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What are the insurance requirements for expats in Thailand, specifically for the STV visa?

Thailand Insurance Visa Requirements STV Visa Covid-19 Insurance Health Insurance Immigration Policy

Nov 22, 2020

4 years ago

ORIGINAL POSTER

Hello can someone help me with the insurance required. I heard you need two types?

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TLDR : Answer Summary

Expats applying for the STV (Special Tourist Visa) in Thailand typically need insurance coverage that includes two primary requirements: a minimum coverage of $100,000 specifically for Covid-19 treatment and additional health benefits covering normal accidents and sickness. Policies often vary; some cover only symptomatic cases of Covid-19, while others may provide broader coverage including asymptomatic cases. It's also advisable to ensure the policy meets Thai immigration standards, which have specific definitions for 'unlimited' coverage versus predefined limits in both inpatient and outpatient scenarios.

Gabe ********

This is where I got mine

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Hans-Joerg ************

just two conditions: over 100.000 usd and covid-19 treatment included - please note - for Thai immigration unlimited means NOT the same as over 100k both for in- and outpatient

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Haytham ******

ORIGINAL POSTER

The other company gave me coverage for 10mn and said this covers everything

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Haytham ******

ORIGINAL POSTER

This is super helpful. I am stuck between two insurance companies, one is offering me premium for the 400,000 and shared a link to buy the coivd coverage (

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Hans-Joerg ************

pleasure

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Hans-Joerg ************

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เอ็ดเวิร์ด *******

Maybe you are thinking because it states insurance with $100,000 Covid. Not 2 separate, Rolled into 1. I got Luma, easy, fast, good customer service,but you pay the medical bill then bill them for reimbursement.

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Rattapon **************

Anyone having legal issues in Thailand needs some assistance. Please contact me via my fb or email -

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. Thank you.

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เอ็ดเวิร์ด *******

Why? Do you know someone whose cousin works with a guy who divorced a lady who went to school with a judge?

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เอ็ดเวิร์ด *******

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Kevin *****

It depends on your policy. It has to cover a minimum of $100,000 for Covid treatment. However, many policies only pay out if you are symptomatic. If you get here and test positive you will be sent to hospital and a lot of policies are not covering for asymptomatic cases. Best bet is to work closely with your insurer to make sure your policy covers:

Normal accidents, sickness etc. Up to 400,000 baht inpatient

40,000 baht outpatient

Covid cover $100,000 for symptomatic AND asymptomatic hospitalization.

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Haytham ******

ORIGINAL POSTER

thank you Kevin

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Haytham ******

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Jared **********

I think the two types is only for the STV?

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Mark ***********

@Jared *********

O/A as well

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Daniel ************

@Mark **********

depends the policy - can be one insurance / policy if cover both requirements -

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Joe ***********

@Mark **********

Mark is correct

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Joe ***********

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Haytham ******

ORIGINAL POSTER

@Jared *********

thanks that was super helpful

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Haytham ******

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Sébastien ******

@Nicolas *********

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Sébastien ******

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