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What is the best traveler's insurance for Thailand?

Travel Insurance Thailand Expat Tips Insurance Providers Allianz AXA Thailand Safety Wing International Driving License Repatriation Coverage

Aug 13, 2024

4 months ago

Burton ********

ORIGINAL POSTER

Does anyone know the best traveler's insurance for Thailand?  Thank you.

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TLDR : Answer Summary

The discussion revolves around finding the best traveler's insurance for Thailand. Recommendations include purchasing insurance from one's home country for better legal understanding and enforcement of rights. Various providers are mentioned, such as Allianz, AXA Thailand, and Safety Wing. Participants emphasize the importance of reading policy details, especially regarding coverage for specific activities like scooter rentals and the necessity of having an international driving license to ensure insurance validity.

Michael ***********

Try GEO BLUE

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Baz *********

Have a look at AXA Thailand travel insurance..

A Thailand company that offers travel insurance for visitors and tourists

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Az ********

I use an agent for the same cost of a short trip. I get covered for 12 months. Pm me if you need their details

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Dan ********

I am from the US

I use safety wing

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Henrik *****

Where you from and how long a crucial to give you a answer.

Generally it is best to buy from your own country, since it then covers repatriacion in case of severe accidents or dead.

So best to ask in a travelgroup in you own country.

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Ricky ********

Read the policy carefully . Some dont cover for certain activities and if going to hire scooter make sure you have proper endorsement and get international drivers licence .

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Paul *******

I would love to see aph oto of your international drivers licence. Such licences may be available illegally from the internet or maybe you printed one up on your computer but neithyer are valid for use in any country, including Thailand.

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Michael ***********

here in the USA you can get an international drivers license through AAA, good in Thailand for up to one year, you show your USA drivers license your passport and the document from AAA with your picture on it , if your ever stop you just show them all the documents.

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Paul *******

@Michael **********

Wrong. I do not believe that you have ab international drivers licence. Please show a photo. Perhaps you misunderstand and it is a permit (and not a licence). In any event, while an international licence is valid for 12 months, it is only legal for use in Thailand while you are a tourist - usually considered to be 90 days or until you have a long term visa or extension of stay.

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Ricky ********

point i was making is you dont have the right licence / permit for overseas then the insurance company wont cover you if you have any mishaps

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Ricky ********

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Henrik *****

You need to have a international driving license ( or Thai ) to drive legally in Thailand, if you don’t have, your insurance wont cover anything.

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Henrik *****

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Peter *******

If from UK check gocompare.com comparethemarket.com

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Pitt *******

Anyway wich one,you have pay in cash and after get return.

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Mark ***************************

I use post office good cover for thailand

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Wyn **********

AXA Thailand

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Wendy ********

I have Allianz. BTW I'm also I'm gville

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Burton ********

ORIGINAL POSTER

Wow, that is so cool! Did you go to school there?

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Wendy ********

@Burton *******

no I moved here for work.

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Wendy ********

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Frank-Steven ***********

That is not a question of destination country, but rather a question of your home country. I would always advise to get a reputable insurance in your home country - where you understand the law and know and can enforce your rights if you ever need to.

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Burton ********

ORIGINAL POSTER

@Frank-Steven **********

Thank you. I've read that US medical insurance is not accepted in Thailand.

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Amy *****

@Burton *******

This is true. I went to one of the hospital in Samui for covid just a couple months ago and they would NOT take my US insurance. Thank goodness it only cost me approximately $200USD.

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Edward *********

@Burton *******

Some policies will cover you overseas, but even if they do, you will have to pay up front in Thailand, and then apply for reimbursement from the insurance company.

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Michael ***********

@Edward ********

thats true,

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Michael ***********

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Frank-Steven ***********

@Burton *******

Well, you asked for a travel (health) insurance. I am sure there are products just dedicated to that in the US. As an example only:

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Frank-Steven ***********

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