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Answered6 years ago

What insurance do I need to apply for the STV visa in Thailand?

Josef ********
asked Jan 15, 2021
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Hello everybody,

I am planning to travel to Thailand with the STV visa. Now I am searching for an insurance and if I am right I am only allowed to take on of the insurances from this site: [members only] ?

So i was writing some of them and some are saying that I need 2 kind of insurance: Covid-19 insurance + health insurance but some just sent to me 1 kind of insurance. I am a little confused now, what exactly do I need to apply for the STV visa? What insurance did you take and which one would you recommend to me?

Thank you in advance
Answer summary
The inquiry concerns the insurance requirements for the Special Tourist Visa (STV) in Thailand. The original poster is seeking clarification on whether they need to obtain both Covid-19 insurance and health insurance or if one type suffices. Responses from the community indicate that while it is essential to have Covid-19 insurance that covers at least $100,000, users can utilize any insurance company, including those from their home countries, as long as the insurance provides adequate coverage in Thailand. Recommendations for specific insurance providers, like Luma, have been made, emphasizing the importance of receiving proper documentation for coverage.
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เด่ ******
เด่ ******
For all of you who make hotel booking. I see most hotels gives you form to fill your credit card information for authorization. I WARN YOU TO NEVER DO THAT ! IT'S SERIOUS DANGEROUS !. That is not the way how to pay with credit card. Hotel must send you SSH link for payment process. And there you can type all your data securely. If you send via email, your data can be leaked every where around the world. And the hotel's staff can also see all the information you provide and with that info, someone bad can use it for online shopping !. Credit card company will not responsible if you provide your credit card's info in that way.

I don't know why they required customers to do it so. Stupid or maybe pretending to be stupid.
Josef ********
Josef ********
OP
@Tae ******
Thanks for the advice
Pierre ***************
Pierre ***************
The Luma insurance is very good and nice staff
Josef ********
Josef ********
OP
Is the Luma insuarance covering all those points? A valid medical/health insurance certificate indicating that:

cover at least 90 days (from your arrival date) or the whole period of stay in Thailand

have medical benefit in Thailand for outpatient must not be less than 40,000 THB

have medical benefit in Thailand for inpatient must not be less than 400,000 THB.

cover all medical expenditures including COVID-19 at least 100,000 USD Health insurance
Pierre ***************
Pierre ***************
@Josef *******
yes luma Healthy cover all and you can talk with they per messenger
Garrett ***********
Garrett ***********
As others have stated, you can use ANY insurance companies including those from your home country. They need to cover you in Thailand, and provide you a letter of coverage stating you're cover in Thailand for XXX.
Bobby ********
Bobby ********
Bobby ********
Bobby ********
Contact this lady. She's helped hundreds of expats. Personal service and very fast
Ryan ********
Ryan ********
You can use any insurance company. You don’t have to use the ones provided by the Thai government.

Hit up luma for a quote.
Koy *********
Koy *********
I’m sent DM of the process STV also insurance belong to STV visa
Tony *********
Tony *********
You definitely need the covid insurance that's covers up to 100,000usd .

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