Hi all. Something else question. A family member of a friend (all Thai nationals) has just recently had a motorcycle accident. He was taken to a government hospital and stayed for 2 days. However he did not have any motorcycle insurance and his family was charged 30 thousand baht. He has had to return to his home because he has no further funds even though he is still in need of medical attention. Something doesn't seem right to me about this. Has anyone any experience about this situation. I'd like to know the law. Google is not clear.

Does the insurance provided by AXA offer the same service as normal travel insurance for all accidents, robberies, loss, aswell as covid cover ?