ask
Search
Ask
Answered3 months ago

Can I buy Health Insurance with a DTV Visa in Thailand, or should I opt for Travel Insurance?

Renata *******
asked Aug 6, 2026
2.3k
views
16
replies
17
likes
Hello my question is about insurance on DTV Visa.

Can I buy a Health Insurance on this Visa or should I buy a Travel Insurance?

These 2 are pretty different and I want to make sure that a Health Insurance would cover in case of need

Many thanks
Answer summary
The conversation highlights concerns about whether to choose health insurance or travel insurance while on a DTV Visa in Thailand. It suggests that health insurance is a more suitable long-term option, as it can provide comprehensive coverage, including outpatient and inpatient costs. It is noted that many people have successfully obtained health insurance in Thailand, but it's important to consider factors like repatriation coverage and the specific terms of the insurance policy. Some commenters recommend purchasing health insurance from one's home country that covers Thai hospitals. The importance of ensuring that the chosen insurance meets personal needs and the implications of claims processing is emphasized.
16 repliesnewest first
12

Click comment and we will ask for your email, then OTP, then name.

Lively*******
Lively*******
If DTV, best to buy from home country that covers SEA.
Alastair ********************
Alastair ********************
Things to consider:

If for whatever reason you require repatriation to you native country, Thai insurance is highly unlikely going to cover that. Look at the many 'go fund me' pages where families/patients can't afford to return home.

In patient Vs out patient costs. Out patient policies more often than not required you to pay upfront for incurred expenses which you then claim back at aater date.

Thai policies will generally be easier to deal with from a hospital perspective for obvious reasons.
Renata *******
Renata *******
OP
@Alastair *******************
I didn't think of repatriation as hospitals in Bangkok (I want to live in BKK) have a very good reputation.
Robert *********
Robert *********
You can buy good health insurance on DTV. I’ll send some options. Travel insurance is not a good long term solution

***********************************
Sefton ********
Sefton ********
You can buy either, theres advanatages and disadvantages to both. If travel make sure it covers things you do (ride motorbikes ? Have a license ?) and its not time limited to shorter journeys.

Health insurance is usually more expensive but more comprehensive.

Talk to
@Mon ******************************************
for a clear breakdown
Anonymous ******************
Anonymous ******************
Get one from your home country that covers Thai hospitals, that's the best way if you are on DTV.
Renata *******
Renata *******
OP
Anonymous participant 606 I have and it works well, but this insurance obligise me to go back to my country once a year to renew it. It covers 360 days worldwide. I just didnt want to travel back every single year
Priaw **********
Priaw **********
Hello, I’m an agent who also takes care of clients holding the DTV Visa. There are several plans available with different coverage options and prices.

I’d be happy to help you find a suitable one.
Insurance *********************************
Insurance *********************************
You can most definitely buy health insurance here on a dtv ….travel insurance vs longer policy would depend on your length of stay , ect …. I would be more than happy to run some quotes for you from different providers…. Feel free to message me at
@Insurance ********************************
Renata *******
Renata *******
OP
@Insurance ********************************
my travel insurance covers 360 days in a row
Simon *********
Simon *********
Is evidence of insurance coverage a requirement for DTV at immigration on arrival? (asking for a friend)
Renata *******
Renata *******
OP
Mary ******
Mary ******
Knowledgeabl************
Knowledgeabl************
Any body can get health insurance in Thailand.

From my own experience it’s fine , the only thing is I’d recommend finding out about claims ( example if you pay out of pocket) some insurance companies here will only pay back to Thai accounts , ( which you can’t get with a DTV)
Renata *******
Renata *******
OP
KnowledgeableRaccoon5198 very good point thank you

Activity

12 joined
Renata *******
Renata *******
Renata *******
Renata *******
Renata *******
Renata *******
12
people
Destination Thailand Visa (DTV)
...members
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What are the best insurance options in Thailand for DTV holders?
1.2k9145mo
Should I set up private medical insurance in Thailand before or after arriving with a DTV Visa?
562357mo
How can DTV holders from the UK find travel insurance in Thailand?
890738mo
What are some health insurance recommendations for a DTV holder in Thailand that offer direct billing without upfront costs?
2.5k23189mo
Is travel insurance mandatory for travelers in Thailand?
6.3k45839mo
Is health insurance required for the DTV visa in Thailand?
2.3k1281y
What health insurance options are recommended for DTV visa holders in Thailand?
5k45371y
What are the visa requirements and medical insurance options for retiring in Thailand?
1.6k1291y
What are some recommended travel/health insurance options for Canadians on an OA visa in Thailand?
2.3k2371y
What are the visa and financial requirements for relocating my family to Thailand?
6.9k59681y
Do I need Travel/Health Insurance for my DTV Visa application in Thailand?
1.2k751y
What travel/health insurance options are recommended for Australians on a DTV in Thailand?
1.1k921y
Will my travel health insurance be accepted for the Non-Imm OA Longstay visa in Thailand?
542242y
What is the cheapest health insurance for over 50s applying for a retirement visa in Thailand?
8.2k76672y
What health insurance options are recommended for DTV visa holders in Thailand, particularly for those with pre-existing conditions?
1.6k1462y
Is health insurance required for entering Thailand on a tourist visa?
1.5k662y
Should I choose travel insurance or medical insurance for my 5-month stay in Thailand?
2.9k27162y
What are the best health insurance options for a DTV holder in Thailand?
1.1k322y
What health insurance options are recommended for the DTV in Thailand?
1.8k1392y
Will my Dutch AON travel insurance cover me while living in Thailand as a Digital Nomad?
971632y
What are the options and considerations for insurance when living or traveling in Thailand?
21.2k1852142y
What health insurance company would you recommend for expats retiring in Thailand?
2.8k22215y
Do I need insurance for a Tourist Visa in Thailand, and for how long?
1.6k1385y
Is a COVID-19 insurance policy with $50,000 coverage sufficient for the Thailand Pass?
1.5k1425y
What insurance companies in Holland cover COVID-19 for entering Thailand?
2.9k2996y

Resources

Need help with your DTV visa?