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Answered10 months ago

Can retirees in Thailand travel freely and manage their visa requirements?

Paul ********
asked Jan 11, 2026
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This might be a stupid question but when I retire in Thailand are you allowed to travel the whole country and do your 90 reporting in different province then and the other stuff as well and what about your bank account please take it easy on me im only new
Answer summary
When retiring in Thailand, you can travel the country; however, your 90-day reporting is tied to the province where you initially registered your TM30 form. You can file the 90-day report online from anywhere after the initial report, but it must be done correctly. Using an agent can help manage these requirements, especially if you plan to move around often. Additionally, the process of managing your bank account remains straightforward, as you can typically use any branch for your needs.
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Simon *******
Simon *******
The first 90 day reporting has to be done by a person, I get my agent to do it the next can be done on line,when the visa is renewed every year the first 90 day reporting has to be done by a person.
Paul ********
Paul ********
OP
Cheers everyone for your input i hope I can do it year after year
Keith *******
Keith *******
The important point is that you report.

Also the owners of the property where you stay are responsible for informing immigration of where your staying. Dave Marriott is wrong.
Ken ********
Ken ********
First one has to be done at immigration then you can do then online from anywhere
Oo *****
Oo *****
I tried to do mine when in Korat, and got told to go back to Jomtien which I had to do. ( . Better learn how to do it online.)
Tony **********
Tony **********
@Oo ****
did you have a tm30 from korat?
Oo *****
Oo *****
No, from Jomtien. Same as visa etc.
Mike ******
Mike ******
I think it's terrible that one has to plead against toxic posters before one asks for help.
Lisa ****************
Lisa ****************
I’ve never stayed in the country long enough to have to do a 90 day report lol… there are so many amazing places to visit nearby, and travel is cheap!
Chris *********************
Chris *********************
Just use atm card
Jared ********
Jared ********
@Dave *********
well Dave, you have no empathy. Good for you. When yoi one day need help expect the same lack of empathy from the group 555
Dave **********
Dave **********
@Jared *******
are you too stupid to realise it was a joke?I guess so,sad little man.
Jared ********
Jared ********
@Dave *********
I get it was a joke. But he really didn't know. Not every gets that sense of humour. FYI I am autistic though... so maybe.
Dave **********
Dave **********
@Jared *******
then I apologise 🙏🙏
Stevan ***********
Stevan ***********
Just do your 90 day on line
W **************
W **************
Yes
Adam ******
Adam ******
After the initial 90 day report you can do the remainder online so it doesn't matter where you are. Always good to do your 90 day report when you are handed your extention stamp. Then it's online for the remainder. I almost got caught out on this once pre-online stuff.
Ray ********
Ray ********
@Adam *****
I think you will find that when doing your extension Immigration automatically staple a new 90 report in the back of your passport, after that just do it Online. 😃
Adam ******
Adam ******
@Ray *******
Not always. I just did mine on Boxing Day and had to ask the immigration officer to reset my 90 days.
Ray ********
Ray ********
@Adam *****
maybe he had been out celebrating Christmas and made a small mistake with all the Christmas celebrations.

Happy New Year to you too 😃🍷😃
Jonny *********
Jonny *********
No...
Tony **********
Tony **********
Antonis ***************
Antonis ***************
Based on what chatgpt replied, I wouldn't rely on visiting a different province immigration office. Might worth the "expense" of having an agent doing it for you
Tony **********
Tony **********
@Antonis **************
chatgbt is wrong on so many immigration questions and it's wrong on this one. You can only find a90 day report in the province where you're last tm30 was filled.
Antonis ***************
Antonis ***************
@Tony *********
the chatgpt provides links from the sources. Now if the official immigration website is wrong and you know better then i raise my hands!
Stuart ***********
Stuart ***********
With the bank account, you don't need to move the account around. Any branch should be willing to provide the documents for visa extension purposes. You will be charged a fee for withdrawing money at a different atm if you use your bank card, but if you use the cardless withdrawal option on your phone app, it is free, regardless of where you are.
Daniel ******
Daniel ******
With LTR no 90 days reporting. Only every 5 years!
Dennis *********
Dennis *********
@Daniel *****
and what did the LTR cost you? I’ll save that fee and do my 90 day report - thanks
Todd *********
Todd *********
@Dennis ********
LTR is the cheapest multi entry retirement visa Thailand has. 5k baht per year for 10 years.

