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Is travel insurance required for a NON O visa application in Thailand?

Dec 12, 2025

9 hours ago

When applying for a NON O visa would Annual travel insurance  be acceptable. 

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TLDR : Answer Summary

Travel insurance is not required when applying for a NON O visa in Thailand. Many commenters suggest that while it's not mandatory, it's advisable to purchase travel insurance for personal protection. The conversation clarified that the NON-O visa (and not the NON-O A visa) does not necessitate health insurance, but having it can be beneficial for travel purposes.

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TrustworthyHu*************

Travel insurance normally only covers for trips up to 30 days

6 hours ago

David **********

don't need insurance for non o

6 hours ago

Simon ********

You don’t need insurance to apply for a Non O Visa 👌👌

7 hours ago

Thrilling*********

Not a requirement.

8 hours ago

Pertti *************

If you accept it🙏

9 hours ago

Alan *****

ORIGINAL POSTER

Sorry I meant the NON O-A visa

9 hours ago

Brandon ************

@Alan ****

the embassy website will have a list of approved Thai insurance companies

8 hours ago

Brook ********

@Alan ****

The Non-OA is a poor choice of visa in my opinion.

Not only do you need a doctor exam and criminal records check, but next year you can only renew your mandatory health insurance with one of 14-16 approved Thai health insurance companies.

Unlike America, the insurance companies don’t have to accept you. Any major preexisting health condition, or simply being overweight can result in a denial of coverage and loss of visa.

With a Non-O visa, you can secure health insurance from any company anywhere or choose to self ensure or no insurance at all.

8 hours ago

Marty *********

@Alan ****

Travel insurance won’t be accepted a year or two later when you start applying for 1 year extensions. I had an OA for 6 years. I would recommend getting an O visa that does not require insurance

9 hours ago

Reply to

Marty *********

Brook ********

The Non-O visa (which in my opinion is preferable for most, if not everyone) does not require health insurance.

However, most would recommend you purchase travel insurance, which is inexpensive and available for up to a one year term, from major companies such as WorldNomads or Allianz.

9 hours ago

David ******

Not needed. Annual travel insurance I believe is only good for 60 or 90 day stints at a time.

9 hours ago

Francesca ******

@David *****

mine is a solo trip one, and is for 360 days.

8 hours ago

Jim *********

@David *****

and in most cases 156 days in total with 60 to 90 days max

8 hours ago

Michael ********

If you have a Flex Plus account with Nationwide there is a premium you pay for extending the length of the trip and age, but my wife and I have used it for many years for 6 month length trips abroad, its the only way at our age we can do it, and it ends up not that expensive even when you add onto the cost of having flex plus, which costs £13 per month, there are other advantages of having this account as well, such as breakdown cover for the UK and Europe .

6 hours ago

Reply to

Michael ********

Colin **********

Insurance is need for the OA visa not Non O

9 hours ago

Glenn *****

@Colin *********

in which case travel insurance is insufficient

9 hours ago

Colin **********

@Glenn ****

***********************************************************

9 hours ago

Nongnuch ********

@Colin *********

you can use an international foreign health insurance for the first two years out of the Non-O/A Visa. A Thai tgia-listed insurance will only become mandatory when you apply for the 1-year extension

7 hours ago

Colin **********

@Nongnuch *******

yes indeed, but this a good reference

7 hours ago

Reply to

Colin **********

Brandon ************

Insurance is not required for a non-O visa. But if you want to have insurance for yourself, then it's fine.

9 hours ago

Tony **********

@Brandon ***********