Answered6 years ago

Is a joint bank account acceptable for a married visa in Thailand and what are the requirements?

Thai Visa Marriage Visa Joint Bank Account Banking Regulations Immigration Financial Requirements

asked Sep 16, 2020

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Hi all,

I’m wondering if the joint account is acceptable for married visa? If it is, how much money should we have in the account?

I have heard that a wife wouldn’t be able to access to her husband’s bank account if he passed away unless she has the consent from his family (children). 

Please don’t get me wrong. I love my husband dearly, lol. We better do it right at the beginning, right?

All advices are appreciated. Thank you.

Answer summary

The discussion centers around the acceptability of joint bank accounts for married visa applications in Thailand. While some commenters suggest that immigration typically requires a solo account for visa purposes, others note that a joint account may be considered if it holds a minimum of 800,000 Baht. Concerns about access to funds after the husband's passing are raised, leading to recommendations for establishing a will to ensure clarity and security regarding asset distribution. The consensus emphasizes the importance of individual accounts for immigration, with joint accounts more suited for daily expenditures.

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Andy ********

It is always very good practice to have a Thai Will. It is relatively inexpensive to set up. The Thai will will cover all your assets in the kingdom of Thailand. It will make the process of dealing with your affairs so much easier when you do die.

6 years ago

Mayuree ********

Thank you,

@Andy *******

. I’ll make sure that he does 😉 .

6 years ago

Bill **********

I have a solo acct of foreign transfer and we have a joint account for day to day stuff.

6 years ago

Mayuree ********

Thank you for sharing, Bill.

6 years ago

Kool *******

Another thing to take away any fear if he dies, just have him write out a will, and specify where, and to whom everything goes that he owns, including bank accounts when he dies. These are very cheap to do using a lawyer, and will get rid of your concerns about if he dies. He should have one written anyway.

6 years ago

Andy ********

@Kool ******

a will is something we all should do but most don’t. We did ours recently and it was completely painless. The piece of mind you feel when it is complete is worth it alone.

6 years ago

Mayuree ********

Thanks again,

@Kool ******

. The will is the best way to go, I think. Trying to maintain 800,000 Baht in the bank is a bit too much.

6 years ago

Steve **********

Agree with all above. At Ubon immigration we were told it must be a solo account. My name only.

6 years ago

Mayuree ********

Thank you for sharing,

@Steve *********

. I appreciated that.

6 years ago

Kool *******

Not all, but some will accept a joint account if there is at least bt800,000 in it, for a marriage extension, but, very very seldom will they allow it. If you have been doing it for along time, like ten years, then maybe, but no guarantees even then.

6 years ago

Mayuree ********

Thank you,

@Kool ******

. Yes, I also heard about that. You have to have 800,000 Baht in your account if you use joint account.

6 years ago