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What are the typical costs and experiences of using an agent for NON-O retirement visa renewal in Thailand?

NON-O visaThailand retirement visavisa renewal costsexpat experiencesThai visa agents
Oct 18, 2025
2 days ago
Mark ********
ORIGINAL POSTER
Anyone used a agent in last few week for non o retirement renewal,paid 11;000 last year now they are asking 20,000;any one experienced this thanks
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TLDR : Answer Summary
A recent query discusses the rising costs of using agents for NON-O retirement visa renewals in Thailand, with reports of fees increasing from 11,000 to 20,000 baht. Multiple commenters share their experiences, with some suggesting it's easy to handle the renewal process independently for much less (around 1,900 baht), provided you meet the financial requirements of having 800,000 baht in a Thai bank account for the necessary period. Concerns about the new banking rules and difficulties in switching agents after using one are also mentioned. Overall, there is a mix of experiences regarding the cost-effectiveness of using an agent versus managing the renewal on one's own.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Shane *********
Will check with mine, but prices have doubled plus!
2 days ago
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Mark ********
ORIGINAL POSTER
I understand what a lot of people are saying but losing £800 in interest,I can’t justify doing it myself for 1900 baht,even if agent charges 20,000 it’s financially better earning interest
2 days ago
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David *******
@Mark *******
Yes $19,000 in Australia better off if you pay agent 17,000. Or immigration direct.

(No agent)

And they place the money
a day ago
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Robert *****
Trust me that's not really a good analogy, if Immigration hassles you it can cause problems you don't even wanna know about.
a day ago
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Sean *****
@Mark *******
my thoughts exactly keeping my money in England in bonds more than pays for agent fees , and should there be another Covid or similar your money is not stuck in Thailand, also should anything happen I am pretty sure any beneficiary would have slim chance of getting money
a day ago
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Mark *********
@Mark *******
 So good Visa,14,000 B
a day ago
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Roberto *********
@Mark *******
 Only for one year, then you switch to 65k monthly transfers. Best strategy
2 days ago
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Ray ********
@Roberto ********
 if banks freeze your account you're screwed
a day ago
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Roberto *********
@Ray *******
 Why would they freeze my account? 😂
a day ago
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Roberto *********
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Paul ********
@Mark *******
 £800 interest that’s approximately 5% ( which is high ) but let’s say you get that

Less 20% tax leaves £640

Less the
*****
bhat you pay an agent ( £480 ) approx

Means your only £160 better off for doing it legit

Plus your
*****
0 bhat earns 1.5% in Thai bank (12,000 bhat ) about £280

So technically you are £120 up by doing it legit 🤣🤣🤣
2 days ago
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Shane *********
@Mark *******
 agree, and I'm worried about banks here now. Luckily I run a low balance - had a frozen account at Bangkok Bank, now ok.
2 days ago
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Wayne ********
@Mark *******
 if that’s the way you wanna look at it financially strictly up to you. The agent is making 20% on his 80,000 in only five months not a bad rate of return. I’d be interested to know what rate of return you’ll be getting on your 80,000 in order to save the 1900 that it would cost you with Immigration.
2 days ago
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Fabian **********
@Wayne *******
 there are other and better ways to make your money work for you. By depositing it in a Thai bank account you're losing out on opportunity cost
a day ago
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J **************
@Wayne *******
 currently in making 8 % return on my 800,000 baht in USA equities …that’s a five year average. That’s $1952 a year. Or 63,000 baht a year. By paying the agent 20,000 I’m saving 43,000 baht a year. This is why some expats prefer this method
2 days ago
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Eddie ********
@J *************
 What agency did you use?
a day ago
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Eddie ********
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Ant ***********
If you have the 800K already sitting in Thai bank for the required time

Agent price 8000K baht

If you don’t have the required funds

Agent price 16K
2 days ago
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Eddie ********
@Ant **********
 What agency did you use?
a day ago
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Eddie ********
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Ralf **********
You will have a reason not to do it by yourself , so you will have to pay for the service
2 days ago
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Greg ***********
"as long as you have the required 800,000 THB in your Thai bank account" - you can do it by yourself for 1900 THB. However if the agent "fronted" it, you are stuck with the same agent, year for year, unless you invalidate your stay permit and re-start from the beginning
2 days ago
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Giraffe *********
@Greg **********
 incorrect changed agent last year no problems
a day ago
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Greg ***********
@Giraffe ********
 I never said it was not possible. But if an agent fronted the money, you are caught in his hamster wheel. Then you can't change. You can switch between agents if you do everything by the book. If you have no own funds and the agent of the previous year has shut down, you have a small problem which can only be solved with $$$$
a day ago
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Graham ******
@Giraffe ********
 so you didn't do what Greg said
a day ago
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Graham ******
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Rick *******
@Greg **********
Thanks Greg
a day ago
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Rick *******
@Greg **********
Is that online or at immigration office?
a day ago
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Greg ***********
@Rick ******
 a yearly "extension of the stay permit" must be applied for at the Immigration which serves the location where you live
a day ago
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Greg ***********
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Mark ********
ORIGINAL POSTER
@Greg **********
 my agent actually shut down informing none of clients
2 days ago
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Greg ***********
so your application is not a "repeated" one, but an application with a new agent. I guess that's why it has a higher price
2 days ago
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Greg ***********
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Peter *********
I used Thai Visa centre. No problems!
2 days ago
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David *********
If you want to use an agent go to thai visa centre they straight up with fees and1st class service
a day ago
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THAI ******************************
@Peter ********
 We never engage in bait-and-switch pricing.