You go right ahead and stand in line at bank and immigration every year to pay more. 😂😂😂
Todd *********
Todd *********
@Daniel *****
LTR reporting is once per year actually
Jared **********
Jared **********
I have a retired friend who has an agent who does the reporting for him, while he travels around all over the place in thailand
Graham ******
Graham ******
@David ****
the agent probably does it online and can't stop laughing at how easy it is to take Farang money
Jesper *******
Jesper *******
@David ****
you can fly internally and checkin hotel with thai driving licence....
Ray ********
Ray ********
@Jesper ******
But the police can stop you anywhere and demand to see Your passport, try telling them your friend has it to do illegal 90 day reports. Duh !!!
Ray ********
Ray ********
@Jesper ******
I bet you really believe in fairies and that your farts smell like perfume.

Happy New Year to you too.
Jesper *******
Jesper *******
@Ray *******
once being stopped at police road block I just show them my licence and pics of passport (biodata/visa page) on my phone no problems at all........although I do carry my passport when I travel to other provinces it was never needed when boarding a internal flight or checkin to hotel ...im sharing my experience not imagination
Jared **********
Jared **********
Brain so riddled with holes you don’t even realize you’re replying to a different person

Not to mention i said my friend travels with his passport

It’s to early to be this drink, get some sleep
Jonnie *******
Jonnie *******
Can fly internally with Driving license, but I find they’re clamping down on checking into hotels using the driving license, I’ve found this on quite a few occasions recently where I never had issue before.

I think an example may be the driving license may not necessarily have your “current” passport number on it and instead your old PP number,
Jared **********
Jared **********
What a stupid reply

He travels with his passport just fine
Naj *************
Naj *************
If you travel to any other country, within 90 days, you reset the report time to zero and actually never have to do the report…
Steve **********
Steve **********
Looking to get a marriage visa but how do you deposit the required money into a Thai bank account when you cannot open an account until you have a visa
Reinhard ********
Reinhard ********
@Steve *********
Get a 90 day non Immigrant visa first.Then you can Open an account and can use it for the extention for one year.If you got an income of more than
*****
Thb a month and got a proof by your embassy or consulate ,you can get the extention allso.Beware that some countries don't do that.
Gregory *********
Gregory *********
@Steve *********
You apply from outside Thailand for a 90 day Non 0 visa showing funds for 3 months in your private overseas account for the last 3 months. Then when you get to Thailand you get a TM30 (Notification of Residence for Foreigners) and a Proof of residence for opening a bank account from Immigration and a Thai sim and you go to Kasikorn bank and open an account. Move the money to that account and leave it for 2 Months before applying for a 12 month extension.
Richard ********
Richard ********
@Steve *********
I wrestled with this issue as well. Need an "O" visa to open a Thai bank account, need a Thai bank account to apply for "O" visa. But the good folks here explained that applying for the "O" visa in your home country before coming to Thailand solves the problem.
Dava ***********
Dava ***********
@Steve *********
it’s a real catch 22. We went to an agent who took us to the bank and “open them an account” and -voila! Problem solved:)
Steve **********
Steve **********
@Dava **********
but did you already have a visa
Stephen *********
Stephen *********
@Steve *********
i went to the kasikorn bank with the wife & the lady directed me to do what i have said,on arrival to Back to Chiang -Rai present the nono & all will be sorted for you in 1hr or less so this is what was verbally & written info i recieved .
Stephen *********
Stephen *********
@Steve *********
from information gathered you apply for visa nono then once there take the nono to open bank account then a few days b4 your visa needs to be extended apply at the local immigration for marriage visa 1,900 bht i think,if i am wrong can someone enlighten me also .
Jesper *******
Jesper *******
@Steve *********
apply for the 90days nonO marriage visa while u are in your country using your home funds as proof....after arriving in thailand with your nonO open a thai bank acct and transfer funds to that acct as soon as possible as u need to season for 2mths before applying for your 1yr extensions
Stuart ***********
Stuart ***********
You need to get the correct visa before coming to Thailand, then you can open a bank account, deposit the funds and extend your stay in Thailand. Entering visa exempt and opening a bank account used to be possible, but the authorities have tightened up on this now, making it virtually impossible, without paying an agent to do everything for you.
Michael ********
Michael ********
@Steve *********
you do like most countries in the world and get visa before entry. Thai bank account required for extension of stay
Stephen *********
Stephen *********
@Michael *******
money to be seasoned in Thailand bank for ,,2 months.. Cracking down on visa extentions now. One only 30 days Second seven. So be coming harder. Even with visa
Michael ********
Michael ********
@Stephen ********
not for overseas doesnt need to be in Thai bank. The way its actually supposed to work is you apply for Non O in home or overseas country this is for 90 day come here open bank account transfer money and when seasoned for two months apply for 1 year extension of stay.
Graham ******
Graham ******
@Stephen ********
What do you mean by "Even with visa" and please give example(s)?
James **********
James **********
@Steve *********
sounds like a good question to post
Steve ***************
Steve ***************
You don't even need to be in Thailand all year. I split my year between 3 months in South West France, 3 months in Vietnam and 6 months in Thailand.
Dave **********
Dave **********
No,you have to stay where you originally did your report, and never leave from there,ever,you are confined to that one area,so choose wisely.
Jim *******
Jim *******
@Dave *********
My Yellow book, never change my address inThai.

