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Answereda year ago

What are the recent experiences with sending money using Wise to Thai banks?

Ian ***********
asked May 15, 2025
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Any update on Wise ? I know of a Thai woman who recently tried to send money from UK to the Kasikorn bank and the payment was refused by the bank.
Answer summary
Users have reported mixed experiences transferring money from the UK to Thai banks using Wise. While many have successfully completed transfers to banks such as Kasikorn and Bangkok Bank with no issues, others encountered problems related to transfer limits and bank policies. It appears that there is a limit of 50,000 Baht for transfers without additional verification, and some users speculate that the recipient's account details, such as including a middle name, may affect the success of transactions. Additionally, some banks may subject large transfers to increased scrutiny due to regulations on money laundering.
33 repliesnewest first
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Rok ********
Rok ********
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35/guide-to-thb-transfers?origin=search-thailand&fbclid=IwQ0xDSwKUTeFleHRuA2FlbQIxMQABHtcuIYBkay_e_Q2fYfSAL7zH1V-kGD5i9dNOGKaBedRv4a0nNDVnKd95AsRY_aem_n8E5I-YoxXuFrlBrxTTQDA
Richie *******
Richie *******
No issues with WISE
Gordon *******
Gordon *******
No problems with Wise.

Problem more likely to be with your friend
Ian ***********
Ian ***********
OP
@Gordon ******
I don't think so they use it routinely, I just shared the information to raise awareness and see if others had been affected.
John ******
John ******
Certain banks its as normal but there has been a rule change.TTB bank is not on WISE list now so I've had to use another sender and it will take 7 to 9 days.i dont want to use western Union as its a game having to go to pick the cash up and present ID every time
Michael ********
Michael ********
I send to kasikorn every month, no problems.
Peter **********
Peter **********
Happened to me yesterday.

I noticed that the Wise site didn't ask what the transfer was for. ie, send money to family overseas.

I completed the transaction again with no problem the second time.
Anita *****************
Anita *****************
I just transfered from Wise to Kasikorn and amount arrived within 6 seconds .. no problem at all ...
Jonnie *******
Jonnie *******
I was told by my KBank bank manager a few years ago that anything over 10,000 usd equivalent can be more subject to scrutiny re money laundering etc,, I’ve sent regularly monthly and try keep below that value, I’ve never had an issue, I have also on one occasion sent above that value no issue although took a couple days longer than normal to arrive
Wim ************
Wim ************
Last night it took Wise to Siam bank about 10 minutes to transfer 74k baht. Maybe it is about the reason for the transfer. I have used 'travel expenses'
Matthew ********
Matthew ********
There are more controls on incoming transfers above 50,000 Baht. Best to transfer amounts less than that.
Chris **********
Chris **********
I recently had this exact same issue between my bank in Canada and Remitly as the transfer app and receiving in Thailand at Bangkok Bank. I had no problem for 2 years using this procedure. Last week I had three failed attempts two for $25k and one for 15K that needed my attention. It was then known that during the final 15K transfer that for the last 2 years that Bangkok Bank had been accepting my transfers without the use of my middle name as the recipient. That is what caused the issue.Thailand is clamping down on foreign banking due to fraud and scam call centers I'm sure you have all heard. The middle name is on my Bangkok Bank account and until I change the recipient name to include my middle name they were being rejected this was not an issue in the past. When I upgraded the recipient name as it is on my Bangkok bank account to include the middle name there is no longer any issue. Hope you find this helpful good luck
Mike ************
Mike ************
Sent to KK Bank on Wise today. ... took 10 sec to arrive
Lester *********
Lester *********
I sent £200 to Krungthai bank and it has stated that the money won’t arrive till sometime today. I contacted wise and asked have they changed there policy on immediate transfers to Thailand and they wouldn’t give me a straight answer. Just told me that transfers can take up to 48hours.
Kyle *********
Kyle *********
I made two $15k USD transfers, arrived on Tuesday with no issues into Bangkok bank.
Nine ******
Nine ******
There is limite of
*****
baht if l remember well. If you want send more than
*****
b you must send 2 times

If over 100k b

Send 3 times

Limite since 2 or 3 year
Ralph *******
Ralph *******
@Nine *****
I think the limit is 2 million.
Nine ******
Nine ******
@Ralph ******
l talk about my self and send money by pay send and wise

Limite to kasiikorn is 50k per transfert since 2 year

Maybe you send money to your self in bank Thai account but for me l send to account my gf and limite is 50k per transfert
Nine ******
Nine ******
I do care you
Ralph *******
Ralph *******
@Nine *****
You certainly don’t.
Nine ******
Nine ******
@Ralph ******
well . Maybe one of my 5 dogs know
Ralph *******
Ralph *******
@Nine *****
Well, who knows then?
Nine ******
Nine ******
@Ralph ******
yes maybe something to do with gf account or maybe something to do with shoes of my dog
Ralph *******
Ralph *******
@Nine *****
I think that’s something to do with your girlfriend’s account. I have sent 60k less than 2 years ago without any problem.

Wise advised me that the limit is 2 million for Bangkok Bank and Kasikorn. Which bank are you transferring money into?
Jesper *******
Jesper *******
@Nine *****
recently sent 250k baht/wise in one transfer no issues....I only encounter the 50k issues when sending thai to thai acct (just need to do face scan) and it will go truough
Smialls ******
Smialls ******
@Nine *****
yes there is a limit of 50k but in fact you can only send
*****
baht.
Robin *******
Robin *******
I sent money yesterday same bank no problem
Clarke *****
Clarke *****
I send yesterday with wise to K Bank it arrived in a minute from UK
Daniele ***********
Daniele ***********
Hmm ask the bank?
Paul **********
Paul **********
Ian ***********
Ian ***********
OP
@Paul *******
Yes I saw this last week and noted Kasikorn bank was supposed to be ok! I'm just checking because as I said, I know of someone who has had a refusal from Kasikorn last week.
Phil ******
Phil ******
@Ian **********
Apparently Wise has a technical issue with the partner intermediary banks atm
Rick *********
Rick *********
@Phil *****
yes true. I called Wise yesterday as my transfer I made days ago had not posted. Although Wise gave a receipt that the transfer was completed. The Rep said there was an issue with their partner bank here and it was resolved and later yesterday they resent the money which successfully posted.

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