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What is the cheapest option for obtaining a retirement visa in Pattaya and how much does it cost?

May 14, 2025
2 days ago
Yves ********
ORIGINAL POSTER
Where is the cheapest shop for a retirement visa in Pattaya ? And how much is it gonna cost ?
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TLDR : Answer Summary
The cheapest reputable agency for obtaining a retirement visa in Pattaya is Maneerat Visa Service, which charges approximately 25,000 THB for the initial application and 12,500 THB for renewal after 15 months. Alternatively, handling the application at the immigration office directly costs only 1,900 THB, but requires meeting all financial and documentation criteria on your own. Other agents generally charge between 30,000 and 40,000 THB for the first year. Key requirements include being over 50 years of age, having either 800,000 THB in a Thai bank account or a monthly income of 65,000 THB.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Xìngfú ******
Don't forget that you pay tax on global income( your retirement money) in Thailand from 2024 if you stay more then 180 days in the same year....
Steve ********
Ben *******
Steve ********
What location?
Robert ******
Just do it yourself through the Thai BOI website, it’s not that hard for the LTR.
Adam *******
Cheapest Shop for a Retirement Visa in Pattaya

Maneerat Visa Service is reported as the cheapest reputable agency for retirement visas in Pattaya, charging around 25,000 THB for the initial application and 12,500 THB for renewal after 15 months. Other visa agents in Pattaya typically charge between 30,000 and 40,000 THB for the first year.

Cost Breakdown

• DIY at Immigration Office: 1,900 THB (application fee only, but you must meet all financial/document requirements yourself).

• Via Maneerat Visa Service: 25,000 THB (first year), 12,500 THB (renewal).

• Via Other Agents: 30,000–40,000 THB (first year).

Requirements (in addition to agent fees)

• Age over 50

• 800,000 THB in a Thai bank account for at least 2 months, or a monthly income of 65,000 THB, or a combination totaling 800,000 THB/year

• Health insurance (for some visa types)

• Various supporting documents

Summary: Maneerat Visa Service is the cheapest well-rated shop for a retirement visa in Pattaya at about 25,000 THB, but you can save more by applying yourself at immigration for just the official fee if you handle all paperwork and requirements on your own
Brad *******
Because I'd prefer to invest 800,000 Baht into Bitcoin
Kevin ***********
****
100 baht cheaper than Tops
George *********
In the market
Greg *********
One Stop Visa
Michael ***************
Try these professional people.

Highly recommended & there services are excellent. 🙏

They do the lot & are smooth operators & certainly worth there fee.
Matt ************
thaibusinesshelp.com are 30k for first time retirement visa (3 month plus 12 month) 16k for renewal
Steve ********
They’re not all the same. That said, there are some good ones. I use
@Annie **************
! She’s awesome.
Richard ***********
Motts services are very good
Peter ********
TVS 7000 if you have bank funds or
*****
if no funds very good people
Gerard **************
Ss I understand it an agent is best. They also do Thailand banking stuff and the 800k proof.

Think cost is about 1k Canadian. So ad someone else said is about
*****
Baht.

Insurance on your own.
Peter ********
TMT visa, Banzaan, Patong, 24 grand, provide a friendly service
Peter ********
@Greg **********
Ive seen it in Bkk for 14g but bad reviews, if you know where I can dot it for that price, where?, I'm in Phuket, the most expensive place in Thailand,
Greg ***********
@Peter *******
ah, okay. In Phuket, this explains the high price
Peter ********
@Greg **********
Non-O renewal ..24g
Greg ***********
@Peter *******
well, then you are paying too much. For the 12-months extension renewal without own funds, most agents take only 12-15,000 THB (if you have used them for the first 3+12 months)
Greg ***********
@Peter *******
maybe 10 years ago! Now they ask for 32,000 THB
Peter ********
@Greg **********
I did mine a couple of weeks ago, 24,000
Greg ***********
@Peter *******
maybe we aren't talking about the same thing. Was it 24,000 THB for the bank account opening and first 3 month visa and 12 months extension, or was it 24,000 for a renewal of the 12-months extension?
Paul ****************
Hi Peter.