Idiots here say the Yellow book is useless.

Even the best Mods and contributors here are like backpackers.
Reinhard ********
Reinhard ********
@Jim ******
I showed it at immi and they didn' even look at it and returned it immedietly.
Mike *********
Mike *********
@Jim ******
have you ever used your yellow book to renew a driving license? Seems it should work but some have reported being sent to immigration to get a CoR.
Brandon ************
Brandon ************
@Mike ********
Each DLT has their own policy. Some will accept yellow book and some will not.
Jim *******
Jim *******
@Mike ********
I did, not to renew, but to get it. November 11. 2025.
Nigel **************
Nigel **************
And you cannot even leave your condo to buy food. Have to buy only once a year 😅😅😅
Peter *******
Peter *******
Not a stupid question mate because I didn’t even think about that

Thanks for asking it 🙏
Paul ********
Paul ********
OP
@Peter ******
cheers mate thanks
Mark *****
Mark *****
90 days can be filed on-line from anywhere.
Ian **********
Ian **********
@Mark ****
The first one has to be done in person. If you are on an annual extension, that is OK, but if not, then every time you leave the country, it renews, and you have to do it in person again
Mark *****
Mark *****
@I**
, as I have stated in my previous comment.
David *****
David *****
If it works
Alan **********
Alan **********
@Mark ****
Is the online reporting finally working throughout Thailand ? Last I heard, it was no. And that was only a few months ago and it still wasn’t working properly.
Adam ********
Adam ********
Presume the 90 day online is no use for those on a DTV as you would need to leave every 180 days effectively making the 90 day reporting the '1st' one since you were back in. (Unless you go through the drama of the 6 month extension which very few are).
Roger ********
Roger ********
@Alan *********
I used the 90 day online reporting April last year and when it came due I had just traveled which reset it.
Stuart ***********
Stuart ***********
The online 90 day report system works fine for me also. I have been doing it online for nearly 4 years. I did my most recent one this week, it takes about 5 minutes and I received confirmation it had been approved late in the same day.
Mark *****
Mark *****
@Al**
, never failed me I have been reporting on-line for the past 5 years without any rejections, the only time I had to report in-person is when I leave Thailand and the first report in person.
Petro ************
Petro ************
@Mark ****
had mine rejected many times when lived in Nonthaburi for 4 years, even without changing my accomodation or going abroad
Steve ****
Steve ****
@Mark ****
true unless they reject it, which hasn’t happened to me yet
Brandon ************
Brandon ************
You file your 90-day report where your TM30 is filed. So if you have a TM30 for where you are staying when your 90-day report is due, you can file it at that province's immigration office.
Patrick *********
Patrick *********
@Brandon ***********
I've had some push back with that when I wanted to do the 90 day out of province in Chiang Rai. Had to be politely affirmative to get the IO to accept the printout of Hotel registration.

She at first wanted me to drive back to Chonburi for the 90 day report.
Martin *************
Martin *************
@Brandon ***********
straight answer mate good on you
Tim *******
Tim *******
@Brandon ***********
this is correct I live in Koh Samui but did my 90 day report in Chiang mai where I was staying at the time
Peter *******
Peter *******
@Brandon ***********
Thank you 🙏

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