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What health insurance providers are recommended for expats in Thailand, especially for those over 60?

Health Insurance Expats in Thailand Insurance Providers Aging Pacific Cross Allianz April AA Insurance

Jun 24, 2025

10 months ago

Doug ********

ORIGINAL POSTER

Hi.  Sorry not really visa advice , but sort of connected.

What's people's views or recommendations really on  health insurance providers. 65 nearly. Had some past issues but don't mind excluding that as just at the stage of keeping an eye on things as hopefully fully cured. Don't mind a policy with excess etc but just would like some genuine advice from people with current genuine experience in this matter. Don't really want to be clicking on random website ads. 

Many thanks for any suggestions.

Have a nice afternoon all.

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TLDR : Answer Summary

The post discusses seeking recommendations for health insurance providers in Thailand as an expat approaching 65 years of age, with past health issues. Several users suggest options like Pacific Cross, Allianz, and April, sharing personal experiences regarding their policies and coverage. Specific details such as deductible amounts, claim experiences, and issues with coverage due to prior health problems are mentioned, reflecting varying opinions and suggestions for reliable insurance options.

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Neil ********

I am a little older at 65 and have to date self insured but nothing required. Be interested to know the approx costs for us older with a few smaller past issues

10 months ago

Michael ******

April is another popular one, with decent coverages for lower than other prices.

10 months ago

Doug ********

ORIGINAL POSTER

@Michael *****

April said won't cover me due to past issue even tho been clear of the problem for five years

10 months ago

Reply to

Doug ********

Mel ******

I use Allianz global. Pricey but seems reputable about paying claims

10 months ago

Raymond ********

@Mel *****

l have one with not worked out at they were uncontactable at the most required andcthe service poor

10 months ago

Doug ********

ORIGINAL POSTER

@Mel *****

thank you

10 months ago

Reply to

Doug ********

Gerg **********

I just renewed my policy with Pacific Cross. I’m 63 and in pretty good health. If you want a contact in Bangkok, the agent I worked with was Chayut Chatrakul and the number is 02-401-9188. I haven’t filed a claim yet so I can’t comment on that, but the customer service so far has been good.

10 months ago

Doug ********

ORIGINAL POSTER

@Gerg *********

than you

10 months ago

Reply to

Doug ********

Marty *********

I have Pacific Cross. I bought into it when I was 62. Their website allows you to price different options. I have a 40,000 baht deductible that keeps the price down.

10 months ago

Philippe *********

@Marty ********

thank you mr pollard

10 months ago

Doug ********

ORIGINAL POSTER

@Marty ********

thank you

10 months ago

Reply to

Doug ********