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What health insurance options are available for a 67-year-old with pre-existing conditions applying for a Non-O retirement visa in Thailand?
Thailand Retirement VisaHealth InsuranceVisa RulesNon-O VisaPre-existing ConditionsInsurance Providers
Sep 6, 2024
2 years ago
David **********
ORIGINAL POSTERI need a company to give health insurance im 67 some existing health problems need the insurance for retirement visa
TLDR : Answer Summary
The discussion focuses on health insurance options for a 67-year-old applying for a Non-O retirement visa in Thailand. Most comments indicate that the Non-O visa does not require health insurance, though if applying for an OA visa, insurance is needed. Various users share experiences and advice regarding difficulties in obtaining insurance with pre-existing conditions, suggesting contacting agents or specific providers like WRLife and emphasizing the necessity of a financial cushion to cover potential health expenses.
NON-O RETIREMENT VISA RESOURCES / SERVICES
- Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Retirement Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
Jacob ********
I have zero trust in insurance companies.
Damien ********
99 % of insurance companies will not pay claims if they blame existing conditions which they always do
Anything related to your heart will be a problem if you need a hospital or surgery
Put a decent amount of cash aside and pay your health bills yourself
At 67 any decent policy will start at 125,000 bhat a year .
Insurance salespeople are only there for commission
Anything related to your heart will be a problem if you need a hospital or surgery
Put a decent amount of cash aside and pay your health bills yourself
At 67 any decent policy will start at 125,000 bhat a year .
Insurance salespeople are only there for commission
Nick ************
Try this. They are very understanding regarding pec.
Wrlife.net
Wrlife.net
David **********
ORIGINAL POSTER@Nick ***********
thank youReply to
David **********
Reply
Mark ********
following
Stephen ********
Buy Thai government health insurance. 30 bath/ month
David **********
ORIGINAL POSTERChris topher very rude comment
Neil ********
Try your bank ....they may ask for extra but cheaper than going to insurers direct
Neil ********
O visa in Thailand No insurance easy, OA in your country needs insurance simple
Chris *********************
Please would be nice
David **********
ORIGINAL POSTER@Chris ********************
pleaseReply to
David **********
Reply
Galenus ******
Try WRLife. Ask for a quotation. They take you even with preconditions. I think around 200 Euro/month.👍👍👍
Lee **********
@Galenus *****
that youJohn **********
@Galenus *****
even USA expat?Galenus ******
@John *********
yesReply to
Galenus ******
Reply
David **********
ORIGINAL POSTER@Galenus *****
thank youReply to
David **********
Reply
Hathaway *************
My health insurance (with pre existing conditions not included) cost me a little over 4k pm, I'm 64 and fully recovered from a stroke 9yrs ago, given that anything remotely connected (vascular, heart, even kidneys) is not included I'm seriously considering seeing the year out and going without, I'll put the premiums in MY own account and have a balance free credit card + my nest egg, many will no doubt say I'm crazy but I have not intention to going back to UK dead or alive.
David **********
ORIGINAL POSTER@Hathaway ************
thanks for your help ill do the sameHathaway *************
@David *********
please don't take my post as advise David, simply my own conclusion to my own situation, please consider things very carefully. Good luck mate.Reply to
Hathaway *************
Reply
Scott **********************
Give
@Napawadee *************
a call. She speaks excellent English and has heaps of options.Greg *********
Most likely you won't get insurance with your age and pre-existing if your getting a retirement visa in Thailand. Have a nest egg available should something come up.
Reply to
-Philip *******
Reply
David ********
None of them cover ANY pre existing conditions, at any price. My experience with health insurance in Thailand is poor.
Jim ******
@David *******
as in most countries. Ridiculously expensive.Reply to
Jim ******
Reply
Pertti *************
You don't need health insurance. Apply visa here Thailand🙏
David **********
ORIGINAL POSTER@Pertti ************
I'm getting non o visa Australia but applying for retirement visa in thailand so I don't need health insurance?Chris *******
@David *********
you will not be applying for a Visa in Thailand.Only the extensions of the Non-o you enter on.
no Insurance required.
David **********
ORIGINAL POSTER@Chris ******
thanksReply to
David **********
Reply
Pertti *************
@David *********
no need if apply non o retirement here!Reply to
Pertti *************
Reply
Werner ************
Very difficult to get insurance with pre-existing conditions, it will likely be very expensive or not cover the conditions
Christopher *************
Wrlife
Christopher *************
@Werner ***********
wrlifeReply to
Christopher *************
Reply
AIA ******************************
i work for AIA, what exactly are the pre existing health conditions ?
David **********
ORIGINAL POSTER@AIA *****************************
diabetes and Mia cardiac infarctionFrangipani *******
@David *********
You don’t need insurance for Non O. Just get the cover you require from your local insurer, much cheaper and will have the same cover.If you are going for a Non O/A, it’s a different matter…
James ******
contact that person.
AIA ******************************
@David *********
That is a complicated situation. its is against the group rules to solicit services. My advice would be to contact an agent as all cases are person specific.David **********
ORIGINAL POSTER@AIA *****************************
just seeking advice as who to contactReply to
David **********
Reply
Nick ***********
Ian ********
Non O doesn't require insurance, just proof of funds.
If you are applying in your own country and want an OA then you need the approved insurance
If you are applying in your own country and want an OA then you need the approved insurance
David **********
ORIGINAL POSTERI'm getting a non o retirement visa for 3 months then retirement visa to live in thailand
Graham ******
@David *********
There is no mandatory insurance required for a Non-O so you are free to select whatever suits your needs not one of the prescribed policies as required for a Non-OAChris *******
@David *********
okay so what you are actually saying:Non-o 90 day visa based on retirement
Then will apply for a 1yr extension of that visa
No insurance required.
A 1yr retirement visa is an OA that requires health insurance but must be obtained outside of Thailand.
Reply to
Chris *******
Reply
Brandon ************
What visa are you applying for? Or what extension are you applying for? Most of them don't require insurance.
Reply to
Brandon ************
Reply
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