Ask question
This is NOT an official government website. We are an independent resource providing information and assistance to travelers.

What health insurance options do expats recommend for Thailand that provide full coverage for visa applications?

Dec 13, 2023
2 years ago
Zabrina ******
ORIGINAL POSTER
Okay, now it's time for Health Insurance! Who do y'all recommend? I am not wanting to fight for reimbursements. I am looking for full health care coverage that passes the visa application. I also don't want to have a motorcycle accident and have to pay out of pocket..

Looking for what works for you!?
3,431
views
86
all likes
41
replies
18
users
TLDR : Answer Summary
The discussion focuses on recommendations for health insurance in Thailand that ensure full coverage to meet visa requirements. Users mention various providers, including AXA for OA visas and WRLife, noting positive experiences particularly with claims handling. Others suggest using Mr Prakan for comparing policies and have advised against using Now Compare due to past issues. Additional suggestions include Arawan Namak for efficient reimbursement processes and Blue Cross Blue Shield for international coverage. There are also debates on motorcycle safety and driving in Thailand.
OA RETIREMENT VISA RESOURCES / SERVICES
  • Go to the OA Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the OA Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Stacey *********
Cigna Global
Like
Reply
Stephen *******
Has anyone out their had any experience with wr life. On paper they look OK. Would be nice to hear if they actually are OK.
Like
Reply
Mike ********
Blue Cross Blue Sheild from the US

Covers internationally
Like
Reply
Simon ********
Don’t use Now Compare. I think they have quit scamming people now but they were fraudulent.
Like
Reply
Charles **********
@Simon *******
I have received a quote from them. I was going to go with them — perhaps I can PM you for further insight?
Like
Reply
Simon ********
@Charles *********
Yes, please do.
Like
Reply
Reply to
Simon ********
Reply
Phil *****
@Tony ****
will hook you up in Huahin
Like
Reply
Andy **********
***************************
Like
Reply
Wyn **********
Falcon.
Like
Reply
Lee ******
I have WRLife, very happy.
Like
Reply
Stephen *******
@Lee *****
have you made any claims from wr life .

If so how did it go.

I am thinking of getting a policy with wrlife.
Like
Reply
Kevin *********
@Stephen ******
I also have wr life - recently I was hospitalised for a few days, they paid the hospital directly not questions I didn't speak to anyone they dealt directly with the hospital. Great service.

I must admit I was nervous as you only know how good insurance is when you make a claim.
Like
Reply
Lee ******
@Stephen ******
yes, 3 claims, all paid.
Like
Reply
Stephen *******
@Lee *****
OK. Thanks for the response
Like
Reply
Reply to
Stephen *******
Reply
Jo **********
then contact
@Arawan ******
. Very professional and she will make reimbursements easy. Extremely professional
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Jo *********
do you have contact info
Like
Reply
Jo **********
@Zabrina *****
Arawan Namak
Like
Reply
Jo **********
Like
Reply
Reply to
Jo **********
Reply
Klee **************
Don’t drive a motorcycle, issue solved
Like
Reply
Terary **********
@Klee *************
You live only once and motorcycles are part of the Thai experience.
Like
Reply
Klee **************
@Terary *********
and you die only once, I’m planning on 100+, driving a motorcycle it could easily be today, cars are way safer
Like
Reply
Terary **********
@Klee *************
I have heard of being dying then coming back to life.
Like
Reply
Reply to
Terary **********
Reply
Jo **********
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Klee *************
that was a for instance!!!! *grin*
Like
Reply
Reply to
Zabrina ******
Reply
Ian ********
Have a look on Mr Prakan for all your Thailand insurance requirements

You can compare policies and prices in it from the leading providers

*****************************
Like
Reply
Nick ************
Check out WR Life. WRlife.net
Like
Reply
Nick ************
@Ian *******
now known as checkdi.
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Ian *******
this was really helpful!!!
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Ian *******
thanks So much
Like
Reply
Reply to
Zabrina ******
Reply
Rob **********
AXA if you are on a OA visa
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Rob *********
I can't wait to visit Hua Hin, how do you like it?
Like
Reply
Rob **********
@Zabrina *****
we actually live in Cha-am about 20ks North of HH it is great a lot more laid back than HH, a great expat community, have been here in Cha-am for many years wouldn’t live anywhere else.
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Rob *********
I will Totally check that out! Know any good rental brokers
Like
Reply
Rob **********
@Zabrina *****
best just to drive around and see the signs advertising for rent and ring the phone number very easy
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Rob *********
I have a service dog I know that makes it much harder. But I am totally going to check out your area!
Like
Reply
Reply to
Zabrina ******
Reply
Graham ******
Which Visa, the Non-OA?
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Graham *****
long term O-A
Like
Reply
Andy *********
@Zabrina *****
Give Robert Jackson (he's in this group) a shout. AXA rep.
Like
Reply
Zabrina ******
ORIGINAL POSTER
@Andy ********
oooo thank you so much
Like
Reply
Andy *********
@Zabrina *****
No prob. We've got insurance through him for our OA visas a couple times now
Like
Reply
Reply to
Andy *********
Reply
Thai Visa Advice and Everything Else
... members · 60% approval rate
The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.
Join the Group
Thai Visa Advice and Everything Else
View the Conversation
Thai Visa Advice and Everything Else
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.