Answered5 years ago
What health insurance options meet Thailand's 50k requirement for expats?
I’m USA 🇺🇸. Who has gotten the health insurance thailand requires. At least 50k. I’m looking for 1st hand information from you. Thanks
Answer summary
This conversation discusses various health insurance options for expats moving to Thailand, specifically focusing on the recent requirement of a minimum coverage of $50,000. Users share personal experiences with different insurance providers including AXA and Arawan Namak, discussing pricing and coverage related to COVID-19. There is a distinction made between general insurance requirements and COVID-specific insurance, with advice on getting the necessary certificates from providers. Overall, the community aims to provide first-hand insights into securing appropriate health insurance to comply with Thai immigration rules.
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Jo ****
Tune insurance. 8000 baht for 3 month.
Doug *******
100k coverage for covid. I have actually used Safetywing for my wife and daughter. Great company. Responsive if you actually need them.
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John ******
50k ? USD? This is a new covid amount? I'm trying ti keep up 🤦🏻
Ray ********
@John ********
yesRay ******
Do you have to buy it from a Thai company or can I use an international health provider? I noticed they stated in the new OA requirements that had to be from a Thai health insurance provider?
Lisa ********************
Ray ******
@Lisa *******************
from what I've read now, I can use my existing Travel insurance that does cover Covid-19 for more than the required amount. Lisa ********************
@R**
you can use any insurance that will be accepted for your COE or Thai pass, but depends on type of visa too. OA needs inpatient and out patient insurance for duration of stay.
Gene **********
@Ray *****
Arawan Namak. On FB. Easy
Garrett ***********
@R**
Covid insurance to enter the country and Non-OA insurance are 2 totally different things. For covid insurance it can be from anywhere, but the insurance company needs to be able to issue a certificate specifically stating your covered in THailand for covid up to 100k usd. Ray ******
@Garrett **********
thanks I think information overload is getting to me. I've a global travel policy, that I top up for covid to suit the requirements. So should be okay. Ray ******
@Garrett **********
I'm based in Singapore, was a 40 dollar add on for Covid for 6 weeks in Australia. Garrett ***********
@R**
Just have to reach out to your insurance company and ask if they'll issue you the certificate. Some won't for whatever reason. 
Andy **********
@Garrett **********
my insurance covers in 50 trillion rubels and 25 slaves if need be. Will this suffice?Michael ********
I used arawan namak, again one of the most asked questions of the year.
Although as the 50 K was only announced yesterday insurers will be scrambling to offer new costs
Although as the 50 K was only announced yesterday insurers will be scrambling to offer new costs
Gene **********
@Michael *******
well for one month for the 100k I’ll eat the extra costs! 555Michael ********
@Gene *********
yes agree till it gets settledJared **********
I used Insubuy for my last trip, under $100 for 90 days
Marlene ******
@Jared *********
which flight is the best from Atlanta to Phuket?Michael ********
@Jared *********
does that cover forced quarantine if you have close contact with someone on plane but you have a negative test, or positive but no symptoms or hospitilation required.Could be an expensive mistake if it doesnt
Jared **********
@Michael *******
I think so but that was almost a year ago and a little fuzzy on thatThe odds of that happening are also insanely low, especially given planes were near empty and I don’t think I had a flight last year where I didn’t have an entire row to myself and masks were mandatory for the entire flight except for eating.
Jared **********
@Michael *******
that’s funny, and doesn’t surprise me Singapore has there shit together, coming from the US through EU I would imagine there’s less transits but who knowsMichael ********
@Jared *********
Singapore they dont let you move seats and as for picking seat at back, lots of people caught onto that ages ago 5555.When i came up from Singapore was only person actually flying from Singapore all the rest were transit. Luckily they save front three rows for people flying from Singapore
Jared **********
@Michael *******
for sure you should be aware and make an educated decisionI’ll usually pick my seat near the back of the plane where people normally avoid, or once the planes up you can relocate, I’ll see in 3 weeks
Michael ********
@Jared *********
i came in a month ago flight was busy compared to all the others where row to yourself and probably two or three rows to next person, every row was full i asked stewardess they were on 55 % capacity.but people choice you can roll the dice but just saying they need to know what could happen not the chances of it happening.
Jared **********
@Michael *******
a few people out of thousands is insanely low, and some of the planes are still fairly empty, empty enough to not have to sit next to someone at least from recent pictures but that could likely change with the new rulesThink you have to be insanely unlucky, careless, or both to get covid at the airport or on the plane and if you exercise an extra half iota of sense and precaution that even further finishes an already low chance.
Michael ********
@Jared *********
Not empty now and has happened to a few people in Phuket sandbox ASQs are not cheap in Phuket *****
0 baht minimum out of pocket straight off. All the ones whose insurance didnt cover it where non thai insurers
Wannikea *********
Gene **********
AXA
Bought 100k before they changed it
1 month 2770THB
Bought 100k before they changed it
1 month 2770THB
Lee ************
@Gene *********
me too 
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