Is travel insurance important for the DTV file in Thailand?

Dec 22, 2024
19 hours ago
Travel insurance is very important in the DTV file?
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TLDR : Answer Summary
The conversation highlights differing opinions on the importance of travel insurance for the DTV file in Thailand. While some participants emphasize its significance for emergency situations, sharing personal experiences of unexpected medical costs without insurance, others argue that it is not a mandatory requirement for the application. Ultimately, while travel insurance is not legally necessary, many agree it offers valuable financial protection during unexpected emergencies.
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Danny ***********
Yeah, extremely important. You might die, or you might not. Insurance doesn’t care, have some savings for such cases
Todd *********
It’s irrelevant. Not needed for application
Sam ******
Travel insurance is very good value for as long as you can get it for. After you've been overseas for a year, you won't be eligible any more. Get it while it's still available to you.

Travel insurance typically covers accidents + emergencies, which is all the cover you need assuming you're from a country with socialised health care. You don't need cover for long-term illness, because you'd presumably return home if you fell seriously ill.
Mat ******
It should be important for your self. I got hit by a taxi, it’s getting quicker as you think, and way more expensive as you think😩
Todd *********
@Mat *****
look both ways before you cross the street
Cameron *********
@Mat *****
Didn’t you have cover? How much did it set you back?
Mat ******
@Cameron ********
the person who hit me has to pay, only few treatments and already over 50k, and more is coming!

…but yes I also have an insurance, will never travel without.
Bob **********
It’s not a requirement but not a bad thing to have
Christopher ********
It’s important in case of emergency. The hospital isn’t required to take you by law. I had to pay a lot of money without it.
Andi ***********
No, I was never asked about that.