ask
Search
Ask
Answered3 months ago

What are the experiences of expats in Thailand with different banks for visa-related financial services?

Michael ********
asked Aug 4, 2026
4.2k
views
22
replies
47
likes
After many issues with Bangkok bank when doing my extension last year I switched to K Bank on the advisement from immigration. Just got my 12 month statement and deposit letter, took 20 minutes. With BKK bank to took more than 5 days and they wouldn’t issue me the deposit letter.

Glad I switched
Answer summary
The conversation highlights several expats' experiences in Thailand regarding their banking choices for visa-related financial services. Many have faced challenges with Bangkok Bank, citing issues with getting deposit letters and other documents needed for visa extensions. In contrast, K Bank is praised for its efficient service, often providing necessary documentation quickly. Other banks like Krungsri and SCB are also mentioned, with users sharing their positive experiences with obtaining statements and letters for immigration purposes, emphasizing the importance of choosing a reliable bank.
22 repliesnewest first
16

Click comment and we will ask for your email, then OTP, then name.

Taki****
Taki****
Not sure which letter you are talking about. If it is an account certification letter I find BBL Hua Hin are happy to provide when requested. If it is a letter detailing deposits they no longer provide because it is not necessary as immigration require 12 months bank statements showing International Transfers. I download the statements via BBL App and additionally have Credit Advice for each transfer emailed by BBL to me. So far no problems, been doing it for 9 years.
Michael ********
Michael ********
OP
Takiep74 letter to confirm account and latest balance. I’m surprised they let you print out your own statement, I thought the statement needs to be stamped and signed by the bank clerk
Taki****
Taki****
Michael Parker print it out myself, accepted as is by Hua Hin Immigration. I do also provide BBL Credit Advice for each transfer. Maybe other offices have stricter requirements.
David ********
David ********
Never had a problem at Kbank. Been with them 10 years. Immigration letter and statement straight away
Michael ********
Michael ********
OP
David Dickie yes, I’m happy I switched to them. Everything was so easy for this Visa extension.
Indi *******
Indi *******
Why they not give you the letter of deposit which branch you go
Michael ********
Michael ********
OP
Indi Blume said I needed to deposit 800k even though I’d already deposited 65k per month for 12 months.
Donald ********
Donald ********
Good info
Michael ********
Michael ********
OP
Donald Tadman thank you, I try to help others with my experiences. The problem is everyone has different experiences 😂
John *********
John *********
Exactly same. Bangkok Bank would not give me what I needed. Immigration officer suggested I use kasikorn for 12 months then I can get the 800,000 out
Michael ********
Michael ********
OP
John Pollins I use the 65k method and they wouldn’t issue the deposit letter unless to deposit 800k. Their rules don’t seem to align with immigration’s rules.
Jesper *******
Jesper *******
How did u make the switch after your extension? A one time 800k transfer on the same day or 2 separate 400k transfer 3mths after your extension?
Michael ********
Michael ********
OP
Jesper Ngiam I use the 65k per month method
John ********
John ********
Bkk seems to be a bit weird now. It really seems to depend on which branch you go to.

For me I just went through just last month the entire year end process (statements bank letters etc) in 20 minutes.

I just sat there on the other side of the desk while the teller did all the letters etc and at the end he gave it all to me in an envelope accompanied with a smile.

The only thing was my bank account is fixed maybe that makes a difference.
Frank ********
Frank ********
How do you check your balances without going into the bank or using an ATM? I was advised not to use an app as they are not trustworthy, too many scams? I use K bank
Chris *******
Chris *******
@Frank *******
go to your bank and have them configure the K Plus app on your phone. They should have done it when you switched and opened your account. I use the app for scanning QR codes and it updates immediately. And yes, it's completely safe.
James *******
James *******
@Frank *******
KBank app is pretty secure. Facial recognition on transfers. App has many features, but i only use for rent payments, and occasional purchases, and to check balance.
Wez ***********
Wez ***********
I opened my 400k account with Krungsri, no issues, walked into a branch, got statement and letter in 5 minutes❤️
Steven **********
Steven **********
I’m having problems with bkk even after being with them for 8 years
Allan *******
Allan *******
Steven Chiswell krungsri 23y no problem.
Understandin*************
Understandin*************
I used Bangkok bank for years to hold my 800k for the non-o retirement. All was fine when I was in Bangkok using the head office Silom branch. Once I moved south, it was a different ballgame. Uncooperative staff, unwilling bank managers, needless restrictions, unable to move the account to a local branch, without going back to Bangkok. Every request taking days... eventually moved everything to SCB, found them to be the most helpful bank on the island I now live on in Krabi. Their banking app is far more advanced, so no need for cards, with QR code scan and pay, a working prompt pay and cardless atm withdrawals. Helpful staff, correct letters etc for immigration. A world of difference.
David ******
David ******
I also switched from Bkk but to Krungsri bank with a simular experience

Activity

16 joined
Michael ********
Michael ********
Michael ********
Michael ********
Michael ********
Michael ********
16
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
How can a Chinese national successfully apply for a Thai visa from Vietnam?
6022123mo
How can I reopen my frozen Bangkok Bank account or should I switch to another bank for my visa application needs?
6.1k91755mo
Why is Bangkok Bank considered unreliable for non-immigrant retirement visas in Thailand?
10.5k821347mo
What are the experiences of expats in opening bank accounts in Thailand?
6k51609mo
Will I be declined for a Thai visa if I don't have 3 months of required funds in my bank statements?
516310mo
Has anyone had their Thai DTV approved with funds in their account for less than 2-3 months?
3k29151y
What experiences have others had with frozen bank accounts in Thailand?
15.7k403441y
Can I obtain a bank letter for my visa extension from any Bangkok Bank branch?
3.8k28341y
What are the challenges and recommendations for opening a bank account in Thailand on a Non-O visa?
12.6k431671y
Do I need printed bank statements from my bank for my Thai visa renewal, or are emailed statements acceptable?
1.7k4122y
What bank statements should I prepare for Thai embassies to avoid translation costs?
2.2k19102y
What is the approval timeline and requirements for a Thai visa from the USA Embassy?
3.5k23392y
What is the best way to prove the 500k THB requirement for a Thai visa when using funds from a family account?
1.7k8162y
What are the best options for opening a bank account in Chiang Rai as a Non-B visa holder?
6.3k61262y
Is it better to have my Social Security deposited in a US bank and transfer funds to Thailand as needed?
5.7k49413y
What should I do about my work permit and visa situation before leaving Thailand?
1.3k893y
What are the pros and cons of Non-O and Non-OA visas in Thailand, and what are the tax implications of maintaining a Thai savings account for these visas?
2.1k14204y
Do I need to return to my Bangkok branch to get a letter from Bangkok Bank for immigration purposes?
3.9k28434y
What are the requirements for bank statements when applying for a visa extension based on marriage in Thailand using the 400k method?
1.2k5125y
What agents or banks can help expats open a bank account in Thailand?
3.8k33246y
What should expats do if they notice an error on their visa stamp in Thailand?
2.8k10557y
How can I successfully obtain a NON-O A visa for Thailand from the UK?
62787y
What are the visa requirements for moving to Thailand with my baby who will have Thai citizenship?
3.2k24278y
Should I get a yearly extension based on marriage in Thailand or an O Visa from the US?
36129y
Will 3 hours be enough to obtain a re-entry stamp at Suvarnabhumi Airport?
1k759y

Resources

Need help with your Thai visa?