While our rates may occasionally change, we always provide advance notice and give clients the option to extend early.

Once your documents have been reviewed and your passport collected, your quoted price is guaranteed (we never increase it afterward).
a day ago
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John-Paul ******
@THAI *****************************
 best out there. Always up front and professional. Cost depends upon service/s required as with every business. One can trust them to get everything done without any issues or hidden/additional fees.
a day ago
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Peter *********
@THAI *****************************
 excellent..
a day ago
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Peter *********
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David *********
@Peter ********
 same same
a day ago
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David *********
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Phil *****
Very easy to do yourself as long as you have the money in the bank the required time
2 days ago
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J **************
@Phil ****
 let’s assume he doesn’t
2 days ago
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J **************
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Andy *******
Ignore the dumb answers, with new banking rules it varies from 16,000-22,000
2 days ago
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Graham ******
@Andy ******
 so it's dumb to stay legal?
a day ago
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Andy *******
@Graham *****
 No, It's dumb that they don't read the question and give the guy the advice he is seeking not their effing opinions
a day ago
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Andy *******
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Kim *********
@Andy ******
 dumb answer to do it yourself? Yeah yeah 😂
a day ago
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Andy *******
@Kim ********
 Miss Kim, he only asked the cost of an agent if you take the time to read the post.
a day ago
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Andy *******
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Eddie ********
@Andy ******
 Who did you use? Agency good?
a day ago
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Andy *******
@Eddie *******
 many good ones out there depending on where you live
a day ago
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THAI ******************************
@Andy ******
 We service all provinces in thailand 🙏
a day ago
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THAI ******************************
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Chow ******
@Andy ******
 14,000 one stop visa on Soi 6
a day ago
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THAI ******************************
@Andy ******
 Our price is 15,000 thb, and we can service all provinces right now.

We had to raise it 1,000 thb from 14,000.

All banks.
a day ago
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Steve ******
@Andy ******
 16,500 mine in August with single re entry,used maneerat in pattaya😊
2 days ago
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Andy *******
@Steve *****
 which bank ?
2 days ago
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Steve ******
@Andy ******
 bangkok bank froze my account for 7 weeks I had to travel from sakon nakhon to pattaya to produce paperwork I have since opened an account with kasikornbank
2 days ago
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Steve ******
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Reinhard ********
@Andy ******
 Right.Allso they have to change the bank account from Bangkok Bank to another bank
2 days ago
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Reinhard ********
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Frank **********
It is so easy to do yourself.
2 days ago
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Fabian **********
@Pete ******
 and what are you going to do about it? Bitch and moan because you got nothing better to do with your life?
a day ago
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Ralph *******
@Frank *********
 Most people do it because they haven’t got the 800k.
2 days ago
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Chris *****
@Ralph ******
 I think some people have the money but they rather not deposit that much money in a Thai bank account.
a day ago
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Frank **********
@Ralph ******
 right.
2 days ago
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Frank **********
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Wayne ********
@Frank *********
 not if you don’t have the money for the bank.
2 days ago
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Hartmut ********
@Wayne *******
 Wenn ich das Geld nicht habe, dann darf ich auch nicht das Gesetz brechen
a day ago
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Wayne ********
@Hartmut *******
 ?
a day ago
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Hartmut ********
@Wayne *******
 Wenn die Agentur jemanden Geld leiht für das Visum, ist das gegen das Gesetz
a day ago
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Hartmut ********
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Chris *****
@Wayne *******
 I think some people have the money but they rather not deposit that much money in a Thai bank account.
a day ago
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Fabian **********
@Chris ****
 precisely. I have the money but I prefer to have it working for me instead of sitting in a Thai bank account doing nothing

So using an agent makes sense in my situation
a day ago
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Pete *******
@Fabian *********
 using the monthly income option and paying 1900 baht per extension is the most financially astute method.
a day ago
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Fabian **********
@Pete ******
 agree to disagree. I have my money working for me in other investment portfolios