When was it
*****
bht with TMT.

I asked back in march about marriage visa and have the 400k in a thai bank and they quoted me
*****
or
*****
cant remember exact figure.

I will now do myself when i need it. Cheers
Peter ******
Best bet is when you’ve saved the minimum 50k to cover some costs re appear with the same question
Herb *********
Can I ask please...

How much yearly income do you have to prove you receive, to not have to deposit 800K in a bank
Graham ******
@Herb ********
You have to have 800k banked to get the first 12 month extension unless your Embassy still does the income affidavit. 65k monthly transfers can be used from year 2 onwards.
Nongnuch ********
@Herb ********
you have to prove a monthly income of a minimum of the equivalent to 65,000 THB. The British Embassy in Bangkok does not issue income affidavits any more, so that's why citizens of U.K. must use the 800,000 THB deposit in the first year, and then start collecting monthly transfers of minimum 65,000 THB from abroad into their Thai bank account, accuratley month for month. In the second year, they can use a 12-months bank statement as the proof of finances for the application to the next 1-year Extension of the Stay Permit, enabling them to withdraw the 800,000 THB from their Thai account
Herb *********
@Nongnuch *******
Thank a lot for that information... Based on your reply to my query which I much appreciate, If I ask nicely, maybe you can answer this question. On the basis of your reply that a monthly income income in excess of 65,000 bahtis required. I receive a State pension of £1468 and a private pension of £1520 each month. Would I be able to obtain a retirement visa through the Thai Embassy in LoLondon.Rather than continuing to pay the 18,000 baht I have for the last 3 years to obtained a yearly retirement visa through a Thailand solicitor. Thanks in advance of your reply and once again for your previous reply.. Herb
Kevin **********
@Nongnuch *******
That's the way I read it.
Alan **********
MANEERAT
*****
first year
Greg ***********
@Alan *********
😶 25,000 Baht, when was that quoted? 10 years ago?😆
Leo *****
@Alan *********
and the second year how much it will be thnx
Doug *******
@Alan *********
They quoted me 52,000.
Kris *********
Immigration : 1900B.
Leo *****
Thnx
Kris *********
@Leo ****
Sri racha
Kris *********
@Leo ****
they wrote a letter for me, which I took to the bank.
Greg ***********
@Kris ********
exactly. For example, the Pattaya agent F.S. Consulting Co. will do that, they got an agreement with Immigration and the bank
Kris *********
@Greg **********
I did not use the service of any agent.
Nongnuch ********
@Kris ********
lucky you. Banks discontinued opening new bank account for people on touristic entries in February 2025
Kris *********
@Nongnuch *******
surely they can't ignore a letter written by an immigration officer?
Nongnuch ********
@Kris ********
what was that letter? Was it rather a "certificate of residency" ? Before February 2025 you were still able to open a bank account on a touristic entry. However, all banks would have asked you for the "certificate of residency" from Immigration as a pre-requisite
Kris *********
@Nongnuch *******
no, it was not a residence certificate , it was a letter saying : please open a bank account. First the bank did not want to open a bank account too. So, I went to immigration, explained my problem, and they wrote this letter. I think there was a service fee of 800B.
Greg ***********
@Kris ********
Immigration hands out "certificates of residency" for different purposes, and these get mentioned in the certificate. For buying and insuring a car, for extending the Thai drivers license, etc. And also for opening a bank account. The purpose of the certificate is always specified, and the paper is valid for use for 4 weeks. I have never heard or read that Immigration writes a letter that says "Please open a bank account for the bearer". I am a visa advisor since 20 years and that's new for me, but may it be as is: You can, after a brief pause between February and end of April, again open a Thai bank account on a touristic entry, but you definitely need the help of an agent, you cannot do that by yourself any more. It's the agents who enable communication between Immigration and the bank. Immigration explicitely will accept an application to a "change of visa type" in the absence of a Thai bank acocunt, handsyou the 2000.- THB receipt, and the bank acknowledges the receipt as proof of you applying for the Non-Imm-O visa type. This ensures the bank is following the updated rules
Kris *********
@Greg **********
I can speak, read and write Thai. It was a letter they typed for me, not a standard document. I am very aware of the other document since I bought a car and have a driver's license. I recently opened another account at TMB - already having a non-o visa.
Leo *****
@Kris ********
which immigration you talk about
Leo *****
I don't think so

