Hello,
Does anyone have experience with a health insurance that also covers pre-existing illnesses? Most insurance companies do not cover pre-existing illnesses and will refer to pre-existing illnesses in case of claims, even if the claim has nothing to do with it. Furthermore, international health insurance is quite expensive.
I am married and have an O visa.
Thanks in advance for additional information.
TLDR : Answer Summary
The discussion revolves around finding health insurance in Thailand that covers pre-existing conditions, which is a significant challenge as many insurance companies do not provide this coverage. Participants share experiences, noting the high costs of international health insurance and suggest alternatives like saving money for medical emergencies or opting for self-insurance. One commenter mentioned that Pacific Cross has a product that provides limited coverage for pre-existing conditions after two years.
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