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What are the best practices for opening a joint bank account between an Australian citizen and a Thai citizen in Thailand?

Joint Bank AccountVisa ApplicationThai ImmigrationAustralian VisaBanking in ThailandExpat GuidanceFinancial Requirements for Visa
May 28, 2024
7 months ago
Pip *****
ORIGINAL POSTER
Hi Guys! Does anyone have any advice on gaining a joint Bank Account between an Australian Citizen and a Thai Citizen? T.I.A. Pip
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TLDR : Answer Summary
The conversation discusses the complexities and considerations for Australians wishing to open a joint bank account with their Thai partners. The key points include the importance of understanding how a joint account may affect visa applications, particularly the financial requirements needed for both Australian and Thai visas. Several users advise against opening a joint account specifically for visa purposes, suggesting that an individual account may be more beneficial for maintaining the required funds. Suggestions include having separate individual accounts to satisfy Thai visa requirements and a joint account setup for the Australian visa. Users also emphasize caution and recommend verifying available banking options in Thailand.
Christopher *************
Advice yes ---- don't do it 🤣🤣🤣🤣 you have been warned
7 months ago
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Bob *******
No need joint account she gonna get it all anyway
7 months ago
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David **********
Don't do it. That's my advice.
7 months ago
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Carsten **********
You need a Thai proof of residence. KBank will do it. But only one account holder can access via online Chanel.
7 months ago
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Tony ********
A joint account will not help with your future visa application. It will mean that you would have to show twice the required amount as it is understood that only 50% of the monies contained are yours and the other 50% belong to your partner, regardless of who banked the money when proof of funds are required at visa time.
7 months ago
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Steven ***************
@Tony *******
 . It's basically mandatory if they choose to apply for a spouse visa for her to live in Australia!. Bit as you said no help for thai visa for him.
7 months ago
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Tony ********
@Steven **************
 agree as he is trying to get a visa for Thailand, which means he would have to maintain 800k instead of 400k if going that route.
7 months ago
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Steven ***************
@Tony *******
 . Where does he say that.? A joint bank account isn't requires for a Thai spouse visa. It is for an Australian spouse visa.
7 months ago
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Tony ********
He answered someone who asked, he wants a visa to move from Australia to Thailand for him. So I'm assuming he wants the bank account to support that, which he will need.
7 months ago
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Pip *****
ORIGINAL POSTER
@Tony *******
 I'm enquiring re Visas for both directions....weighing up my options. ( Hope that makes sense )
7 months ago
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Tony ********
@Pip ****
 i would open up your individual Thai bank account (not joint) and season as required, 400k/800k bht to obtain Thai visa and maintain as per the directive to get future extensions. Open a second, joint account and fund seperatly to satisfy the Australian requirement. Never a good idea to use a joint one for Thai visa, as you need twice as much maintained, and if the other party 'accidently' reduces your balance even 1bht below the required amount in the qualifying periods you can kiss goodbye to your next extension.
7 months ago
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Tony ********
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Steve **********
Just go to your bank with her and open.

I assume you have an existing account.

But be VERY,VERY,VERY careful. 99 out of 100 if there a bit more that shopping money, it's bye.
7 months ago
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Roy ******
Why do you want a joint account??
7 months ago
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Pip *****
ORIGINAL POSTER
@Roy *****
 as proof to our relationship re Visa application.
7 months ago
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Tony ********
@Pip ****
 joint ac works against you not for you with visa.
7 months ago
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Roy ******
@Pip ****
 okay thanks
7 months ago
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Roy ******
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Kris ******
Where do you plan to open joint account Au or Th ?
7 months ago
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Pip *****
ORIGINAL POSTER
in Thailand.
7 months ago
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Kris ******
@Pip ****
 If one already has an account, cannot see how it would be different to setting one up in Oz..Take ID and address ID and passport
7 months ago
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Kris ******
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Lynnette *******
" gaining an account". How about explaining what exactly you're trying to do and why. And what help you specifically need.
7 months ago
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Jon ********
@Lynnette ******
 I would never give access to my funds to someone else. So many horror stories.
7 months ago
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Lynnette *******
@Jon *******
 sorry, it was a reply to op. 😆
7 months ago
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Lynnette *******
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John ********
Were are you living, in your country or thinking about moving to Thailand we need more information
7 months ago
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Pip *****
ORIGINAL POSTER
@John *******
 at this stage, living here in Australia, but considering moving to Thailand.
7 months ago
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John ********
@Pip ****
 then don't get a joint account with any thai person
7 months ago
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John ********
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Frank **********
Married , girlfriend or just friends? What kind of visa do you have?
7 months ago
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Frank **********
Each bank makes up their own rules. I tried 3 banks before I was lucky enough to open up one with Bangkok Bank. Only because Immigration gave me a letter notifying the bank I was applying for a Non O based on marraige. Some other people are lucky and able to get one on a regular tourist visa. All you can do is try and if not successful use an Agent to open one for you. Good luck.
7 months ago
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Pip *****
ORIGINAL POSTER
@Frank *********
 thanks mate.
7 months ago
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Pip *****
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Pip *****
ORIGINAL POSTER
@Frank *********
 my girlfriend is Thai, and if I choose to move to Thailand....this is why I'm asking, and also which Visa would be the most appropriate moving from Australia to Thailand?
7 months ago
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Frank **********
@Pip ****
 yes okay. I doubt you will be able to get a joint account unless you are married as it is very hard to open accounts now for many people. If you are over 50 you can apply for a retirement visa.
7 months ago
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Pip *****
ORIGINAL POSTER
@Frank *********
 I heard that Bangkok Bank may offer this, but I'm just wanting confirmation on this.
7 months ago
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Steve *******
@Pip ****
 bangkok bank is the easiest. However do not bother with a joint account. Have your own. You will need a TM30 or a marriage license (this can vary based on bank branch), passport copy
7 months ago
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Steve *******
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Jon ********
@Frank *********
 don’t…..
7 months ago
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Frank **********
@Jon *******
 don't??
7 months ago
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Jon ********
@Frank *********
 things change
7 months ago
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Jon ********
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Thai Visa Advice and Everything Else
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