This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What are some affordable health insurance options in Thailand for retirees?

Health Insurance Retirement Visa NON-O Visa Thailand Expat Insurance Brokers Long-Term Insurance Travel Insurance Aging Expat Issues

Jun 22, 2025

a day ago

Keith ********

ORIGINAL POSTER

I have a retirement Visa that expires in April 2026. The quotes that I’ve had from the UK Internet search using the likes of compare the market for long-term health insurance are over £1800 (72k baht) for a single trip annual policy.

I will be coming out in late October for approximately six months and wondered if there were any local insurance companies who might be cheaper. 

I am 68 and have no long-term health issues and would appreciate if anyone has any contacts so I could message/email them to get some local quotes.

1,856

views

likes

all likes

replies

images

users

TLDR : Answer Summary

A user with a retirement visa is seeking local health insurance options in Thailand, expressing concerns about high quotes from the UK. Community members provided various suggestions, including contacting local insurance brokers, considering specific companies like AXA and Pacific Cross, and exploring options like Saga annual multi-trip insurance. Several comments also mention Thai immigration requirements for health insurance related to certain visas.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

Pelle Eriksson★★★★★

Absolutely Bangkok's best service I highly...

recently on Facebook

Luca G.★★★★★

I used this agency for my DTV Visa...

recently on Google

Trusted Retirement Visa Agent

OVER 100,000 EXPATS SERVED

#1 VISA AGENT IN THAILAND

Mark ********

I use the post office insurance from the UK which should cover me if anything serious ever happens. Luckily nothing ever has so never had chance to test it.

16 hours ago

Francois ********

800k thb in Thai bank

19 hours ago

Francois ********

If u apply for an O-A/10yr retirement visa

from Thai embassy only

Required

40k-OP

400k -IP

LMG-Thai ins comp

Premium yrly 8,000thb

IF u have an Non-O

Apply in Thailand

Retirement EXTENSION

No need ins

Need 800k thb in Thb

Shows funds transfer

From ur country

19 hours ago

Michael ********

If you get a Nationwide Plus account this costs £13 per month but there is travel insurance included, but you pay a premium for long stay?age, and certain medical conditions, but i can assure you when you add it all up.its the best deal going, certainly if you are over 65 years of age and costs nothing like what you were quoted,

21 hours ago

Peter *********

No, and price seems right 😕

a day ago

Martin *********

I used Pacific Cross and I am 63 but have a couple of health issues I had to declare and my annual policy was £2150. I had a fall and needed hospital treatment for a head injury and the bill came to over a £1000 and they paid out on the day of the accident without any hassle 😊

a day ago

Wannikea *********

You seem to have a Non Imm OA visa, that requires mandatory health insurance, contact

Phil ******

try tabby at AIA

Spencer *******

Look at saga annual multi trip you can change the number of days to 90 days at a time, last year cost me around £270. Aged 64 with 1 pre existing medical ( asthma).

a day ago

Tony *********

Try looking at backpacker travel insurance

a day ago

Kerry *******

Depends on how well you want to be insured but I'm same age and in good nick and I just renewed mine for $1200 Aussie ( 25k bht)

Only catch was the excess is

*****

0bht. If you're healthy it's good. AXA insurance, recognized by Thai immigration for visas.

a day ago

Bob **********

a day ago

Pete *******

Realistically budget £3000 for a year policy.

a day ago

Pete *******

Good quotes. Decent health insurance for your age I would expect to pay 120k baht for in patient only.

a day ago

Wayne *******