Immigration have nothing to do with bank account
Greg ***********
@Leo ****
You have to ask an agent! Some agents now have made a deal with Immigration and the bank. If the applicant is willing to apply for the "change of visa type" from the tourist visa to a 90-days Non-Imm-O Retirement Visa, Immigration is willing to accept the application without an existing bank account! Then the applicant shows the 2000.- THB fee receipt to the bank, and the bank is willing to open the account for the applicant
Kris *********
@Leo ****
immigration
Leo *****
Ask who
Leo *****
@Kris ********
how about the bank account

You can not open bank account with tourist visa
Kris *********
@Leo ****
you can ask for a letter of immigration to help you open the account.
Robert ********
Be careful you will be swimming with sharks
Milan *********************
I do all my visa with
@Tik ************************
Bob **********
25-35,000
Ken **********
@Bob *********
US $ or Baht
Bob **********
Doug *******
@Bob *********
Please share the name of an agency under 30,000. Thanks.
Bob **********
@Doug ******
Cambodia Travel ,Maneraat
Doug *******
@Bob *********
Thanks. The quote I got from Maneerat a few days ago was 52,000. I’ll research Cambodia Travel
Greg ***********
@Doug ******
he is just talking and talking out of the place where the sun doesn't shine on. There is nothing to be found under 30,000 THB, they ALL rather start at 32,000 THB . . . . . 25,000 THB, that was the price 7 years ago
Doug *******
@Greg **********
Well unfortunately for me your comments seem much more accurate. I’ve inquired with ten agencies and NONE have offered a total cost under 40,000.

If anybody perusing these comments knows a lower price please let me know. 🙏
Nongnuch ********
@Doug ******
you should be able to get the first 3-months visa and 12-months extension, the opening of a Thai bank account and a single re-entry included, for 32,000THB from Mot's
John **********
You appear to be French? If your embassy in Thailand will issue an income affidavit/certificate showing you meet the financial criteria (I believe it's based on your french tax return) you should be able to use that rather than providing the 800k baht. That means it's easy to do yourself and avoids you getting stuck paying agents every year
Graham ******
@John *********
Good call
Nigel ********
@John *********
not for the first year I think 🙏🙏
Graham ******
@Nigel *******
Income affidavit can be used for year 1, it's 65k monthly transfers that cannot
Galen *******
@Nigel *******
Sure, he can !
Yves ********
ORIGINAL POSTER
@John *********
I am Belgian
Greg ***********
@Yves *******
the Belgian Embassy in Bangkok is issuing "income affidavits". If your pension/income is more than 65,000 THB per months, you can use that document to apply for the 90-days Retirement Visa and the follow-up 12-months Extension of Stay Permit
John **********
@Yves *******
I don't know if the Belgian embassy provides a similar service
Arnold **********
Do it yourself
Leo *****
@Arnold *********
how about the bank account.

Not allowed to open bank account with tourist visa
Arnold **********
@Leo ****
where do you get that fake information from
Greg ***********
@Leo ****
some agents now have made a deal with Immigration and the bank. If the applicant is willing to apply for the "change of visa type" from the tourist visa to a 90-days Non-Imm-O Retirement Visa, Immigration is willing to accept the application. Then the applicant shows the 2000.- THB fee receipt to the bank, and the bank is willing to open the account for the applicant
Arnold **********
@Leo ****
you never need a agent for anything
Leo *****
@Arnold *********
I did try to open a bank account but the bank refuse because I have only tourist visa
Arnold **********
@Leo ****
fake information
Mike ********
@Leo ****
you get a non o first for 90 days and then you can open a bank account and immediately deposit your 800k
Peter ********
@Mike *******
need a bank account to get a Non O
Mike ********
@Peter *******
no. At least for non o retirement, not required for 90 day.
Peter ********
@Leo ****
can do
Leo *****
@Peter *******
any suggestions bank
Peter ********
@Leo ****
I'm with the green bank. Main thing is, you need and address, all info is online
Kieren **********
@Leo ****
I did
Ivan *********
7 eleven
Fiona *********
I used
@Mots *********
back in February and they were the cheapest and fantastic from start to finish. Highly recommend
Doug *******
@Fiona ********
The OP here is hoping for a miracle but I would be very grateful to pay 32,000 if that covers all costs to obtain a new retirement extension of 3 + 12 months. Can you please share the details of your experience with this agency? PM me if you prefer. 🙏
Fiona *********
@Doug ******
I've pm'd you
Yves ********
ORIGINAL POSTER
@Fiona ********
not the cheapest
*****
again
Paul ********
@Yves *******
the first visa is going to be the most expensive, it’s the one with all the work.

