Lynnette ******
The rules have been clarified many times already in the group.
Sharon *******
@Marc *******
He was trying help people. Give him a break. You seem a little overly invested yourself.
Marc ********
@Sharon ******
The admins explained it like a million times already.

And I still don't understand why anybody would believe people can be misled because one person insisting on something incorrect while others keep correcting him before the admin turns off comment section.

So I don't see the reason of investing so much time effort just to bring it up again🤷‍♂️

I really don't. I apologize for not understanding if that helps
Lynnette *******
Marc Widmer yes, and he still argued. Some may have believed him. So not sure why you're so upset or annoyed Pui took time to clarify, again.
Marc ********
@Lynnette ******
Not upset at all. I just don't understand why anybody would invest time to clarify something is clarified already.

Only becase 1 person is insisting on something else
Lynnette *******
@Marc *******
as you say, you don't understand. Most of the rest of us do.
Marc ********
@Lynnette ******
And I don't understand why you think I would be upset😄
Peter *******
@Marc *******
well you seem to be posting quite a lot on the topic 🤷‍♂️🤷‍♂️
Marc ********
@Peter ******
True because peeps keep tagging me😅
Marc ********
@Lynnette ******
Good for you then. I don't.
Pui *****
ORIGINAL POSTER
@Marc *******
I didn't have a chance to comment on that post before the OP shut it down after tons of posts. The issue was that the guy remained unconvinced and since I already had this info saved from before, I thought it would be good to share it so he would see it. I guess I'm standing up for some group members that I greatly respect from their frequent contributions and helpfulness to the community, that I saw him insult so unfairly.
Marc ********
@Pui ****
Fair enough. I still don't understand why he is of any importance to you🤷‍♂️
Pui *****
ORIGINAL POSTER
@Marc *******
he isn't. The members he was arguing with ARE.
Marc ********
@Pui ****
And you opening a post. Because of him. No other reason.

So he is important to you😅

I am sure the members being insulted by him don't give a rat's ass😅

Otherwise they would have opened a seperate post
Nigel *********
@Ma**
I mostly agree with you, that said, it does serve some purpose to people who may be using the search function in future. The guy in question was a bit of a Tit but he was so confident yet so wrong he may just cause problems for someone entering in the future. I guess Pui is just trying to even things out. 💞
Dimitri ********
It is really useless to take that 20k in cash. If they ask for that it is because they already decided to refuse you entry for whatever reason. If you can show it than they will find another reason. The 20k will not help you at all.
Steve ********
@Dimitri *******
Actually no. It sometimes comes down to it being the deciding factor. If you've got the dosh they'll let you in. But instances are few and far between
Nigel *********
@Dimitri *******
actually, if you can show the 3 proof ofz, then the immigration officer has to do some actual work. It's at this point it all goes in to the "to hard box" and you'll eventually be let in.
Brandon ************
Pui *****
ORIGINAL POSTER
@Dimitri *******
but we've had multiple posts over time in the Thai travel groups from people who were able to show the 20k and were finally let in. Yes, they all got hassled and questioned, but without the 20k, they would have been denied.
Steve **********
@Dimitri *******
you're correct, but others just like texting in book volume.
Pui *****
ORIGINAL POSTER
@Steve *********
unfortunately for some people, the only way to convince them of the reality of something is to overload them with evidence, since clearly the succinct statements of even top contributors in this group aren't enough to convince them. Those people will argue and insult members to no end because no one bothered to take the half hour I did to search for and gather this info, specifically in response to someone in the past that argued with members for over 50 posts refusing to concede until the proof that I provided. It was not a pleasurable exercise to do this work but a necessary one given how many people insist this rule doesn't exist (as rarely enforced as it is).
Steve **********
@Pui ****
old Chinese saying .

'When someone's argument is burying them.

' don't interupt them'
Cliff *********
Thank you for this very detailed explanation.

To those who wonder if it’s really necessary: look at this 20K as an insurance policy and a source of cash if your ATM is not working.

To those who cannot afford 20K: stay home for now and work longer.

To those who want to argue: have a nice stay in detention……
Henrik ****
This has been discussed in many visa groups. I think the confusion comes from the fact that it is possible to find a link (if you spend enough time on it) at MFA site stating 10k and not 20k. MFA should overrule any embassy or consulate but what you explain above is what the one out of 10,000 experiencing this is being asked to show.
Pui *****
ORIGINAL POSTER
@Henrik ***
I agree, there is a lot of confusion as some consulate websites also list 10k rather than 20k, but the real world posts from people who have been asked on their visa exempt entries has proven than 20k is what is asked for. (10k for paid VOA entries, which people also confuse with visa exempt entry).
Steve ********
I think this is quite well known amongst regular visitors to Thailand. Chances are remote but if an IO decides he doesn't want you in the country, he falls back onto this rule, because it's one not too many people know about. It's instant refusal of entry. Go back from whence you came!
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