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Why is the transfer limit at K Bank for foreigners capped at 50,000 Baht?

Aug 5, 2025
22 days ago
Jim *********
ORIGINAL POSTER
I have account in K Bank. I tried to increase the transfer limit from 50k TB on the bank app.But would not let me. I called to KBank today to ask them to increase it. Was told 50,000tb is maximum transfer for all foreigners. Anyone else have this problem. I don't have same issue with Bangkok bank.
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TLDR : Answer Summary
Users report that the maximum daily transfer limit for foreigners using K Bank is set at 50,000 THB, which has become a point of frustration among expats. Several commenters have suggested alternative banking options like Bangkok Bank, where limits may be higher. Many report that to transfer amounts exceeding this limit, one may need to visit the bank in person for a face scan or verification, as changes in bank policy due to recent regulations have impacted foreigners differently compared to Thai nationals. Experiences vary, with some users managing to increase their limits through the app or branch visits while others face roadblocks.
John **********
X
Dror *********
Yea just got message from them saying "thats enough for you so no" like wtf is its enough its a damn debit if i dont have money there inwouldnt be able to use it abyway no sense.

Getting the soul mate to open ktb saturday
John **********
I went to my Kasikorn Bank yesterday August 5th. Transfered £12K into my Bangkok Bank. Needed to sign several lots of paperwork, needed passport and bank books. Took almost 45 min at the desk, they also needed my wife's I.D. I tried the same with the app but 50K is the limit and they advise you to go to the bank. All sorted now but it was abit of an effort. But the banks need to be sure because there is so much scamming and fraud going on and you don't want to loose your money. But I must say to everyone reading my post, there is one hell of alot of misinformation on this site, even from people who think they know all the visa rules. I've been misinformed at least 8 times. If you want to know the exact upto date visa rules, go and ask an agent as the rules are changing all the time!
Brandon ************
@John *********
agents don't know the rules either when they're changing fast. And most agents only know the rules for the single immigration office they work with. Plus they get to ignore many of the rules so don't know the actual rules
John **********
Brandon Thurkettle Thanks, Brandon, but the agent i use is thoroughly upto date and he's told me any complications with renewing my 12 month retirement he will sort it out. I do appreciate your advice. Thanks
Harry *********
I recently had to go into branch to have facial recognition put on my account but I CAN transfer over 50k a day AND in a single transaction . So not sure why I can do this with KBank and others can’t . And it’s recent because I made a transfer just last night
John **********
@Harry ********
They asked me the same to come in and have facial recognition!
Dror *********
@John *********
thats it if i dont get the sms accepting upping my debit im gonna have my wife open account and just put the app and debit with me her limit debit is 500,000 daily
Frazer ************
I found a way around it. You just send multiple payments. Just takes an extra min or 2, not reallh an obsticle
Dror *********
@Frazer ***********
it is a problem if i need to use my debit in ebay to buy something above 20,00
Dave ********
Yes I tried the same 50k is the max but you can visit a branch and they transfer higher sums for you
James ********
Increased my limit on my app other day to make a 1m thb payment, didn't have an issue aside from face scanning in app. Reduced it again after payment made
Jordee ******
Listen up, guys. He’s saying that the 50,000 baht limit seems too low because he needs to transfer more than 50,000. But he’s also clearly saying that he has money in a Thai bank, okay?

So all the people talking nonsense—chronic dyslexics—saying he should use Wise or any other app like D-Money, Western Union, etc., seriously, shut your mouths or stop drinking alcohol.

He’s not talking about switching apps or finding alternatives. He’s talking about the transfer limit in the Thai bank. Got it? Good.

Now I’m going to answer him, because I’ve been through it: I went to the bank, spoke to the head office from there, and they told me they’d send a notification in two days.

And two days later, the notification said no, that 50,000 was fine—and that I had to deal with it.

I hope now you understand. Have a good day.

And to the dyslexics: stop drinking alcohol or buy better glasses so you can read.
Stuart *********
@Jordee *****
Wow. You seem to have a chip on your shoulder. Perhaps a chill pill will help.
Jordee ******
@Stuart ********
If you read the previous comments you would understand.
Bill *******
Banks want to use facial recognition which a lot of people are not happy about, me included. It's a subtle way of making you comply starting with farang. Get it now! 😁
Max *************
@Bill ******
Facial recognition for Thai nationals has been mandatory for a while. Now it's being implemented for foreigners as well.
Dror *********
@Bill ******
i did do it today but what i care more about is debit limit 20,000

Had to sign few papers and she also photo copied my passport and the debit card said there will be sms in 2-3 days asked if there is chance for reject she said yes but the account isn't abnormal so it should be ok.

