Why were Thai banks refusing to open accounts for DTV visa holders in Chiang Mai?

Nov 7, 2024
14 days ago
Muhammad ********
ORIGINAL POSTER
Visited three banks today in Chiang Mai—Bangkok Bank, KBank, and SCB. All of them politely declined to open an account with a DTV visa.
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TLDR : Answer Summary
The user visited several banks in Chiang Mai to open a bank account with a DTV visa but faced repeated refusals. Community members suggested that different branches might have different policies and advised patience in exploring more options. They recommended bringing additional supporting documents like a residence certificate or property ownership proof to strengthen the application. Using a local agent was highly recommended as a faster solution, with reports of success from others who used agents for account openings. One user shared a successful experience of opening an account by providing thorough documentation, highlighting that actual property ownership can sometimes bypass the visa requirements.
DTV VISA RESOURCES / SERVICES
Muhammad ********
ORIGINAL POSTER
Update on Successful Account Opening without agent

This morning, I visited the branch at the following location:

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I provided the following documents:

1. Thai Driving License

2. Condo Ownership Certificate

3. Blue Book

4. Residency Certificate

5. Original Passport (with copies of the bio page and entry stamp)
Muhammad ********
ORIGINAL POSTER
You are right
@Kevin *******
they did not bothered to check my visa. They just took the copy of entry stamp.
Kevin ********
@Muhammad *******
owning property is enough anyway, visa is not needed with ownership.
Matt *******
I have a great local girl who can help you with all your needs. I can put you in touch as she has been helping fellow dtv holders with bank account opening
Muhammad ********
ORIGINAL POSTER
@Matt ******
much appreciated please share the contact.
Matt *******
@Muhammad *******
I just sent you a message
Matt *******
Marta *************
What documents did you bring with you to the banks?
Muhammad ********
ORIGINAL POSTER
@Marta ************
residency certificate, blue book, condo ownership certificate.
Muhammad ********
ORIGINAL POSTER
Please check my update in comments.
Kevin ********
@Muhammad *******
something doesn’t sound right because if you OWN property then you can open an account anyway.
Jeff ******
@Muhammad *******
what about showing them a fat stack bills 💵 ?
Quincy *******
Here we go again. I swear, we need to make one thread about this topic and pin it to the top, instead of having multiple threads per hour posted about not being able to get a Thai bank acct with a DTV.
James ********
Not surprising as the DTV visa is considered a Thai Tourist Visa. Patience and persistence is required going bank to bank seeking to open a bank account. Use of a Thai Visa Agent Will get you a bank account on the same day.
John **********
Every branch of every bank is different. If you can take a Thai along to vouch for you that also helps
James ********
@John *********
wise advice ✅
Deepak *******
Use an agent. In Pattaya it was guaranteed. Krungsi in Pattaya central was easy before COVID 19. I have three bank accounts but I have stopped using them. I exclusively use my US issued bank ATM for cash and CC for most purchases wherever possible, like
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, big C, lotus, restaurants, 3bb, etc.
Muhammad ********
ORIGINAL POSTER
I would greatly appreciate it if we could share the names and locations of branches where someone was able to open an account independently, without using an agent.
Sefton ********
Sadly you may face additional difficulty based on racism.. You may want to consider using an agent to save yourself the headache.
Kool *******
Understand that this is a brand new visa, and most banks aren't even aware of it yet. When they are not sure they will say no. It is classed as a tourist visa as far as they are concerned, and that is a no. If you want to make it to the bank's advantage to give you an account then make arrangements to immediately transfer your bt500,000 equivalent by SWIFT transfer as soon as they give you the account, and in their presence. Remember, it doesn't matter what country the bank is in. A bank manager would be much more inclined to open an account for you when you can put bt500,000 into it immediately rather than the bt500 minimum to open it. If you make it worthwhile they will open the account, and not with promises, but with immediate cash transfer into the account.
Mark ***********
Just use an agent
Jef ********
Siam legal can help
Jonas *************
50+ didn't make it easier 4 years ago...
Ibrahim ******
@Jef *******
have they quoted you the costs? Cheers
Jef ********
@Ibrahim *****
yeah it’s 15,900. There is cheaper ones around but if your desperate it’s still an option
Ibrahim ******
@Jef *******
blimey, going for it aren't they 😅

Yeah my friend has put me in touch with some offering it for just under 8k, someone here in the group said it's possible for 5k, but I don't know who or where from.
Jef ********
@Ibrahim *****
yeah these were prices for Bangkok , I know if you go to Pattaya they will be cheaper. But a side note Siam legal said they can open your choice of bank account. Also the thing is as well it’s only $700 aud. ( yeah it’s a lot ) but it last for ever. Considering the DTV visa just cost me 600 for 5 years it isn’t to bad
Ibrahim ******
@Jef *******
no it's not bad at all in the grand scheme of things, someone doing it for you and all that. Cost an arm and a leg in the UK 🇬🇧 if I wanted something similar done.
Jef ********
@Ibrahim *****
yeah 💯 I don’t get all these people on here especially that don’t want to even pay 5000 they are happy wasting their days wandering around getting rejected 😂
Lance ******
@Jef *******
I know right lol 5000 was well worth the ease of getting it all done. Stupid trying to live here without using QR
Jef ********
@Ibrahim *****
and Siam legal are in chang mai to so that’s why I commented
Benji *****
Wow Can i show my bank account from my own country's bank?Must it only thai bank account?
Deepak *******
@Benji ****
show to whom and for what?
Peter **************
@Benji ****
I not sure but I am using my Australian account to have correct monies...my Thai account is for WISE transfers
Benji *****
Roger ***********
Easy with support of an agent
Robert ***********
Well I have been to almost every bank branch in Phuket with all the info you could possibly need and again, like you, we're denied based on visa. DTV will be no different unfortunately. Would have a better chance of winning Thai lottery.
Jason **********
What did you bring in addition to your visa? Did you bring a certificate of residence or any other supporting documents? 3 banks isn't alot of tries either. Same bank different branch may yield better results. Dress well and bring as much supporting documents like residence certificate, house lease, thai license etc.
Daniel **********
@Jason *********
i also got rejected at all the banks i tried which was a more than a handfull already… all of them said „dtv is special tourist visa - cannot open account“. things have changed in thailand this year for bank accounts.
Jason **********
@Daniel *********
that sucks you may be right. I originally opened my accounts on just a 6 month tourist visa but that was over a year ago so things may have changed.
Jens ********
@Jason *********
yes, Certificate of residency helps..
Muhammad ********
ORIGINAL POSTER
@Jens *******
I provided residency certificate, blue book, and condo ownership certificate, but even with all that, no luck opening an account.
Jonas *************
@Muhammad *******
bangkok bank is the only one allowing without longer work visa. Go to head office branch if possible. Read online requirements
Jens ********
@Muhammad *******
try different branches… others take/pay an agent, but you can do the walking yourself…
Thet *********
@Jens *******
is it tm30
Jens ********
@Thet ********
look, your host, landlord etc. needs to file a tm30 regarding your stay. you take a tm30 hardcopy together with your passport, visa, rental agreement etc, go to immigration and get the certificate of residency. always after 90 days, you go to immigration again and file a tm45 (this time you yourself)
Charles **********
Try krunsgri
Deepak *******
Try to use an agent to open a bank account.
Deepak *******
@Charles *********
in Pattaya krungsri in central was ok before COVID 19. Not sure now.
Chad ********
Ask the call center for the banks you're interested in
Ning ******
dont rush, go to other branches... all diff bank and diff branches 🙂 some might allow. not all.