What are the implications of not having motorcycle insurance in Thailand following an accident?

The situation discusses a Thai national who incurred a high hospital bill after a motorcycle accident without insurance. The comments highlight that in Thailand, individuals without motorcycle insurance must cover their medical costs up to a limit set by law—30,000 THB for motorcycle accidents. Government hospitals require payment upfront for treatments, and in the absence of insurance, patients can face significant out-of-pocket expenses. Some community members note that while government healthcare offers a low-cost option for many, its coverage may not apply in situations involving motor vehicle accidents unless requisite insurance is held.