What are the popular banking apps used for day-to-day transactions in Thailand?

Anonym deltagare 517 Or you can just just your thai bank account and scan for all of those things. 7-11 is the only place you can’t do that.

@Jay *****

🤣🤣🤣🤣 you know all farang are easy to wind up keep living in your bubble let your wife do everything for you

@David *******

I lived here permanently for 16 years and have both kasikorn, SCB and Bangkok bank you imbecile 😂

Cash is king always and I order stuff online both privately and for my business and 90% of it I pay cash on delivery for. I have both property and Thai wife, you’re the rookie that don’t know that cash is king 😂

@Jay *****

cash is king ? That's crap statement from someone who can't open a bank account 😭 if you are coming in short term holiday maybe but not for living here permanent. QR and pay everything online must easier, convienent and quick. Pay anything online most only accept transfer not cash. But hey rookie mistake you'll get there 🤣🤣🤣

@Dany *******

no why would l save money in Thailand are you crazy. It's for receiving money into and using cashless payments,buying online,booking tickets,accomodation anything actually l rarely use cash. I never said savings l said save money usually if you scan you get locals rates also no tip just pay and go that's how you save

@David *******

but you said that it is also for saving money in the account 😅 that is why i replied to that argument.

@Dany *******

Thai bank is not a savings account it a transactional account. Of course you are better off saving or investing in yours or other countries even stock market in other countries. That's not why you have a Thai bank account.

@Dany *******

exactly, nothing is faster and less traceable than cash. I just wait for the day/days when the internet is down and no shop can sell anything because they rely on everyone using digital payments 😂 and the digital sheeps can’t buy anything either 😂

@Jay *****

100% agree… i would also avoid such places and let them know 😅 „not want my cash? okay byeee“ 🤣 but i guess all places that want the juicy tourist money will accept cash for many more years. we are still far far away from tourists using digital solutions. especially with the recent crackdowns on bank accounts, etc.. it is not getting easier, quite the opposite actually… they need to implement a system where you can top up with a foreign account or credit card. or they need to accept credit cards everywhere but without the current 1-3% vendor fee… not happening anytime soon.

i also find it funny when people tell

you that QR payment is soooo much faster. in reality it often takes longer. when Ploy tries to use her old & cheap smartphone and the app does not open, phone crash, internet not paid or slow, whatever…. i am allways faster handing over the 30 baht in cash for my mangoes at the market 🤣🤣

@David *******

surely everyone has a different life, needs, etc.. so ofc my opinion is based on my experience living the everyday life in this country. i have not seen a situation where a thai bank would be really beneficial in my personal life. nothing would have been easier for ME. so i agree, it is highly subjective.

saving money in a thai bank account would be stupid as there is little to zero interest rates on the money. it would allways be a lot better to save in a western bank account, or preferably in some investment. even if its just an ETF that yields 5-10% annualy.

no security issues in thailand. i mean it is safer than most western countries. (for a foreigner)… sure it is more safe to pay digitally but it is a very small factor.

yes tracking spendings might be slightly easier. i just did a few months of tracking on google spreadsheets to learn about the real cost of living. but tbh, with a decent salary for remote work i dont count every single baht. when 30k (from an ATM transaction) are done i just go and get another 30k 🤷‍♀️ not on a budget but not on a luxury lifestyle either.

many many foreigners also have a thai gf/wife. they automatically come with X bank accounts 🤣🙈

@Dany *******

I agree cash is king, I hate the money digitalisation. Thailand was liberated from that and I chosed to make it my bastion where I take my last stand, but now Thailand followed the western system and I fear that soon it will become like my home country Sweden where you basically can’t use cash at all anywhere, I already encountered some shops here like Dairy Queen that won’t accept cash. Any shop that won’t accept cash is a shop I refuse to be customer in 💸

@Dany *******

firstly you need to differentiate between tourists and those that actually live here regardless of visa status. Cash is not king just because you don't have a bank account this is the way you answer. It's up to the individual but it's fat easier with a Thai bank account it opens fat more opportunities not only to pay but also save money.it is also far more secure than cash,you can also track your spending and paying by QR you always have a receipt of purchase. But if your happy keep loving life as you are

@Dany *******

I didn't have one during my initial 2 years in the country and it was a pain, in my opinion. Having one later made everything just much easier and smoother. But of course, everyone has different needs.