Answered3 years ago
What are cost-effective health insurance options for expats in Thailand, particularly for retirees?
Health insurance - my travel insurance runs out soon, and as a general pattern I'm here in T four months a year.
I'll need some kind of health insurance, AXA quoted me 140,000B/year which seems excessive, even given advancing years.
They also provided the option of a minimum cover insurance for retirement visa purposes but with excessively large self-contributions per claim.
Dow anyone know a cost-effective solution for, err, someone a bit older that does not have large excesses per claim?
Thanks
I'll need some kind of health insurance, AXA quoted me 140,000B/year which seems excessive, even given advancing years.
They also provided the option of a minimum cover insurance for retirement visa purposes but with excessively large self-contributions per claim.
Dow anyone know a cost-effective solution for, err, someone a bit older that does not have large excesses per claim?
Thanks
Answer summary
An expat seeking cost-effective health insurance options in Thailand discussed their current situation where their travel insurance is about to expire. They found AXA's quote of 140,000 baht per year too high and were also offered a minimum coverage insurance for retirement visa purposes, which came with substantial excesses. Comments included suggestions for checking local comparison sites like Checkdi, considering international insurance from their home countries, and recommendations for AIA Insurance. A user shared their experience of obtaining a 3-month insurance plan for 9,500 baht, highlighting the potential for extensions at reasonable costs. Overall, various alternatives and insights into the health insurance landscape for retirees in Thailand were provided.
29 repliesnewest first
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Galenus ******
Health Insurance? Wrlife !!!
Mark ***************
OPthanks
Alain **********
Many travel insurance companies accept to extend the 3 months time limit for quite a reasonable price. Normally you should have asked them before travelling to get the period extended but you can check that with them or your broker
Del ******
good to know
Christopher *************
I am 77 and I have just got 3 months for THB 9500. Send me a message and I will give you the contact.
Bosco *******
@Christopher ************
That’s very interesting
Henrik *****
For 4 month travel insurance is best.
Most include transport back to your homecountry and getting familymember to Thailand in case of severe accidents / illness.
Most include transport back to your homecountry and getting familymember to Thailand in case of severe accidents / illness.
Andreas **********
@Ploynita ******************
how much is this policyPloynita **************
@Andreas *********
It depends on gender, age and the insurance plans Ex: 40 year old man PLAN 15M baht about 51,243B/yearLinda ******
@Ploynita *************
hi is this for private hospital?Linda ******
@Ploynita *************
ok thanksPloynita **************
@Linda *****
I am aia insurance agentLinda ******
@Ploynita *************
you represent AIA or u a broker with other health insurance?Ploynita **************
@Linda *****
YesMark ***************
OP@Ploynita ******************
interesting, thanksDel ******
Check on an International travel health insurance from your home country .. could work out cheaper approx Eur 2000 per year
Del ******
Please check all the conditions and criteria’s
Mark ***************
OPthe ones I have seen have trip specific time limitations, but I will look again
Del ******
@Mark **************
worldnomads.comDel ******
@Mark **************
there are some for a year .. can’t get the names but saw them on some travel bloggers on YouTube .
Lynnette *******
@Mark **************
yes, that's what I found too.Mark ***************
OP@Del *****
thanksDel ******
Do some research on YouTube … see what international nomads are using for their travel insurance . And further research those . That’s the best that I could think off . Good luck
Ian ********
Have a look on Checkdi (Was Mr Prakan)for all your Thailand insurance requirements
You can compare policies and prices in it from the leading providers, they do travel insurance, car, motorcycle and travel also
You can compare policies and prices in it from the leading providers, they do travel insurance, car, motorcycle and travel also
*****************************
Farhad ****
Can you please contact me, I can guide you through this
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