@Stuart *********
that is why.i asked people, what happens.
Immigration look at you bank account to see you have 400k in and 40k coming in every month after that, on 2nd year show same 400k and 40k. After 2nd year you only have to.show 40k coming into account. I don't know if immigration.laws will change that is why people keep.400k in separate account just in case.