Face recog is just for the app limit not debit
Bill *******
@Dror ********
my point is it is your money and to transfer your money requires facial recognition scan. Are we so stupid, we cannot put a limit on our account by ourselves. Subtle hey!
Tony *****
Forgive my ignorance here, I’m new to Thailand so this. Pretty unique way of doing banking business is new to me 😵‍💫😵‍💫

So if I wanted to buy a car from a garage in excess of 500K does that mean I can’t transfer that amount in one go 🥴🥴 are you able to do this from a bank physically going?
Geoff **********
I have a KBank account and my transfer limit was reset down to 50K. But I increased it in the app with no problems last week. I did need to use face verification scans both tobincrease the limit and then for each transfer over 50k (I setup the face scan in the bank branch some time ago).
Dave *********
@Geoff *********
I just tried to change the limits via the app and it won't let me go over 50k... Ridiculous.
Geoff **********
@Dave ********
Dont know, just did a 100k transfer 5 min ago with no issues. 🤷‍♀️
Dave *********
@Geoff *********
Weird. I haven't tried a transaction, I just went into the app to look and everything was set to 50k...
Max *************
@Dave ********
The transaction limit and spending limit are two different things.
Dror *********
@Dave ********
for my friend who has kasikorn he can set the limit to 200,000 no problem for me it does not work not for debit card spend limit which i care about the most
Bobby *********
Chinese scammers messed up banking for foreigners in two years time.
Phil ******
Kbank rule
Wannikea *********
The comprehension level here is laughable.
Kim *********
@Wannikea ********
it is indeed 😅
Gary **********
Anything over 50,000 you have to do a face scan and this as to be set up in branch. I got a message to call in my branch to update and do a face scan for my mobile app. The teller then told me if a need to go above 50,000 baht I'd have to verify with a face scan
Stuart *********
@Gary *********
Yep but that only works for Thai nationals at this stage.
Max *************
@Stuart ********
Not correct. Facial recognition works at KBank for foreigners as well as long as you registered for it via a visit to you branch. They will take at least 2 photos.
Gary **********
@Stuart ********
right,I've not tried any way.
Dror *********
@Stuart ********
thats not what call center of kbank told me they said go to the branch face scan then call the call center to get temporary new higher limit for 30 days and every 30 days call again i go tomorrow

I called about 2 hours ago
เดแคลน ***********
@Dror ********
I have a kbank account and when you go into a branch they will attempt to set it up but it will be flagged by the system and state it can't be activated when trying to increase limit above 50k, the only way to transfer more than 50k right now is to call and have them temporarily increace the limit for a few hours.
Dror *********
@เดแคลน **********
but to me call center cant do that they told me to go to branch and i need my limit changed for the debit and not app
เดแคลน ***********
@Dror ********
we are talking about app transfers not debit card transactions though...
Dror *********
@เดแคลน **********
yes but debit limit is also redcules and they wont change it
Stuart *********
@Dror ********
Ok. As mentioned earlier I couldn’t confirm other banks policies only my own.
Chris *********************
That's a day
Stuart *********
Ok. Couple of things here to keep in mind. The OP isn’t trying to transfer funds INTO their Thai bank. They are trying to transfer more than 50k from their bank to someone else’s.

This is a newish rule that doesn’t affect only K Bank but most. It has something to do with the facial recognition system the banks are using to allow transfers over 50k. This system doesn’t yet support use by foreigners.

Different banks have implemented different policies to get around this. My bank SCB used to have you go into the branch to sign a waiver that you’d allow transfers over that amount. Last month they said that would no longer work and you’d have to called their call centre to override the limit for a set period of time.

I’m sure other banks have similar systems in place rather than you actually having to go into a branch to transfer - but I can’t confirm this as I don’t have account with others.

SCB have said they are working on a “workaround” but haven’t got there yet.

