What health insurance options are available for a 72-year-old expat with pre-existing medical conditions in Thailand?

Question

Can someone recommend health insurance company in thailand,  im aged 72 with medical issues

Ask Thailand · Answer

The post seeks recommendations for health insurance options in Thailand for a 72-year-old individual with existing medical issues. Several commenters suggest specific companies like LMG and SBC, as well as contacting experienced brokers such as Eric Dohlon and Mon at Abacus Associates. There's a discussion around challenges faced by seniors in obtaining insurance, particularly regarding pre-existing conditions, with some pointing out that public healthcare exists but may not suffice for visa requirements. Alternatives like moratorium health insurance are mentioned, which allows for coverage without declaring pre-existing conditions upfront. Overall, the conversation emphasizes the need for thorough research and caution in choosing an insurance provider.

Dwayne ******** · Answer

Keep in mind Insurance for foreigners is still new & thais only care about getting your money, so absolutely nothing is regulated. Though given a PM that was more about buying a Submarine for himself than helping his own people during Covid is not very convincing of a country that cares if you get screwed.

Dwayne ******** · Answer

I’m still looking, lots of companies lying now about what’s covered & how much is paid out. Whomever recommends, you need ‘vet’ yourself and believe or not.

Shane ******** · Answer

If you struggle to find insurance because of their pre-existing conditions or age you can use this comparison site for Moratorium Health Insurance from Insurance Reviews Asia.

With moratorium underwriting, you don't have to tell insurers about any health issues before cover starts. Instead, they'll only ask for your medical history when you make a claim. When you claim the insurer will decide if the condition was pre-existing and whether it can be covered.

[url redacted]

David ****** · Answer

Me too they don't want to know especially at our age 😒

Gaz ******** · Answer

Call Mon at [mention redacted]  she is excellent honest and speaks great English [mention redacted]

Valter **** · Answer

Thailand have good public heltcare service.

Ricky ******* · Answer

You'll be looking over 100k. Just go public if anything happens

Bob ********** · Answer

Don’t t bother you’ll be throwing your money away the won’t cover anything

Tom ********* · Answer

Contact Eric Dohlon,  he is on Facebook, a very experienced broker, so can give you a full range of options.

Peter ******* · Answer

Pre-existing will be excluded so you'll need to self insure for those

David ********** · Answer

Sbc

What health insurance options are available for a 72-year-old expat with pre-existing medical conditions in Thailand?

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