Answered3 years ago

What type of medical insurance is required for the LTR visa in Thailand?

LTR visa medical insurance Thailand insurance agents travel insurance visa requirements

James ***********

asked Jan 21, 2024

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Can someone recommend an insurance agent who can arrange the medical insurance coverage necessary for the LTR visa?

Answer summary

The discussion revolves around the insurance requirements for the Thailand LTR visa. It is mentioned that the LTR insurance requirements are not strict; a basic travel insurance policy that covers at least $50,000 is sufficient. Additionally, there is an option to use a bank balance of $100,000 to meet the insurance requirement. The Pacific Cross insurance policy was successfully used by one user for their previous OA visa, indicating its acceptance.

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Marty *********

You can satisfy the insurance requirement by showing that you have $100,000 in a bank account.

I qualified for my pensioner LTR using the Pacific Cross policy I used to qualify for my previous OA visa

3 years ago

James ***********

@Marty ********

I know. But I never keep that much in a bank account. It’s all in investment accounts, which don’t qualify.

3 years ago

James ***********

I just want something that will satisfy the requirements for the LTR. I don’t actually need insurance.

3 years ago

Marty *********

@James **********

Getting an insurance policy would be the other option.

3 years ago

Marty *********

@James **********

Are you looking for the cheapest policy you don’t care about or an actual policy that will also work for the LTR?

3 years ago

James ***********

@Marty ********

right. That’s why I asked about insurance.

3 years ago

Brandon ************

The LTR insurance requirements are trivial. You don't need any special insurance. Just find a travel insurance policy online that covers $50,000. A couple hundred bucks at most.

3 years ago

James ***********

@Brandon ***********

I’m seeing much higher quotes than that. What company were you referring to?

3 years ago

James ***********

Cheapest policy seems to be around US$600.

3 years ago

Brandon ************

@James **********

I used insubuy.com and chose the maximum deductible since I just wanted to check the box for the LTR application with no plans to ever use the insurance

3 years ago

James ***********

@Brandon ***********

thanks

3 years ago