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What are some affordable health insurance options in Thailand for retirees?

Health Insurance Retirement Visa Non-O Visa Insurance Comparisons Expat Life in Thailand Healthcare in Thailand Insurance Companies in Thailand

Jun 22, 2025

22 days ago

Keith ********

ORIGINAL POSTER

I have a retirement Visa that expires in April 2026. The quotes that I’ve had from the UK Internet search using the likes of compare the market for long-term health insurance are over £1800 (72k baht) for a single trip annual policy.

I will be coming out in late October for approximately six months and wondered if there were any local insurance companies who might be cheaper. 

I am 68 and have no long-term health issues and would appreciate if anyone has any contacts so I could message/email them to get some local quotes.

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TLDR : Answer Summary

The post discusses the search for affordable health insurance options for a retiree with a retirement visa in Thailand. The user mentions receiving high quotes from UK insurance providers and asks for local alternatives. The comments provide various suggestions, including specific insurance companies, personal experiences, and advice on types of coverage. Notably, options like AXA insurance and special plans for retirees are highlighted, along with potential costs and the importance of coverage that meets visa requirements.

NON-O RETIREMENT VISA RESOURCES / SERVICES

Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
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Steve ********

I am going to Thailand this year for 4 months what is the best type of visa to get please? Thanks for any advice

18 days ago

Christopher ***********

Very good price. Plus, you have more chance of a company in your home country paying out.

20 days ago

Anchalee *******

The insurance premium is according to the age, gender, plan of health insurance.

I can send you the quote if you need.

Please DM to me

21 days ago

Keith ********

ORIGINAL POSTER

Many thanks for all your comments and they were extremely helpful. In particular, I would like to thank Michael Knight who pointed me towards my nationwide flex plus account which gives me 120 days comprehensive insurance at a cost of about £400. If I stay longer I can use the Safety Wing essential nomad insurance on a pay as you go basis at a cost of about £130 a month. The SafetyWing policy is one of the very few that you can take out when you are already abroad travelling once again many thanks to everyone.

21 days ago

Mark ********

I use the post office insurance from the UK which should cover me if anything serious ever happens. Luckily nothing ever has so never had chance to test it.

21 days ago

Francois ********

800k thb in Thai bank