Is a health insurance plan costing 38,000 baht for a 59-year-old sufficient in Thailand?

Check AIA. I just got a 15M baht max coverage for 58K baht per year - I’m 55.

92/fileupload/39/AIA-health-happy-brochure-EN-July4.pdf

No its bad

This looks to be specialised cover for the oa/ox visa. Is that what you want it for or are you looking for general health insurance

If plan1 only gives you 400,000 baht of cover for 38,000 baht, at your age I'd be inclined to have 400,000 lying in a bank account. Once you cross the 60 years old, then the premiums will start to rise.

What is the name of the insurance? If it is wrlife it is bullshit

Is health insurance mandatory to obtain a retirement visa?

Self ensure

My wife can help you with options and suggestions. Excellent English! I will attach her details.

Please look up pacific Cross health insurance.

Falcon 3 million bht cover with 200,000 deductable cost 8000 bht a year.

CNXinsure

No offense but this is a terrible plan!!! 400k baht is a very low coverage. 2nd the 2k baht daily for a room would definitely not cover a semi private or private room as most are 3 to 5k a night. I use Jack Levy with MaCallan insurance ... in the past I've also used AXA and Pacific Prime both good too. But this plan really does nothing also don't see if there is a deductible or not but look elsewhere for use. 3m baht coverage + is what u should b looking for mate. Good luck.

Those amounts are very low. Any kind of serious problem and it could end up being a big headache for you. I personally have 10 million in coverage, and as i get older i am seriously debating getting even more coverage before i get too old and my opions start to dwindle. Health care expenses are expected to increase this year and i expect will continue to do so as Thailand is becoming an aging society. If you need any help, please feel free to reach out, but be careful to get a plan that actually has sufficient coverage. If you ever need it (hopefully you dont ), you will be glad you have it .

Good Visa question

Insurance never pay

Arawan Namak can help you with a quote.

All I would say is be honest with the pre existing.

Declare everything. Even a disc bulge that was diagnosed 17 years ago . Because if something major happens. They get your UK or wherever you are from hospital records with in hours sometimes.

If they spot something not declared. A lot declare the policy void .

U need 1 million inpatient cover as minimum … if u get very sick maybe 2 mil … I had spinal fusion this year bill 660,000 AXA paid it all my premium 80,000 pa

Only inpatient …. Up to u but outpatient big cost is MRI but u can find cheaper options

Poor

I pay 20$ month but sure I work here and I'm in social security schemes🙏

If you are planning to use this for an OA visa then only plan 5 is relevant. If you are not using for visa purposes then I'd look for something else

Fb warriors not qualified to give advice—speak to a registered financial advisor or health registered specialist👍👍

Seems expensive for the coverage, I have my insurance with my homeowner insurance in Denmark and I pay $ 30 Per month.

I am in Thailand right now and was in the hospital with Food poisening, they picked me up in a ambulance, Got out after 5 days when the fever was gone, I fainted and Buster my ribs OMG that hurt Got plenty of drops one with sodium and another with pain killer.

My danish insurance paid THB 60,000 for the whole thing no deductible thank God I am here for 3 months.

I just remember there is a insurance agency called Gouda which should pretty good.

Sorry to say it but stay away from American insurance agencies they just want your money and give nothing in return.

I lived and worked in Los Angeles for 35 years as a bank director so I have seen a little bit of everything.

The director at the hospital I was in told me that the scandinavian world Health insurance is the best in the world.

As a yardstick, three million Thai Baht either in coverage or savings is recommended to cover most eventualities. You would be looking at over 200,000 THB per annum. I take it you have already disclosed all your pre-existing conditions?

Myself I would forget outpatiet cover as generally those bills are low, and seek a much higher cover than 400,000 per year if you want to use international hospitals

Who are you with mick

I get way more cover than that for a third of the price, but piggyback off wifes company insurance (58 yrs)

Go get a few more quotes all the insurance agents will zero in on your post shortly

room and board, this will only cover a very basic private room in government hospital, Banglamung new block is 2500 per night before nursing care

Looks poor, even the personal accident cover looks very low