Anonymous ******************
@Luit ****************
if they rejected the application and under a day, they didn’t provide a service.
A chargeback is not a criminal offense. It is a dispute between the card issue where the card company and the merchant.
When the card holder submit the dispute, it goes into a process. They don’t automatically get their money back. If the card holder is determined that they commit committed fraud, they will face charges from the credit card company for it. They don’t just simply get a refund.
It actually does make a difference if it was rejected within seconds or not, maybe it doesn’t to you for some wild reason I don’t know if you work at an Embassy or something and you’re trying to protect Embassy workers? Unfortunately not every business and not every entity is honest on this planet did you know that this government in this country has an 88% corruption rate?
So if the person wants to charge the thing back they can but it’s really up to the credit card company to make that decision on what’s going to happen based on the information that they get from the merchant so it’s not like they just get an automatic like free pass like you’re insinuating And no they don’t get to just deny anybody’s application just cause they don’t like them and they could just reject it it’s not it doesn’t work that way, they accept credit cards anyways it’s different if they pay cash.
I charged back the embassy of France, because they mailed back the application right away denied, and it had everything they would qualify for the visa, but they didn’t look at it and you know how I didn’t look at it because the credit card investigated them and found that they didn’t even process the application. They just mailed it back and tried to collect the money because it was a third-party service doing it on behalf of the embassy.
So it was deemed that they did not perform a service and they did not deserve the money. It was taken back from them and guess what when I applied at a different French embassy they gave me a visa, there was no problem with it so take your information somewhere else it’s useless.