If Bangkok Bank haven’t implemented this yet I’m sure they will soon. Perhaps not but we will have to wait and see.
Stephan ***********
@Stuart ********
I'm using facial recognition with Bangkok Bank (activated about two years ago) and also with Kasikorn (new account from this year). Never had any problem...
Max *************
@Stephan **********
There were no facial recognition for foreigners with Bangkok Bank two years ago.
Max *************
@Stuart ********
Both KBank and Bangkok Bank have implemented facial recognition for foreigners. If banking with KBank a visit to your branch is necessary. At Bangkok Bank verification via facial recognition suddenly popped up when I transferred >50k to my KBank account.
Jim *********
ORIGINAL POSTER
@Max ************
I have facial recognition already with KBank and Bangkok bank. I can transfer up to 1 million per day with Bangkok bank no issue. It's K bank in my branch have a maximum transfer of 50,000 TB and daily limit spend of 50,000tb for foreigners accounts.
Max *************
@Jim ********
I know. But if you have KBanks internet bank K BIZ, then there's no 50k limit.
Jim *********
ORIGINAL POSTER
@Max ************
I'll look into that
Max *************
@Jim ********
And no facial recognition either.
Jim *********
ORIGINAL POSTER
@Stuart ********
thank you Stuart very informative.
Max *************
Doesn't anyone here have access to KBanks internet bank?
Dave ********
Max *************
@Dave *******
Yes, what? 🤔
Jim *********
ORIGINAL POSTER
@Max ************
50 k limit on their internet banking app
Max *************
@Jim ********
Yes,but I asked about KBanks internet bank. If it works same as Bangkok Banks internet bank,then there's no 50k transfer limit.
Peter ****************
Two things have to be correct with K-bank: 1. Registered phone number name/passport number has to match the registered bank account. 2. You need to go to a branch for a face scan.
Dror *********
@Peter ***************
all ok for me but only thing is face thing which i was never asked to do since 2023 wheb opened my account
Peter ****************
Max *************
@Peter ***************
That doesn't change the fact that 50k is the transfer limit. I have registered for the facial recognition crap and my personal info is correct.
Peter ****************
@Max ************
K-bank:

Click 3 dots 'More'

Choose 'Change transaction limits',

Choose ''My account' under Debit ATM Cards.

Now you can change e.g. spending limits etc.
Max *************
@Peter ***************
I just told you it doesn't work. Maybe it does daytime.
Peter ****************
@Max ************
5 minutes ago 🤷‍♂️
Frank ********
I payed a few days ago
*****
0 ฿ for PV-system with the K-App - no problem.
Gerg **********
Yep, happened to me a couple days ago. I can’t increase more than 50,000. My Thai wife tried her app and was able to increase hers. She set it at 500,000 with no problem.
Max *************
@Gerg *********
Really, your wife could change the transfer limit in KBanks app to 500k? I have a hard time believing that because there shouldn't be any differences between a Thai and a foreigner as long as facial recognition has been registered at KBank.
Gerg **********
@Max ************
She definitely did change it to 500,000 baht. The 50,000 baht limit is only for foreigners.
Jim *********
ORIGINAL POSTER
@Max ************
I was told in K bank today that foreigner had a max limit on transfer of 50,000
Dror *********
I have k bank i want to understand say i want to buy something for example from ebay which is over 50,000 with my debit online i cannot?
Jim *********
ORIGINAL POSTER
Thanks everyone for all the comments. Interesting to see how different banks do things.

Think we made just have to wait a month or two and see what happens. Hopefully it will sort it self out
Dror *********
@Jim ********
yea no way im waiting months just to do with my money whatever i want to
Peter ****************
Dror *********
@Peter ***************
this is making me angry even more that they do that to me and yes my phone is my phone registered with my account
Dror *********
@Peter ***************
why am i unable to do so then
Peter ****************
@Dror ********
K-bank:

Click 3 dots 'More'

Choose 'Change transaction limits',

Choose ''My account' under Debit ATM Cards.

