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What insurance options are available for medical treatment in Thailand for expats?

Apr 8, 2021
5 years ago
Geoff ***********
ORIGINAL POSTER
I’m going to Thailand for medical treatment, what insurance can I buy?
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TLDR : Answer Summary
Expats seeking medical treatment in Thailand may face challenges with insurance coverage, particularly regarding pre-existing conditions, which are typically not covered. Recommendations include purchasing basic health insurance to satisfy entry requirements, as insurance for current treatments is usually unavailable. Many commenters referenced specific policies and agencies, with some suggesting Bumrungrad for expediency. Additionally, it’s important to consider the minimum coverage required, including for COVID-19, and to navigate the complexities of Thai healthcare services effectively.
Moaya **********
Medical Tourism is existing and a niche of tourism the thais encourage ...

You need to find an insurance company that will give you the basics for covid requirements... there’s endless threads on what’s best from

Whom and where ... your American Express card will also cover some things as will your travel insurance that you take for flights hotels etc ... but you have a thing that is unknown - knee surgery? Sex change ? Implants ? Heart surgery etc all depends and there is a waiting period you can’t just show up

And expect the insurance to pay for or existing ... so there’s a bit of a con needed ... you have choose man a dr ? A hospital? While things can be cheaper they can be same or more than elsewhere ... there’s lots of old conversations about tiers and which hospitals are more receptive than others ...

This document in the royal gazette defines tiers of farang types and Thai costs ... I’m sure there are updates to it but it gives you an idea that one cost you hear may not be your cost ... and that not all

Things you imagine to be covered are actually... with good homework you should be able to navigate The complexity of health care in Thailand ...

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Otis ******
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Otis ******
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John ******
I expect no insurance company will cover you... Especially now that you've published this need.
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Baron *********
it doesn't work like that where you become sick and then buy it to pay the bills.
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Gertjan ********
none . trust Buddah .
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Andy **********
Insurance that will cover your expenses. Just use Google.
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Russell ******
Has to be minimum 100,000 dollars cover including covid.
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Chang *****
You can buy all
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Geoff ***********
ORIGINAL POSTER
Thanks everybody

I went with Bumrungrad’s recommendation for expediency 👍🏻
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Carlo ******************
@Geoff **********
and....? Which insurance did they recommended
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Geoff ***********
ORIGINAL POSTER
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Geoff ***********
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Lisa ********************
@Arawan ******
Email:
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Ian *****
Surely you need same as everyone else entering Thailand, as required to get the CoE - which won't cover your treatment as this is preexisting. Just buy the basic insurance for period you here to tick the box on entry
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Simon *******
@Ian ****
This is the most sensible answer offerred here
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Simon *******
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Bong **********
You need plenty of documents to this... goodluck! I have enquired.
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Nick ****************
Life !!!!!!
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Ari **********
I have this.

To apply, please follow the steps below:

- Fill in the application form via the following link for instant policy issuance:
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The policy can start earliest on the paid date.

Please fill in on your desktop/laptop with Google Chrome (not Safari) and not mobile phones.

The policy number will appear after you have made the payment. If you have not received the certificate, please contact me by replying to this email with your policy number.
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Ari **********
One year ,
*****
THB, embassy accepted
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Ari **********
But price can be higher now, I think I was lucky
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Ari **********
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Ari **********
And I’m here for treatment. This insurance don’t cover ( of course) my current treatment, but any new ones including Covid and accidents
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Ari **********
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John ********
From my Bangkok group. Https://m.facebook.com/groups/185647474944393
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Steve ***********
You won't get health insurance cover for a pre-existing condition. It's one of the first questions they ask you when you buy an insurance policy.
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Bob **********
If your talking about insurance to cover your treatment most policies you can't use for pre existing and for anything else you'll have to wait a few months to use it
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Paul *********
I recommend the bonner soften treatment at Pattaya I had intense treatment for 4 weeks my only insurance is that the treatments work baby
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Tom ********
@Paul ********
my treatment is ongoing
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Tom ********
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Carlo ******************
I reccomend the best
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Ian *******
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Phil **********
Depends on who it's with...
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Carlo ******************
@Phil *********
and if it's accepted without problem...more or less they are all the same
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Carlo ******************
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Phil **********
Who's Dhipaya please..
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Phil **********
Found them a bit expensive?
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Carlo ******************
@Phil *********
good insurance ain't cheap...
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Carlo ******************
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Dwight ***********
Dhipaya 680 bht 1mil bht coverage
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Ilse **********
@Dwight **********
that’s not enough for COVID-19 has to be at least 100k dollars
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Dwight ***********
@Ilse *********
they have various levels of coverage you can choose the one to your liking
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Ilse **********
@Dwight **********
so far I can find you have to be covered for at least 3.5 million bath
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Ilse **********
@Dwight **********
I thought that you have to be at least for COVID-19 have a insurance from 100k. Covering
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Dwight ***********
I'm already here
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Dwight ***********
@Ilse *********
not sure what the minimum coverage is to come in
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Dwight ***********
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Geoff ***********
ORIGINAL POSTER
@Carlo *****************
which one is the best just for the required COVID-19 cover?
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Carlo ******************
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Carlo ******************
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