It all comes down to each individuals personal financial situation and cost benefit analysis (opportunity cost)

Making blanket statements and claiming it's the "best" option for "everyone" without knowing their circumstances or other opportunities available is a mistake IMHO

Do what's right for you and let others make their own personal choices without the guilt trip
a day ago
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Ian *******
@Fabian *********
 so where does your daily spending and bill paying money comes from. I assume you are sending it to Thailand as needed. I am guessing you are probably sending around the 65k each month anyway. So where is the difference?
a day ago
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Fabian **********
@Ian ******
 I just transfer the bare minimum I need into my Thai Bank account (or use an international travel debit card to make direct purchases) to cover my living expenses and leave the bulk of my savings in my overseas bank accounts earning interest which I can withdraw at anytime and invest elsewhere at my discretion. This offers me more flexibility and liquidity, especially if I spot an investment opportunity in the market and need funds on short notice. Bare in mind not everyone opts or qualifies for the 65k monthly installments. Anyone that doesn't will still need to front up with 800k
a day ago
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Chris ************
@Fabian *********
 nah, doesn't work that way. There is always someone saying how they have the better way. 😂
a day ago
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Fabian **********
@Chris ***********
 sure, there's always some Karen on his moral high horse dictating to others what they should or should not do. I bet if you dig a bit deeper, many of these muppets are not as innocent as they pretend to be
a day ago
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Graham ******
@Fabian *********
 so your personal choice is to get an illegal extension
a day ago
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Fabian **********
@Graham *****
 my personal choice is to maximise my capital and let it work for me

Not a hard concept
a day ago
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Fabian **********
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Roberto *********
@Wayne *******
 And then have the account frozen while the auditors carry out money-laundering checks. Good advice!
2 days ago
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Frank **********
@Wayne *******
 true.
2 days ago
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Frank **********
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Roberto *********
Nope. Costs me 1900 baht!
2 days ago
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Stuart *******
@Roberto ********
Me too
a day ago
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Fabian **********
@Roberto ********
 but you have 800k baht in a Thai Bank account doing nothing. I prefer to have that money working for me
a day ago
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Graham ******
@Fabian *********
 You only need the 800k for just over 5 months then 400k for 7-9 months if planned correctly. That works ;)
a day ago
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Fabian **********
@Graham *****
 the point is that money is sitting idle when it could be generating passive income elsewhere. AUD 38k is nothing to sniff at. That's a deposit for a house

Everyone's situation is different depending on the individuals personal financial circumstances and aspirations.

It's not one shoe fits all
a day ago
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Ian *******
@Fabian *********
 but the point you're ignoring is that many are using the 65k per month, so no you are incorrect when you say they are trying up 800k. Personally I prefer to "tie up" the 800k, but that's my choice..
a day ago
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Fabian **********
@Ian ******
 it wasn't ignored. If you scroll through the thread this was acknowledged in the discussion. What you're ignoring is that "many" doesn't translate to "everyone". It depends on each individuals personal circumstances. Some may opt for the monthly instalments, some may opt for the 800k upfront and some may opt for a combination of the two. The point is that is money going into a Thai Bank account (doing nothing) that you could be investing elsewhere. Ultimately it's a personal choice. I'm just explaining what I do. What you do is entirely up to you.
a day ago
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Graham ******
@Fabian *********
 At least you'll have no issues paying for your fines and deportation costs if you're ever caught out.
a day ago
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Fabian **********
@Graham *****
 what fines? LOL. If you've been here long enough, then you should know by now that Immigration turn a blind eye because they get a cut from the agent. So don't play dumb. We all know how it works. This is Thailand, not England, Europe, Australia or the United States. Stop fear mongering. You've made your choice, let others do the same
a day ago
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Fabian **********
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Roberto *********
@Fabian *********
 Nope. I use the 65k monthly transfer method. I don't use the lump sum
a day ago
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Jack ********
@Fabian *********
 it’s peanuts. Working for you? ฿800K is a good weekend in Bangkok son
a day ago
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Dave *******
@Jack *******
 yea right
a day ago
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Magnus ******************
@Jack *******
 I have stockaccount in Thailand. So i can trade. No problems at all.
a day ago
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Fabian **********
@Magnus *****************
 I do the same
a day ago
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Fabian **********
@Jack *******
 peanuts? LOL. That's literally AUD 38k I can INVEST elsewhere instead of earning "peanuts" in a Thai Bank A/C

🤡
a day ago
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Jack ********
@Fabian *********
 sounds like you can’t afford Thailand.
a day ago
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Fabian **********
@Jack *******
 sounds like you're making a big assumption with zero evidence
a day ago
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Fabian **********
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Robin *******
@Roberto ********
 same
2 days ago
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Reply to
Robin *******
Reply
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