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What health insurance options are available for a 72-year-old expat with pre-existing medical conditions in Thailand?
health insuranceexpat adviceinsurance for seniorsThailandretirement visamedical insurancepre-existing conditions
Jul 7, 2025
10 months ago
Dek ******
ORIGINAL POSTERCan someone recommend health insurance company in thailand, im aged 72 with medical issues
TLDR : Answer Summary
The post seeks recommendations for health insurance options in Thailand for a 72-year-old individual with existing medical issues. Several commenters suggest specific companies like LMG and SBC, as well as contacting experienced brokers such as Eric Dohlon and Mon at Abacus Associates. There's a discussion around challenges faced by seniors in obtaining insurance, particularly regarding pre-existing conditions, with some pointing out that public healthcare exists but may not suffice for visa requirements. Alternatives like moratorium health insurance are mentioned, which allows for coverage without declaring pre-existing conditions upfront. Overall, the conversation emphasizes the need for thorough research and caution in choosing an insurance provider.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
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Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Retirement Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Dwayne ********
Keep in mind Insurance for foreigners is still new & thais only care about getting your money, so absolutely nothing is regulated. Though given a PM that was more about buying a Submarine for himself than helping his own people during Covid is not very convincing of a country that cares if you get screwed.
Dwayne ********
I’m still looking, lots of companies lying now about what’s covered & how much is paid out. Whomever recommends, you need ‘vet’ yourself and believe or not.
Shane ********
If you struggle to find insurance because of their pre-existing conditions or age you can use this comparison site for Moratorium Health Insurance from Insurance Reviews Asia.
With moratorium underwriting, you don't have to tell insurers about any health issues before cover starts. Instead, they'll only ask for your medical history when you make a claim. When you claim the insurer will decide if the condition was pre-existing and whether it can be covered.
With moratorium underwriting, you don't have to tell insurers about any health issues before cover starts. Instead, they'll only ask for your medical history when you make a claim. When you claim the insurer will decide if the condition was pre-existing and whether it can be covered.
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David ******
Me too they don't want to know especially at our age 😒
Gaz ********
Call Mon at
@Abacus ***********
she is excellent honest and speaks great English @facebook.com/a***************
Valter ****
Thailand have good public heltcare service.
Jim *******
@Valter ***
For Thai nationals.Valter ****
@Jim ******
What for thai nationals? Public heltcare is for everyone.Reply to
Valter ****
Reply
JT *****
@Valter ***
I would suggest a local insurance broker to show you all the different companies offering different options and prices that can be tailored to your needs. Some company like Igloo insurance brokers, AA insurance brokers, Chaz insurance brokers, or Lawton Asia insurance brokers. You can find them online.Dek ******
ORIGINAL POSTER@JT ****
thank youReply to
Dek ******
Reply
Dek ******
ORIGINAL POSTER@Valter ***
yes I know, but need policy for retirement visaSue **********
@Dek *****
which non-immi retirement visa are you applying for?Dek ******
ORIGINAL POSTER@Sue *********
retirement visaReply to
Dek ******
Reply
Doug *********
@Dek *****
you need insurance for non OA visa, not for non O visa, afaikReply to
Doug *********
Reply
Ricky *******
You'll be looking over 100k. Just go public if anything happens
Bob **********
Don’t t bother you’ll be throwing your money away the won’t cover anything
Sophie *******
@Bob *********
facts!Reply to
Sophie *******
Reply
Tom *********
Contact Eric Dohlon, he is on Facebook, a very experienced broker, so can give you a full range of options.
Peter *******
Pre-existing will be excluded so you'll need to self insure for those
David **********
Sbc
Francois ********
LMG Thai ins comp
Reply to
Urailak *********
Reply
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