What are some options for health insurance as a U.S. citizen moving to Thailand on a Non-Immigrant O visa?

Thailand Visa Non-Immigrant O Visa Retirement Visa Health Insurance Expat Insurance Travel Insurance Cigna Global THAI insurance options Insurance for retirees

Feb 11, 2024

9 months ago

Paul *******

ORIGINAL POSTER

Due to an unforeseen event in my life, I have ramped up my move Thailand from next year Jan to April this year (8 weeks). I’m pretty happy about this, but snowed under getting stuff done in 8 weeks I was planning to get to over 10 months.

I’m at a loss what to do with medical insurance. I’m in the USA, a USA citizen and planning to come to Thailand on a 3 month Non immigrant O, tie up some loose ends there and then switch to a retirement visa in a few months. I’m at a loss what to do regarding health insurance. I’m losing my health insurance on March 1 in the US. I was wondering if I sign up for something like a Cigna Global/International Health insurance would suffice?

I’m not looking for my best option, simply for an option that would work and give me time to do some research. I’m a little lost at the moment. 

Advice appreciated.

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TLDR : Answer Summary

A U.S. citizen moving to Thailand is seeking advice on health insurance options after losing U.S. coverage. They are considering Cigna Global but want suggestions for workable solutions, particularly for the first few months before switching to a retirement visa. Comments provide various recommendations, including travel insurance, checking with Thai providers, and strategies for managing healthcare costs.

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Glen *********

Im with Cigna Global and happy with them

9 months ago

Paul *******

ORIGINAL POSTER

Thanks for all you folks for your comments. It's nice to know there are people who are happy to give advice amongst the Thai expat community. 😀👍

9 months ago

Marty *********

First your age is going to matter and expect that preexisting conditions won’t be covered on a new policy. My strategy was to buy into a policy with a large deductible (40,000 baht in my case) which will lower the cost. Pay for routine care yourself. Keep money in savings ($100,000+ ??) to pay for what the insurance won’t cover. The insurance is for a catastrophic health event. If you are over 70 then any new insurance may be a problem.

9 months ago

Malcolm *******

@Marty ********

good sound advice 👌

9 months ago

Reply to

Malcolm *******

Christopher *************

There are plenty of Thai Insurance Companies and they are cheaper than any others. I am 77 and just got 3 months for CAD 300. All based on age of course. All of the N American Companies I looked at were way above that.

9 months ago

Keith ************

Look into travel insurance for the first 90 days, and then shop for a health insurance policy.

9 months ago

Ian ********

Have a look on Checkdi (Was Mr Prakan)for all your Thailand insurance requirements

You can compare policies and prices in it from the leading providers

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9 months ago

John **********

Check into WR Life. I have used them with no complaints

9 months ago

Neil *********

Hi Paul happy to help you if you want to dm me

9 months ago

Reply to

Neil *********

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