What health insurance options should my spouse and I consider for obtaining an LTR visa in Thailand?

LTR visa health insurance Thailand immigration remote work insurance costs expat life in Thailand

May 22, 2024

7 months ago

ORIGINAL POSTER

My spouse and I are interested in working remotely and getting an LTR visa (I qualify as far as I can tell) - trying to find out insurance options. How much do you all pay for your health insurance?

We're fairly young (in 30s and 40s)

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TLDR : Answer Summary

The conversation discusses the health insurance requirements for obtaining an LTR visa in Thailand for a couple interested in remote work. One commenter shares that the insurance must have a coverage of at least $50,000, and suggests finding the cheapest option with a high deductible, mentioning a cost of around $200. They note that insurance is not required at the time of application, but must be provided later.

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Brandon ************

It's a very simple insurance requirement. One year of insurance at $50,000 on coverage I believe it was. I just went online and found the cheapest I could get with a high deductible to meet the requirement. Cost maybe $200 and worked fine.

You don't even need the insurance to apply. You can find out if you're approved and then you can upload the insurance when you make your selection on how you'll be picking up the visa.

7 months ago

Kelsey ********

ORIGINAL POSTER

@Brandon ***********

cool thanks! If I have a preexisting condition is that a problem?

7 months ago

John **********

@Kelsey *******

generally preexisting conditions are not covered so don't affect the premium

7 months ago

Kelsey ********

ORIGINAL POSTER

@John *********

ok. What I have has no treatments anyway except supplements and off label stuff.

7 months ago

Reply to

Kelsey ********

Brandon ************

@Kelsey *******

no clue. I have my own insurance through my job but it won't work for the LTR so I just bought the cheapest thing I could as a throwaway with no intention on ever using it.

7 months ago

Kelsey ********

ORIGINAL POSTER

@Brandon ***********

cool - I guess I meant did you have to provide your medical history or get an exam to get the insurance?

7 months ago

Brandon ************

@Kelsey *******

I bought mine online. The only thing they asked for was my credit card number 😂

7 months ago

Reply to

Brandon ************