Now you can change e.g. spending limits etc.
Jim *********
ORIGINAL POSTER
@Peter ***************
not any more on my app. Went to k Bank branch was told max 50;000 for foreigners
Dror *********
@Peter ***************
I did that already it says cannot and it says to contact call center
Peter ****************
@Dror ********
5 minutes ago 🤷‍♂️
Peter ****************
@Dror ********
Hmm, strange. I tested it and I could change it easy to 100,000 as a test.
Dror *********
@Peter ***************
what a god dam joke this is
Max *************
KBanks 50k transfer limit exists as far as I know only in the app. If you have KBanks internet banking,then the transfer limit should be way higher.
Dror *********
@Max ************
what is the difference and how do i register to one?
Max *************
@Dror ********
You mean the internet bank? I registered for it years ago at my KBank branch. I can use both internet banking and mobile banking.
Dror *********
@Max ************
i mean this lets say i have something on ebay i want to buy its 70,000 bht how the hell can i pay with bank account if only options here debit card or paypal?
Max *************
@Dror ********
Under spending limits in the app it says 500,000 baht. I don't know if it's possible to just change the limit without visiting your branch.
Dror *********
@Max ************
you cannot i just try wont allow more than 50,000
Max *************
@Dror ********
We're talking about transfer limits in the mobile app. Purchase limits might differ.
Dror *********
@Max ************
just talked with call center i speak thai said lets say i want to buy online like ebay with debit said limit is 20,000 what a joke
Jim *********
ORIGINAL POSTER
@Dror ********
I'm 50,000. Still too low
Dror *********
@Jim ********
its fing redicules kike dictatorship there must be something we can sign or do to bypass that
Mg ********
It is a new regulation. Krungthai is also the same. If you want to make a transaction more than 50K , you will need to visit their branch and transfer money with your passport at a teller. There have been stricter controls and changes in bank policies due to recent scams.
Peter ****************
🤷‍♂️ 10 minutes ago
Jim *********
ORIGINAL POSTER
Jim *********
ORIGINAL POSTER
@Peter ***************
is that K bank 😔.

Lucky you
Dror *********
@Peter ***************
looks like i have to go visit the bank tomorrow hope indont get an answer like "cant" since i buy a lot from ebay and sometime its more than 20,000
Jim *********
ORIGINAL POSTER
@Dror ********
they said 50,000 TB per day using intern banking face recognition app.

Debit card says withdrawal 20k

Transfer 30k, Spending limit 20k.

All very low amounts
Dror *********
@Jim ********
that i fing idiotic now i cant buy the things i want from ebay

Will paypal bypass that although card is linked to paypal?
Jim *********
ORIGINAL POSTER
@Dror ********
don't know. Maybe use revolut or similar for on line. Crazy.

Your money in your account but only allowed 50k per day.
Dror *********
@Jim ********
anything ill have to top up money with will be needed to be by sebding it from my thai bank accou t which is limited ill go to branch tomorrow and hope they can fix it for at least 100,000 by debit
Dror *********
@Jim ********
how does thay work i dont see any option for revolut in ebay
Jim *********
ORIGINAL POSTER
@Dror ********
you can get a physical debit card or virtual card that number changes every time. Do your transfer from the card to pay. You can build up the fund to the card. You can pay in different currency including Thai baht.
Dror *********
@Peter ***************
wow f kasikorn bank they wont let me do none of that
Dror *********
@Mg *******
if i want to buy something online lets say ebay with my debit and its more then 50,000 it will not let me as well?
Mg ********
@Dror ********
it only applies to mobile banking transfers. The daily transaction limit for visa/master card payments are not revised yet. I think you can make visa card payments up to 500K per day. The amount differs from bank to bank and types of card.
Dror *********
@Mg *******
incorrect spending limit for my debits is only 20,000 and cant be changed call center said go do biographic photo update and wait 2 calender days what a load of bull i got money want to buy something and i cant
Dror *********
@Mg *******
wrong i checked spending limit for my debits all is on 20,000

When you try edit it will say maximum 500,000 but if you even try to put 21,000 it says contact k center which they said to go update biographic photo
Max *************
@Mg *******
There's a spending limit for a debit card in KBanks app. The default limit is just 20k but "it should" be possible to change.Some changes must be done in a branch.
Dror *********
@Max ************
max mate i repeat i just tried that its impossiable i know how to change and where to change limits and it wont let you
Jim *********
ORIGINAL POSTER
@Mg *******
thanks I didn't know that. When I called to the bank today credit or debit card wasn't mentioned
Peter ****************
@Dror ********
K-bank:

Click 3 dots 'More'

Choose 'Change transaction limits',

Choose ''My account' under Debit ATM Cards.

Now you can change e.g. spending limits etc.
Max *************
@Peter ***************
I tried that and it said it wasn't possible.Contact KBank no xxxxxxx.

