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Answered3 years ago

What health insurance options do expats recommend for Thailand that provide full coverage for visa applications?

Zabrina ******
asked Dec 13, 2023
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Okay, now it's time for Health Insurance! Who do y'all recommend? I am not wanting to fight for reimbursements. I am looking for full health care coverage that passes the visa application. I also don't want to have a motorcycle accident and have to pay out of pocket..

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Answer summary
The discussion focuses on recommendations for health insurance in Thailand that ensure full coverage to meet visa requirements. Users mention various providers, including AXA for OA visas and WRLife, noting positive experiences particularly with claims handling. Others suggest using Mr Prakan for comparing policies and have advised against using Now Compare due to past issues. Additional suggestions include Arawan Namak for efficient reimbursement processes and Blue Cross Blue Shield for international coverage. There are also debates on motorcycle safety and driving in Thailand.
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Stacey *********
Stacey *********
Cigna Global
Stephen *******
Stephen *******
Has anyone out their had any experience with wr life. On paper they look OK. Would be nice to hear if they actually are OK.
Mike ********
Mike ********
Blue Cross Blue Sheild from the US

Covers internationally
Simon ********
Simon ********
Don’t use Now Compare. I think they have quit scamming people now but they were fraudulent.
Charles **********
Charles **********
@Simon *******
I have received a quote from them. I was going to go with them — perhaps I can PM you for further insight?
Simon ********
Simon ********
@Charles *********
Yes, please do.
Phil *****
Phil *****
@Tony ****
will hook you up in Huahin
Andy **********
Andy **********
***************************
Wyn **********
Wyn **********
Falcon.
Lee ******
Lee ******
I have WRLife, very happy.
Stephen *******
Stephen *******
@Lee *****
have you made any claims from wr life .

If so how did it go.

I am thinking of getting a policy with wrlife.
Kevin *********
Kevin *********
@Stephen ******
I also have wr life - recently I was hospitalised for a few days, they paid the hospital directly not questions I didn't speak to anyone they dealt directly with the hospital. Great service.

I must admit I was nervous as you only know how good insurance is when you make a claim.
Lee ******
Lee ******
@Stephen ******
yes, 3 claims, all paid.
Stephen *******
Stephen *******
@Lee *****
OK. Thanks for the response
Jo **********
Jo **********
then contact
@Arawan ******
. Very professional and she will make reimbursements easy. Extremely professional
Zabrina ******
Zabrina ******
OP
@Jo *********
do you have contact info
Jo **********
Jo **********
@Zabrina *****
Arawan Namak
Jo **********
Jo **********
Klee **************
Klee **************
Don’t drive a motorcycle, issue solved
Terary **********
Terary **********
@Klee *************
You live only once and motorcycles are part of the Thai experience.
Klee **************
Klee **************
@Terary *********
and you die only once, I’m planning on 100+, driving a motorcycle it could easily be today, cars are way safer
Terary **********
Terary **********
@Klee *************
I have heard of being dying then coming back to life.
Jo **********
Jo **********
Zabrina ******
Zabrina ******
OP
@Klee *************
that was a for instance!!!! *grin*
Ian ********
Ian ********
Have a look on Mr Prakan for all your Thailand insurance requirements

You can compare policies and prices in it from the leading providers

*****************************
Nick ************
Nick ************
Check out WR Life. WRlife.net
Nick ************
Nick ************
@Ian *******
now known as checkdi.
Zabrina ******
Zabrina ******
OP
@Ian *******
this was really helpful!!!
Zabrina ******
Zabrina ******
OP
@Ian *******
thanks So much
Rob **********
Rob **********
AXA if you are on a OA visa
Zabrina ******
Zabrina ******
OP
@Rob *********
I can't wait to visit Hua Hin, how do you like it?
Rob **********
Rob **********
@Zabrina *****
we actually live in Cha-am about 20ks North of HH it is great a lot more laid back than HH, a great expat community, have been here in Cha-am for many years wouldn’t live anywhere else.
Zabrina ******
Zabrina ******
OP
@Rob *********
I have a service dog I know that makes it much harder. But I am totally going to check out your area!
Rob **********
Rob **********
@Zabrina *****
best just to drive around and see the signs advertising for rent and ring the phone number very easy
Zabrina ******
Zabrina ******
OP
@Rob *********
I will Totally check that out! Know any good rental brokers
Graham ******
Graham ******
Which Visa, the Non-OA?
Zabrina ******
Zabrina ******
OP
@Graham *****
long term O-A
Andy *********
Andy *********
@Zabrina *****
Give Robert Jackson (he's in this group) a shout. AXA rep.
Andy *********
Andy *********
@Zabrina *****
No prob. We've got insurance through him for our OA visas a couple times now
Zabrina ******
Zabrina ******
OP
@Andy ********
oooo thank you so much

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Zabrina ******
Zabrina ******
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