The next time you renew will be a lot cheaper as agent will

All ready have all that’s needed
Yves ********
ORIGINAL POSTER
Fiona *********
@Yves *******
good luck finding what you're looking for.
Joseph *************
They are all connected same same !
Sylvia ********
@Fiona ********
maybe you can assist
Yves ********
ORIGINAL POSTER
@John ********
*****
…not cheap !
Greg ***********
@Yves *******
32,000 THB is the cheapest you will be able to find. Don't forget, it includes the Thai bank account the agent must open for you. If you can't spare 32,000 THB, then you should not retire in Thailand
Dimitris ************
@Yves *******
very cheap if you don’t have 800k
Todd *********
@Yves *******
in all fairness, that’s the price you will pay for avoiding the 800k deposit. Cant have it both ways
Peter *********
1900 direct with immigration
Todd *********
@Jim *******
anyone who actually qualifies for LTR isn’t worried about start up costs. It’s only 50k baht. It’s actually cheaper than 10 multi-entry retirement extensions. And zero annual visits to bank and immigration and zero reporting.

I suppose most retirees value their time at least a bit.
Todd *********
@Jim *******
DTV suits those who didn’t save well enough for LTR. For all, there are clear and unequivocal advantage to LTR. Feel free to look it up. Cheers
Todd *********
@Jim *******
I clearly just acknowledged that. Lost my temper lol. Had some laughs at your expense.

You were one of the lads spouting silliness about the DTV being far superior to LTR and that LTR peeps would be switching 😂.

There are more than enough of you endlessly pushing standing in line to save a few baht. But clearly not the case for many people. Like the poster here. So I simply answer the question and the circumstances. Rather than desperately trying to save a few baht and wasting time. Which by the way, is valuable to some of us
Ruud ******************
@Peter ********
indeed the cheapest and the best way to do
Todd *********
@Pete ******
which is why he asked a specific question about agencies. Always a few illiterates offering up ‘go to immigration’ plan 😂. Likely indicative of the kinda folks who use it
Mark ********
@Todd ********
Or perhaps more intelligent and money- wise? Those retirees who were smart enough to prepare for retirement by investing in pensions don't need to pay agents 25,000 baht every year. I'd say it's those that didn't have the foresight who are the illiterates
John *********
For gods sake behave yourself please
Todd *********
@Mark *******
it would be quite the opposite. I make 7.2% on govt backed term deposits in Mexico. There is 10% withholding tax on foreigners. So net gain is 6.48% which is lowest in last 8 years.

On 800k baht equivalent, the 6.48% net is 51,840 baht annually. Agent annual renewals cost about 16,000 baht annually leaving with 35,000 baht annually to put on your bar tab. Or 350,000 baht every decade of retirement.

And… you waste zero seconds of your life bogged in government and banking lineups and bureaucracy. But any smart retiree can figure that out in about 10 seconds
Pete *******
@Todd ********
if you switch in the 2nd year to the 65k monthly requirement and reinvest your 800k back in your home country then your maths falls apart. After 5 years you would be losing money and still be on a fraudulently obtained extension of stay.
Greg ***********
@Pete ******
BEST answer EVER to that McGowan agent-lover guy
Todd *********
@Pete ******
wrong. my maths don’t fall apart at all. They are basic and clear. Even you can follow along.

