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Answered4 years ago

What are the best health insurance options for obtaining a retirement visa in Thailand?

Stephen **********
asked Oct 12, 2022
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Hi Folks, I'm trying to do the retirement visa but the lowest quite for health insurance has been 42000b... anyone found something more reasonable?
Answer summary
A user is inquiring about affordable health insurance options for a retirement visa in Thailand, as they found a quote of 42,000 baht to be too high. Comments provide insights into visa requirements, suggesting that a NON-O visa does not necessitate health insurance while a NON-OA does. Alternative suggestions include entering Thailand on a tourist visa to switch to a NON-O, and recommendations for contacts in expat health insurance, highlighting variability in costs based on personal circumstances.
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Chui ******
Chui ******
Check this out for German health insurance

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Dave *********
Dave *********
Per month?
Eric ********
Eric ********
Is this per month or per year?
Alan **********
Alan **********
Do you think its wise to come to Thailand if you have a problem with health insurance ( good luck )
Terary **********
Terary **********
@Alan *********
Good health care, good prices, why wouldn't you come to Thailand?
Alan **********
Alan **********
@Terary *********
yes with healthcare
Rob **********
Rob **********
Hard to say, how old are you, any pre existing condition, what deductible is on the policy, how much is it for. Many different variables, you must compare apples with apples so to speak.
Anthony *********
Anthony *********
You could speak to Robert Jackson, he is well known for medical insurance for expats here, I took out a policy with him a few months ago, great cover for 26,000thb. I'm 39, so obviously price might not be the same for you being older but worth a chat at least just in case.

No relation by the way ✌️
John **********
John **********
For 3m baht that seems quite reasonable to me
Garrett ***********
Garrett ***********
@Jo**
So buy it then
John **********
John **********
@Garrett **********
I'm on a Non-O but also have Thai insurance. Costs me more than that for a lot less coverage, but then I'm a bit older
Garrett ***********
Garrett ***********
Non-O doesn't require health insurance but requires 800k baht in a Thai bank. Non-OA requires health insurance but no money in a Thai bank.

Might be better to enter Thailand on a tourist visa and transition to a Non-O in country, then you don't need health insurance.
Malcolm *************
Malcolm *************
@Garrett **********
Not correct... both O and OA visa retirement require 800,000 baht seasoned in Thai bank 👍🏻
Lee *******
Lee *******
@Malcolm ************
incorrect a Non OA you get in your own counrty and is a 12 month visa with no requirement to transfer money in Thai bank unless you want to extend it after 12 months a Non O is 90 days and you can get in your home country or in Thailand and requires money in Thai bank before extending just like Garrett said
Dawn **********
Dawn **********
@Malcolm ************
the latest Thai page I. Requirements states this also…
Todd *********
Todd *********
@Malcolm ************
depends on your passport. But it’s a foolish route to go
Malcolm *************
Malcolm *************
@Lee ******
but you do need to show 800,000 for both OA and O retirement visas... that was the point I was trying to make 🤔
Lee *******
Lee *******
@Malcolm ************
so Garrett Greenwald was 100% correct
Malcolm *************
Malcolm *************
@Lee ******
can be either Thai or foreign bank 👍🏻
Lee *******
Lee *******
@Malcolm ************
but not in Thai bank
Malcolm *************
Malcolm *************
@Lee ******
yes correct has to be equivalent to 800,000 baht
Lee *******
Lee *******
@Malcolm ************
proof of funds for O-A can be in your home country
Malcolm *************
Malcolm *************
@Lee ******
Well when I applied last year for OA at Thai embassy London they require 800,000 in bank and insurance
Stephen **********
Stephen **********
OP
@Garrett **********
thank you... the sites I have read so far did not make this distinction... they mentioned that it was a new requirement though..... would you have an official source for the non O not requiring the insurance?
Garrett ***********
Garrett ***********
@Ste****
Just look up the requirements for a Non-O based on retirement.
Stephen **********
Stephen **********
OP
@Garrett **********
I did and got no distinction.. but now tried more sires and siam-legal.com made the distinction... not very clearly but I'll take it 😊. Thx

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