Maybe it can be done during the day. I haven't got a clue. But I will find out. 😎
Peter ****************
@Max ************
Strange indeed.
Jim *********
ORIGINAL POSTER
@Mg *******
interesting.
Sean **********
Same thing for me. Was higher before and I was instructed to come in and verify biographic (take a photo). Made no difference
Dror *********
Ok just back from kbank need to scan face recog and call the call center for app limit change itself for debit card i has to sign 6-7 pages they said needs to be sent and then can change debit limit takes 2-3 days she said afterwards you get sms to your phone
Sean **********
@Dror ********
5555 after 3 visits to Kbank with no resolution and no information like they told you. I will just use the other banks I have in Thailand.

Now the focus will be on moving money out of Kbank and into a different bank. I have no interest in dealing with this stupidity.
Dror *********
@Sean *********
well i signed papers she also took photo copy of my debit that i want to change the limit for again i dont care about app limit but the debit one said documents has been sent and sms should arrive within 2-3 days we will see
Dror *********
@Sean *********
i will go tomorrow and ask them to see that i can change it in place hopefully
Dror *********
@Sean *********
spoke to call center they said need to ask them too and also update bio photo the they give you 30 day of bigger limit after that every 30 days gotta call the call center again to askfo another 30 days what a joke like a fucking tourist visa
Sean **********
@Dror ********
did the Photo photo update at my Bangkok branch - no change
Dror *********
@Sean *********
did you call afterwards to the call center? Because she told me photo and call the center for the change
Sean **********
@Dror ********
No, the branch did not tell me anything about calling the call center. I find most CSR’s in the bank here have no idea what their employers policies are.
Max *************
@Dror ********
I did register for facial recognition in July and it doesn't make changes to the transfer limit possible.
Dror *********
@Max ************
thats what they told me an hour ago i didnt do that i opened my account december 2023
Jeremy ********
K-Bank has their own rules

You can either comply with them or change banks
Jim *********
ORIGINAL POSTER
@Jeremy *******
I hold on to it. A lot of people having issues getting accounts. 🙂
Giuseppe **********
Dear also to me, I use to have limit of 200k, but few months ago reduced to 49.900 a month. The funny think was that last month I had to fight with call center because limit was reduce to 1000 a day, then bank told me to bring passport a bank book( I not understood why always we have to pruve our identity on our account) to ask to increase again, two day and went back to 49.900 baht a day. So, isn't only you, might be reason that we don't know , but I think can transfer , not by scan, bank to bank account with no limit, otherwise if someone wants to buy a car, for example, for is gonna buy with 49.900 baht? For more clarification, go bank or give a phone call to the call center.
Jim *********
ORIGINAL POSTER
@Giuseppe *********
this was K bank account to another Thai bank. Max 50k. I taught problem with app. Called to K Bank and they said no. Foreigner max 50 k per day transfer out
Giuseppe **********
@Jim ********
listen, if you want but a car, will you bring money cash?
Giuseppe **********
It's to all farang they do this, I spoken with ttb bank call center, until September they are trying to not let people transfer money, they are fucking treating farang bad
Max *************
@Giuseppe *********
If banking with Bangkok Bank, there's no 50k transfer limit for foreigners. I know because I am banking with both Bangkok Bank and KBank.
Jim *********
ORIGINAL POSTER
Giuseppe **********
@Max ************
I believe you, but why BBank is allowed to have high limit? The things made me angry, I shouted them on phone about it, is they not even imformed as in advance, I was in coffe shop and I wasn't about to pay my coffe, as they reduce the daily limit at 1000, not nice. They treat us like poor immigrates changing rules continuosly.
Paul *********
@Giuseppe *********
you use an card to pay for a coffee???
Giuseppe **********
@Paul ********
I mean about scan.
Jim *********
ORIGINAL POSTER
@Max ************
I have Bangkok bank account 500,000 transfer limit.

K banh 50,000 transfer limit out
Andrew *******
Use WISE
Kim *********
@Andrew ******
he is talking about transfers FROM his Thai bank 😏
Peter ****************
@Andrew ******
Nothing to do with OP's question.
Howard ******
I've transferred £2k using wise no problem . Just deposit in chunks
Patrick *********
@Howard *****
is he sending or paying for something in thailand.???that's confusing. Not you him.
Jim *********
ORIGINAL POSTER
@Howard *****
I can transfer in any amount. But 50k is limit on transfer out
Jim ***********
@Howard *****
deposit is easy. 50k withdrawal limit is low. I have Bkk bank 500k limit ,Also Kasikorn account which is only 50k
Bob **********
Use Bangkok Bank
Max *************
@Bob *********
If they aren't Bangkok Bank customers,they can't do that. I am but that's irrelevant.
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