You are talking about an entirely different situation in which the retiree deposits 65k monthly in order to qualify. Which the poster hasn’t asked about. And not everyone can or wishes to do. If the 65k method is possible- use it. Obviously. It’s a very good method. But still requires you wasting time at bank and immigrations offices.

Also obviously, if you have prepared decently for retirement, LTR is the optimal solution. Which I also didn’t mention as it has nothing to do with this posters situation.
Mark ********
@Todd ********
I didn't even mention 800k. Tell me about illiteracy again! 😂
Todd *********
@Mark *******
try to keep up mate. Nobody gives a 💩 if YOU mentioned it. The poster is looking for a solution. And not your clueless assessment
Mark ********
@Todd ********
Oh dear! Caught you out. You obviously couldn't read my post relating to pensions. You have a great day! 😆👍
Todd *********
@Mark *******
try to follow the thread mate. And why would I read anything else you write? You are struggling badly enough here. Keep on track. Your pensions post is also useless on this case. Shuffle off. You sound a bit slow
Mark ********
@Todd ********
Of course! Paying an agent must be better than getting an affidavit from my embassy! You're a bit out of your depth I think. But maybe the cheapos you're talking about never prepared for retirement? Heyho! Have a wonderful day! 👍👍✅✅
Todd *********
@Mark *******
the cheapos I’m referring to are the likes of you mate. You don’t grasp the rudimentary basics of finance. For which the annual penance is groveling in line at govt offices and your bank. Good on ya. I’m sure some people like you would move here for the bureaucracy alone.

If you had a clue how to prepare for retirement, you would be like the thousands on LTR. But didn’t think ahead did ya
Mark ********
@Todd ********
I don't quite see what my bank has to do with this! Never mind, you can't quite grasp the concept of getting an extension for 1900 baht. Try to control that temper of yours! If you could see through the haze of anger, you'd be able to read properly! Have a great day! 👍
Todd *********
@Mark *******
agreed - I’m also sure you don’t quite see… must like this whole thread. Some miles over your head. Thx for offering absolutely nothing useful for the poster. I’m sure he appreciates it
Peter ***********
@Todd ********
Actually what he says is totally correct. I realise many in this thread do not have the means to transfer 65k each month, nor do they have decent pension plans which pay this amount as a minimum, so we can only assume your arrogant advice is aimed at the cheaper end of the market. There's one Aussie on here ejaculating over getting 5.4% interest! OMG! What a sad state of affairs
Todd *********
@Peter **********
1. The poster has not indicated intent or ability to transfer 65k. So thus we are obviously at the 800k discussion point.

Why on earth would you be led to believe it’s the cheaper end of the market lol. You can’t afford 14k baht annually for a zero hassle retirement visa?? Who would be desperate enough to line up annually at bank and immigration to save 12,100 baht? That’s low end mate. Maybe you live bureaucracy. But many retirees value their time. And 12,100 baht per year is a pittance. But apparently not to you. That’s a sad state of affairs
Peter ***********
@Todd ********
Spouting bullshit again. I'm LTR - tell me how I can't afford 14k? You going to give another financial breakdown on how that works? Todd, you really do talk out of your backside. Not too long ago you were telling people in this group that the DTV was going to cost 10,000 baht each time you entered and 10,000 each extension. Stick with your cheap friends on their 5.4% returns. You fit better there
Peter ***********
@Todd ********
Nope. The DTV was very clear. 10,000 for 5-year multi-entry. The people who got it are laughing for the next five years. I've no idea why more retirees haven't switched.
Mark ********
@Todd ********
If the poster gets a pension above the 65k threshold it's totally useful. Then he doesn't have to pay 25k under the table. You're going to tell me that financially he's still better off to do that, I can't for the life of me see it. I pay 1900 baht per year, and you're telling me that I'd be better off paying
*****
baht. We'll have to agree to disagree on that one, but I wouldn't be seeking you out for financial advice 👍
Todd *********
@Mark *******
you still ‘for the life of you’ can’t figure it out lol. Because basic finance is not your thing. Let me copy/paste from your previous lesson and you can tell us what you are failing to grasp.

