What is the difference in COVID insurance costs between Thais and tourists in Thailand?

Anytime you compare what a tourist pays for anything, it is going to be much higher than what a Thai pays. Until there is some kind of control with regard to costs for tourists, price gouging will continue to exist. When I first came to Thailand over 15 years ago I chose this country to retire in due to its low cost of living. Now things have changed. Tourists pay more for everything at a highly inflated price. Costs for quarantine and mandatory health insurance chew into the cost of living by quite a bit which makes Thailand a lot more expensive than it used to be to live in. When will this price gouging stop? The answer is never. I came back to the US last March and have been stuck here since then due to Covid-19. I am now having to decide whether to go back where I have invested all of my retirement money for three houses, property, three vehicles, several motorbikes and everything that comes with it. To compound things, I have a Thai wife and eleven year old son. I don't think anyone could foresee all of these increases in the cost of living coming. I know I didn't. It will be curious to see how everything winds up five years from now and where I will be living.

Thank you for your research..so?

Check which hospitals it covers too. 1 days with Covid in a private hospital here with minimal treatment ie asypmtomatic is close to 20k per day.

Thais are covered for Covid hospital costs anyway. Might have to be field hospital if no symptoms but infected. HiSo will go to private hospitals and pay extra or have own health insurance.

Dont know where you are looking but i think the difference is in the word travel.

Thai Insurance below is for Thais and Foriegners (who have been in country for more than six months)