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What does 'entire course of stay' mean for my LTR visa health insurance requirement?

LTR visa health insurance Thailand visa requirements long-term residency medical insurance expat insurance

Antony *********

Antony *********

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asked Feb 8, 2023

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I need a bit of help in regards to my LTR visa application currently in progress, I've been asked to provide health insurance:

"Please provide international health insurance (travel insurance is  unacceptable) policy covering entire course of stay in Thailand, with  coverage for hospitalization treatment of no less than 50,000 USD and the remaining period of no less than 10 months."

1. What is meant by "entire course of stay"?

The LTR visa is for 10 years, is the implication one needs to prepay 10 years of health insurance?

2. Can anyone recommend a cost-effective travel insurance for this?  I'm in Australia.

Thanks in advance!

#LTRvisa

Answer summary

The applicant is seeking clarification on health insurance requirements for their LTR visa in Thailand, specifically what is meant by "entire course of stay" and if they need to prepay for 10 years of health insurance. There is a consensus among commenters that the requirement likely pertains to a minimum of one year of coverage, which may need to be renewed annually during the 10-year visa period. Recommendations for cost-effective insurance options are also requested.

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Mike ******

Mike ******

This might mean a 1 year policy that has to be renewed every year in order to maintain the validity of the visa for up to the 10 year term. Of course one has to keep in mind "TIT".

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Antony *********

Antony *********

OP

Yeah that makes a lot more sense, cheers

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Tod *********

Tod *********

I believe you need to show a year coverage at the required minimum.

@Brandon ***********

can you shed any light on this

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Brandon ************

Brandon ************

correct, at least 10 months but I did a year which I assume most people would.

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