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What are the insurance requirements for expats in Thailand, specifically for the STV visa?

Thailand InsuranceVisa RequirementsSTV VisaCovid-19 InsuranceHealth InsuranceImmigration Policy
Nov 22, 2020
4 years ago
Haytham ******
ORIGINAL POSTER
Hello can someone help me with the insurance required. I heard you need two types?
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TLDR : Answer Summary
Expats applying for the STV (Special Tourist Visa) in Thailand typically need insurance coverage that includes two primary requirements: a minimum coverage of $100,000 specifically for Covid-19 treatment and additional health benefits covering normal accidents and sickness. Policies often vary; some cover only symptomatic cases of Covid-19, while others may provide broader coverage including asymptomatic cases. It's also advisable to ensure the policy meets Thai immigration standards, which have specific definitions for 'unlimited' coverage versus predefined limits in both inpatient and outpatient scenarios.
Gabe ********
This is where I got mine
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3 years ago
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Hans-Joerg ************
just two conditions: over 100.000 usd and covid-19 treatment included - please note - for Thai immigration unlimited means NOT the same as over 100k both for in- and outpatient
4 years ago
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Haytham ******
ORIGINAL POSTER
The other company gave me coverage for 10mn and said this covers everything
4 years ago
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Haytham ******
ORIGINAL POSTER
This is super helpful. I am stuck between two insurance companies, one is offering me premium for the 400,000 and shared a link to buy the coivd coverage (
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4 years ago
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Hans-Joerg ************
@Haytham *****
 pleasure
4 years ago
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Hans-Joerg ************
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เอ็ดเวิร์ด *******
Maybe you are thinking because it states insurance with $100,000 Covid. Not 2 separate, Rolled into 1. I got Luma, easy, fast, good customer service,but you pay the medical bill then bill them for reimbursement.
4 years ago
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Rattapon **************
Anyone having legal issues in Thailand needs some assistance. Please contact me via my fb or email -
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. Thank you.
4 years ago
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เอ็ดเวิร์ด *******
Why? Do you know someone whose cousin works with a guy who divorced a lady who went to school with a judge?
4 years ago
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เอ็ดเวิร์ด *******
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Kevin *****
It depends on your policy. It has to cover a minimum of $100,000 for Covid treatment. However, many policies only pay out if you are symptomatic. If you get here and test positive you will be sent to hospital and a lot of policies are not covering for asymptomatic cases. Best bet is to work closely with your insurer to make sure your policy covers:

Normal accidents, sickness etc. Up to 400,000 baht inpatient

40,000 baht outpatient

Covid cover $100,000 for symptomatic AND asymptomatic hospitalization.
4 years ago
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Haytham ******
ORIGINAL POSTER
@Kevin ****
 thank you Kevin
4 years ago
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Haytham ******
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Jared **********
I think the two types is only for the STV?
4 years ago
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Mark ***********
@Jared *********
 O/A as well
4 years ago
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Daniel ************
@Mark **********
 depends the policy - can be one insurance / policy if cover both requirements -
4 years ago
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Joe ***********
@Mark **********
 Mark is correct
4 years ago
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Joe ***********
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Haytham ******
ORIGINAL POSTER
@Jared *********
 thanks that was super helpful
4 years ago
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Haytham ******
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Sébastien ******
@Nicolas *********
4 years ago
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Sébastien ******
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