Why do I need two types of insurance for the STV visa to enter Thailand when only one is stated by the consulate?

Nov 25, 2021
3 years ago
Alex ********
ORIGINAL POSTER
Hello folks.

Just a quick question. I've got a reply via email from Thai insurance company, where they said that I need 2 kind of insurances in order to enter Thailand. I don't understand why do they say so, because the consulate's website clearly states that only 1 insurance needed. This is really confusing. Please, anyone who recently got an STV visa and could enter Thailand, would you please clarify this issue. Sorry in advance if this was asked before, I can't find information elsewhere.
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TLDR : Answer Summary
The user is confused about the insurance requirements for entering Thailand with an STV visa. They received a response from a Thai insurance company stating that two types of insurance are necessary, while the consulate's website indicates only one is needed. Several comments from other users clarify that for STV and OA OX visas, it is common to require both a general health insurance policy and a separate COVID-specific insurance policy. Others recommend consulting with a Thai visa agent for accurate information and guidance on insurance requirements.
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Gregg *************
Stay at home. You’ll have more fun
Robert **********
AXA THE BEST
Terry ********
Nonsense! Only one policy is required.
Sako *****************
how much cost 3minths stay covid and health insurance?
Delvonte ********
@Sako ****************
so far Im seeing $180-200
Chris *********************
@Bruce ****
yes you are right mate I recommend AXA everytime
Bruce *****
Yes two one covid specific and one general health
Dale ********
Be carefull ...if a motorbike is mentioned on your insurance claim some companies will not pay out like mine insurance company TUNE INSURANCE they are refusing to pay out .. read the small print very carefull
**
@Dale *******
anyone know any Thai agents who can help expedite this process?
James ********
@Dale *******
and a responsible LUMA Tune agent will tell you that upfront and recommend either ACS or AXA Thailand insurance if you ride a motorbike in Thailand.
James ********
@Bruce ****
one policy can and does meet both requirements.
Jared **********
This is STV requirement, make sure you’re looking at the right requirements for the right visa.

TR you only need 1
Chris *********************
@Jared *********
I have just tried to book 60 insurance for covid and short stay visa with AXA they are saying 2 insurance and asking 49 000b .

Any advice would be appreciated
Jared **********
@Chris ********************
I am only familiar with TR visas, which only require Covid insurance. I know some of the other visas have different insurance requirements.

I don’t know what “short stay” visa is? TR 60?

You tried to book 60 insurance, you mean 60 day?

If you make a post with the visa you are applying for someone can probably give you good advice.
Jordi ********
I just have the AXA insurance, its Thai so you know they'll pay up if needed and that was it.
Ken ********
F
Peter *********
Thought the insurance you get from such as axe was health and includes covid
James ********
@Peter ********
it does but for the STV and OA OX visas needs a second insurance certificate. That's why its best to have a Thai agent...they know this.
Peter *********
@James *******
hi james is stv tourist same as my 60 day ?
James ********
@Peter ********
no its not the same....the insurance requirements are different
Peter *********
F
Keven ****
Health insurance and COVID insurance?
Alex ********
ORIGINAL POSTER
@Keven ***
Yes.

As email from a Thai insurance company says : "If you are enter Thailand. You will need 2 kind of insurance.

1. Covid Insurance : The Coronavirus disease 2019 (COVID-19) insurance plans for foreigners travelling to Thailand,

Will be available to purchase at website
************************


2. Health Insurance for Special Tourist Visa (STV)".

Both, Thai consulate and Thai pass are only need a second option(a health insurance). Does anywhere written that applying for an STV visa requires 2 insurances? Just to confirm their , this insurance company, claim. Any official link would be much appreciated.
Peter ****
@Vlad *******
yes. If you enter Thailand by STV, you need the health insurance (inpatient and outpatient)
Keven ****
@Vlad *******
Even if you don't need one for your visa, it is highly recommended you get both a COVID and a standard health insurance. Unless you want to want to pay a 100,000THB or more hospital bill (or 700,000THB if you need surgery) if you get COVID or hit by a car.

It is very cheap for the protection it provides.
Alex ********
ORIGINAL POSTER
@Keven ***
OK, thank you.
Keven ****
@Vlad *******
I was answering your question. You probably need a health insurance and a COVID insurance.
Mike ******
@Vlad *******
what is special tourist visa.. complain to normal tourist visa?
Wayne ********
from broker or insurance company direct
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