Answered4 years ago

What travel insurance options are recommended for a 2-month stay in Thailand, especially for motorbike accidents and coverage in Cambodia?

Travel Insurance Thailand Visa Motorbike Insurance Covid Coverage Insurance Recommendations Thailand-Cambodia Travel

Usman *******

asked Nov 16, 2022

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Hello Group Members,

Last time I visited Thailand, I got insurance from TuneProtect as it was required due to Covid. I know currently it's not mandatory but I think everyone should have insurance for traveling. Nothing bad happened for my trip last time and I didn't have to use it at all.

I am travelling again this Friday (2 months TR visa) and would like to know which insurance should I get. Along with Covid, I am really interested to find something that covers Motorbike Travel (i.e. any unforeseen travel accident). Can you recommend something ?? How is your experience in case you are riding the bike yourself. (Have proper license i.e. My country license and IDP). I have seen mixed reviews of complains when they try to pin things on you if you get into an motorbike accident. (Mainly regarding License)

Also, is there any insurance company that covers Thailand and Combodia. (Going to Combodia for 2 weeks after my Thailand trip). It be nice if one company does both countries but if I have to get different insurance for Combida, I am fine with that as well.

Thanks

Answer summary

The user is seeking recommendations for travel insurance for their upcoming trip to Thailand lasting two months. They specifically want coverage for unforeseen motorbike travel accidents and are also interested in options that cover both Thailand and Cambodia. Other community members suggested options like SafetyWing for its clarity, and World Nomad's plans which offer affordable coverage. There were mixed opinions about the necessity of travel insurance based on personal experiences.

6 repliesnewest first

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Glyn **********

I've been traveling to Thailand every year for almost 30 years and never once would I have used insurance if I had it to use. Many and possibly most people can afford to self insure.

4 years ago

Ադամ ********

@Glyn *********

why buy redundant insurances? I had to during 2021 for a piece of paper to satisfy Thai visa and immigration requirements. Waste of money.

4 years ago

Glyn **********

@Ադամ *******

I just feel it's a better choice for me to self insure. It may not be the best decision for everyone. My experience tells me I've been right so far. If I had to shell out a million I wouldn't be losing much if anything?

4 years ago

Graham ******

@Ադամ *******

If you ever need insurance you will know why unless you have very deep pockets

4 years ago