Mark Hudson it would be quite the opposite. I make 7.2% on govt backed term deposits in Mexico. There is 10% withholding tax on foreigners. So net gain is 6.48% which is lowest in last 8 years.

On 800k baht equivalent, the 6.48% net is 51,840 baht annually. Agent annual renewals cost about 16,000 baht annually leaving with 35,000 baht annually to put on your bar tab. Or 350,000 baht every decade of retirement.

And… you waste zero seconds of your life bogged in government and banking lineups and bureaucracy. But any smart retiree can figure that out in about 10 seconds
Mark ********
@Todd ********
Please tell me how paying
*****
is a better option that 1900? You cracking on about investments which have no relevance to my simple question. It's simple arithmetic.
*****
v 1900. You have no answer so you carry on about unrelated nonsense. I have a commercial property in Germany which nets me (after tax) approximately 18% on my original investment. But it has nothing to do with getting a visa so I don't mention it. Jesus!
Todd *********
@Mark *******
I just did. And clearly you are the only one on the thread who doesn’t grasp it.
Mark ********
@Todd ********
Nope. You haven't yet explained how I'd be better off paying
*****
instead of 1900. 😂😂😂
Leo *******
@Todd ********
thank you for helping me think out of the box
Ling *****
@Todd ********
best answer ever. Same here in Australia, I can get 5.4% at ING, even after paying the agents fees I'm out in front. Love your firm direct posts. 555
Peter ***********
@Ling ****
5.4%!!! Oh man, Australian Super Funds are paying 11% tax free! You're being paid peanuts!
Todd *********
@Ling ****
exactly so!! Out front financially 💰 and zero hassles.
Doug *******
@Todd ********
I totally agree but it took me 12 seconds. And I especially agree about how so many commenters love to flaunt their pale imitation of awareness. It’s rather terrifying actually. 🤣
Todd *********
@Doug ******
might have taken me longer lol! But yes- it seems awfully basic. And if/when the rules shift, shift again.
Yves ********
ORIGINAL POSTER
Yves ********
ORIGINAL POSTER
@Peter ********
I am 63 …I need a 15 month retirement visa
Leo *******
The reason I keep a sizable balance in my Thai bank account is as a hedge against the possibility that the THB significantly rises against my home currencies (USD and JPY). Basically securing today's exchange rate because it's "good enough" for me. If not for that, then the posts here are making me realize that I could instead earn higher returns elsewhere and come out net positive. But since the baht is there in my account anyway, I might as well use it towards my visa.
Peter ***********
@Yves *******
There's no such thing as a 15 month visa. You get a 90-day visa, and before it expires you extend for 12 months. Total cost 3900 baht
Yves ********
ORIGINAL POSTER
Many shop do it without
*****
0 !

It’s just a little more expensive
Greg ***********
@Yves *******
the 90-days visa plus the 12 months extension, without own funds? The price for the agent starts at 32,000 Thai Baht, if you need a multi re-entrypermit included, the price will be something like 34,000 Thai Baht
Tanvir *******
@Yves *******
how much without
*****
0 ?
Pete *******
@Yves *******
3900 baht direct with immigration.
Yves ********
ORIGINAL POSTER
@Pete ******
I don’t have
*****
0 baht
Pete *******
@Yves *******
then you don’t qualify for a retirement visa.
Pete *******
@Alex *********
before advocating for fraudulently obtaining a visa best to check your spelling before posting.
Alex **********
@Pete ******
You didn't understand what I wrote??? Or maybe you understood very well, dumbass. so go teach grammar at school, idiot, not on Facebook🤣🤣🤣
Pete *******
@Alex *********
I am also not English and have appraised your English spelling as age 5 but could do better….
Alex **********
@Pete ******
shut up you are ridiculous
Pete *******
@Alex *********
glad you spell checked that three times before hitting post because of the big word....
Alex **********
@Pete ******
li mortacci tua ..spelleme questo mo demente🤣🤣🤣
Pete *******
@Alex *********
Ffyc i ffwrdd
Alex **********
@Pete ******
mortacci tua co quer cesso de moje che te ritrovi
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