Answereda year ago
What are some affordable health insurance options in Thailand for retirees?
I have a retirement Visa that expires in April 2026. The quotes that I’ve had from the UK Internet search using the likes of compare the market for long-term health insurance are over £1800 (72k baht) for a single trip annual policy.
I will be coming out in late October for approximately six months and wondered if there were any local insurance companies who might be cheaper.
I am 68 and have no long-term health issues and would appreciate if anyone has any contacts so I could message/email them to get some local quotes.
I will be coming out in late October for approximately six months and wondered if there were any local insurance companies who might be cheaper.
I am 68 and have no long-term health issues and would appreciate if anyone has any contacts so I could message/email them to get some local quotes.
Answer summary
The post discusses the search for affordable health insurance options for a retiree with a retirement visa in Thailand. The user mentions receiving high quotes from UK insurance providers and asks for local alternatives. The comments provide various suggestions, including specific insurance companies, personal experiences, and advice on types of coverage. Notably, options like AXA insurance and special plans for retirees are highlighted, along with potential costs and the importance of coverage that meets visa requirements.
29 repliesnewest first
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Steve ********
I am going to Thailand this year for 4 months what is the best type of visa to get please? Thanks for any advice
Christopher ***********
Very good price. Plus, you have more chance of a company in your home country paying out.
Anchalee *******
The insurance premium is according to the age, gender, plan of health insurance.
I can send you the quote if you need.
Please DM to me
I can send you the quote if you need.
Please DM to me
Keith ********
OPMany thanks for all your comments and they were extremely helpful. In particular, I would like to thank Michael Knight who pointed me towards my nationwide flex plus account which gives me 120 days comprehensive insurance at a cost of about £400. If I stay longer I can use the Safety Wing essential nomad insurance on a pay as you go basis at a cost of about £130 a month. The SafetyWing policy is one of the very few that you can take out when you are already abroad travelling once again many thanks to everyone.
Mark ********
I use the post office insurance from the UK which should cover me if anything serious ever happens. Luckily nothing ever has so never had chance to test it.
Francois ********
800k thb in Thai bank
Francois ********
If u apply for an O-A/10yr retirement visa
from Thai embassy only
Required
40k-OP
400k -IP
LMG-Thai ins comp
Premium yrly 8,000thb
IF u have an Non-O
Apply in Thailand
Retirement EXTENSION
No need ins
Need 800k thb in Thb
Shows funds transfer
From ur country
from Thai embassy only
Required
40k-OP
400k -IP
LMG-Thai ins comp
Premium yrly 8,000thb
IF u have an Non-O
Apply in Thailand
Retirement EXTENSION
No need ins
Need 800k thb in Thb
Shows funds transfer
From ur country
Michael ********
If you get a Nationwide Plus account this costs £13 per month but there is travel insurance included, but you pay a premium for long stay?age, and certain medical conditions, but i can assure you when you add it all up.its the best deal going, certainly if you are over 65 years of age and costs nothing like what you were quoted,
Peter *********
No, and price seems right 😕
Martin *********
I used Pacific Cross and I am 63 but have a couple of health issues I had to declare and my annual policy was £2150. I had a fall and needed hospital treatment for a head injury and the bill came to over a £1000 and they paid out on the day of the accident without any hassle 😊
Wannikea *********
You seem to have a Non Imm OA visa, that requires mandatory health insurance, contact
@Robert ********
Phil ******
@Keith *******
try tabby at AIA
Spencer *******
Look at saga annual multi trip you can change the number of days to 90 days at a time, last year cost me around £270. Aged 64 with 1 pre existing medical ( asthma).
Tony *********
Try looking at backpacker travel insurance
Brook ********
@Tony ********
WorldNomads or Allianz.
Peter **********
@Tony ********
this can be for 12 months, well worth checking out & it's not all of Asia.Tony *********
@Peter *********
I've just got 12 month cover for £600 , aged 60. Covers most of world except usaPeter **********
@Tony ********
which is a good deal 👌Kerry *******
Depends on how well you want to be insured but I'm same age and in good nick and I just renewed mine for $1200 Aussie ( 25k bht)
Only catch was the excess is
Only catch was the excess is
*****
0bht. If you're healthy it's good. AXA insurance, recognized by Thai immigration for visas.
Brett *******
@Kerry ******
I am moving to Thailand from Oz in August and can’t get health insurance under USD6k per year. I am a healthy 61 y.o with no pre-existing conditions, are you able to share who you use? Thank you.Kerry *******
$1264 aussie
Brett *******
Thanks Kerry, that’s great. Didn’t see that policy today when I was searching, I will check the site again tomorrow. Appreciated.
Pete *******
Realistically budget £3000 for a year policy.
Pete *******
Good quotes. Decent health insurance for your age I would expect to pay 120k baht for in patient only.
Wayne *******
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Wayne *******
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