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What type of medical insurance is required for the LTR visa in Thailand?

LTR visamedical insuranceThailandinsurance agentstravel insurancevisa requirementsPacific Crosspensioner visa
Jan 21, 2024
10 months ago
James ***********
ORIGINAL POSTER
Can someone recommend an insurance agent who can arrange the medical insurance coverage necessary for the LTR visa?
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TLDR : Answer Summary
The discussion revolves around the insurance requirements for the Thailand LTR visa. It is mentioned that the LTR insurance requirements are not strict; a basic travel insurance policy that covers at least $50,000 is sufficient. Additionally, there is an option to use a bank balance of $100,000 to meet the insurance requirement. The Pacific Cross insurance policy was successfully used by one user for their previous OA visa, indicating its acceptance.
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Marty *********
You can satisfy the insurance requirement by showing that you have $100,000 in a bank account.

I qualified for my pensioner LTR using the Pacific Cross policy I used to qualify for my previous OA visa
10 months ago
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James ***********
ORIGINAL POSTER
@Marty ********
 I know. But I never keep that much in a bank account. It’s all in investment accounts, which don’t qualify.
10 months ago
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James ***********
ORIGINAL POSTER
I just want something that will satisfy the requirements for the LTR. I don’t actually need insurance.
10 months ago
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Marty *********
@James **********
 Getting an insurance policy would be the other option.
10 months ago
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James ***********
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@Marty ********
 right. That’s why I asked about insurance.
10 months ago
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Marty *********
@James **********
 Are you looking for the cheapest policy you don’t care about or an actual policy that will also work for the LTR?
10 months ago
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Marty *********
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Brandon ************
The LTR insurance requirements are trivial. You don't need any special insurance. Just find a travel insurance policy online that covers $50,000. A couple hundred bucks at most.
10 months ago
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James ***********
ORIGINAL POSTER
@Brandon ***********
 I’m seeing much higher quotes than that. What company were you referring to?
10 months ago
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James ***********
ORIGINAL POSTER
Cheapest policy seems to be around US$600.
10 months ago
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Brandon ************
@James **********
 I used insubuy.com and chose the maximum deductible since I just wanted to check the box for the LTR application with no plans to ever use the insurance
10 months ago
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James ***********
ORIGINAL POSTER
@Brandon ***********
 thanks
10 months ago
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James ***********
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