What are cost-effective health insurance options for expats in Thailand, particularly for retirees?

Feb 2, 2024
9 months ago
Mark ***************
ORIGINAL POSTER
Health insurance - my travel insurance runs out soon, and as a general pattern I'm here in T four months a year.

I'll need some kind of health insurance, AXA quoted me 140,000B/year which seems excessive, even given advancing years.

They also provided the option of a minimum cover insurance for retirement visa purposes but with excessively large self-contributions per claim.

Dow anyone know a cost-effective solution for, err, someone a bit older that does not have large excesses per claim?

Thanks
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TLDR : Answer Summary
An expat seeking cost-effective health insurance options in Thailand discussed their current situation where their travel insurance is about to expire. They found AXA's quote of 140,000 baht per year too high and were also offered a minimum coverage insurance for retirement visa purposes, which came with substantial excesses. Comments included suggestions for checking local comparison sites like Checkdi, considering international insurance from their home countries, and recommendations for AIA Insurance. A user shared their experience of obtaining a 3-month insurance plan for 9,500 baht, highlighting the potential for extensions at reasonable costs. Overall, various alternatives and insights into the health insurance landscape for retirees in Thailand were provided.
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Galenus ******
Health Insurance? Wrlife !!!
Mark ***************
ORIGINAL POSTER
thanks
Alain **********
Many travel insurance companies accept to extend the 3 months time limit for quite a reasonable price. Normally you should have asked them before travelling to get the period extended but you can check that with them or your broker
Del ******
good to know
Christopher *************
I am 77 and I have just got 3 months for THB 9500. Send me a message and I will give you the contact.
Bosco *******
@Christopher ************
That’s very interesting
Henrik *****
For 4 month travel insurance is best.

Most include transport back to your homecountry and getting familymember to Thailand in case of severe accidents / illness.
Ploynita **************
If you need health insurance, AIA is another option.
Andreas **********
@Ploynita ******************
how much is this policy
Ploynita **************
@Andreas *********
It depends on gender, age and the insurance plans Ex: 40 year old man PLAN 15M baht about 51,243B/year
Ploynita **************
Linda ******
@Ploynita *************
hi is this for private hospital?
Ploynita **************
Linda ******
@Ploynita *************
you represent AIA or u a broker with other health insurance?
Ploynita **************
@Linda *****
I am aia insurance agent
Linda ******
Mark ***************
ORIGINAL POSTER
@Ploynita ******************
interesting, thanks
Ploynita **************
Ploynita **************
Del ******
Check on an International travel health insurance from your home country .. could work out cheaper approx Eur 2000 per year
Del ******
Please check all the conditions and criteria’s
Mark ***************
ORIGINAL POSTER
the ones I have seen have trip specific time limitations, but I will look again
Del ******
@Mark **************
worldnomads.com
Del ******
@Mark **************
there are some for a year .. can’t get the names but saw them on some travel bloggers on YouTube .
Lynnette *******
@Mark **************
yes, that's what I found too.
Del ******
Do some research on YouTube … see what international nomads are using for their travel insurance . And further research those . That’s the best that I could think off . Good luck
Mark ***************
ORIGINAL POSTER
Ian ********
Have a look on Checkdi (Was Mr Prakan)for all your Thailand insurance requirements

You can compare policies and prices in it from the leading providers, they do travel insurance, car, motorcycle and travel also

*****************************
Farhad ****
Can you please contact me, I can guide you through this
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