That it. I might even have to legal action, God forbid. A one year Visa with no 400k requirement would give me all the time I need to settle this without losing a friend.
Thanks a lot for that very useful information. As Tod says, at the moment I was just looking for time to top up my deficient 400k. But I had no idea that there was a Visa of the type you mention. It might be a very useful plan B especially if I have a hard time getting my loan back. I actually live very close to Burma border.
The list of requirements you kindly provided didn't appear on my screen, maybe due to my settings. But the gist is I don't need the 400k for a 3 month non O Visa from Savannakhet and if I go just before the current visa expires that will give about 3 months to play with, right?. That's a relief. And thanks again.