Does QR Code payment provide more options for foreigners in Thailand?

Also Paypal since first conceived, more protections against fraud than anyone's cash...

Good for you, I have been using cash without issue, so see no reason to remove it

@Connor *********

Who's removing "it"?

@James ********

TROLL

@James ********

you sound little a old piece of man going back to his early childhood still peeing in his pants . Or a troll

@Giorgio *****

right and still you enjoy it - careful you will be blown far off by this air 555

@Roman *********

you should avoid to guess because you have only 50% of chances to guess right . But my guess would be you are one of those being paid for guessing .

@Roman *********

right sir! Anyway for me the authors post and survey seems pointless! Foreigners are welcomed as good as locals to pay via QR! Now I wait for authors comments and response to elaborate his point 👍

@แมทธิว *************

Fast changing. The amount of businesses using QR code is astonishing

@Bobby *******

Credit cards have been around since 1950 and debit cards since the late 80s and people still use cash everywhere.

Cash isn’t going away anytime soon and it’s a bad idea to make everything you buy traceable by sketchy companies and governments.

Crypto is even worse, making it public record.

There’s no upside to giving this much personal info to people you don’t know and can’t trust.

@Alan ******

I honestly cannot lose sleep if the controllers know which brand of toilet paper I use!

@Bobby *******

Goes way beyond what brand of household products you use.

These private party and government data aggregators have dossiers on people that would make the Stasi green with envy.

It’s not just keeping track of what you buy, what you own, where you go, who you associate with, your politics, all the skeletons in your closet but also it’s being able to flip a switch and make your assets disappear.

Maybe you have job or business that puts you in a position where someone up the food chain decides you need to be controlled.

Or maybe you’re just a low level nobody who happens to have a job that can get you access to a high value target.

Or maybe you decide to speak out publicly against some corrupt people and actually make some ripples in the pond.

In the past you could make the argument that you simply weren’t important enough for anyone to bother going after you.

But now being targeted can be done automatically by computer systems at mass scale.

Look at the social credit system the Chinese built.

Oh and that’s just what you have to worry about from governments.

Doesn’t even get into what organized crime hacker groups can do when they gain access to this data which is often poorly secured.

@Alan ******

I'm just a retiree with no agendas. Enjoying life as it should be, not shaking with fear over the New World Order! If "they" want to know my movements I'm happy for "them" - I honestly and truthfully have absolutely NOTHING to hide! 😆

@Bobby *******

Without privacy, you can't have anything for yourself. Saying you don't care about privacy because you have nothing to hide is like saying you don't care about free speech because you have nothing to say.

@Poko *******

Whatever. I just can't be bothered with all that crap. Problem with free speech is there are too many whackos out there peddling bullshit, and so many people believe them!

@Bobby *******

shitty attitude bobby

@Scott *******

I don't think you'll get a choice somehow, but good luck with it!

@Nithi **********

no tracking and all that- it is just also a part to keep legit money! Cash indirectly connected to black money many times- while online money or money through banking system by default is accountable and taxed! Again my thoughts , also Thailand is crypto friendly and blockchain have revolutionized the payment Chanel won’t you agree?

@Nithi **********

: what kind of human calls " work to survive and feed family" , a good channelto get money .

I Wander what channel you use yourself !!!

@Nithi **********

great to understand " you don't care about poor people that can't even have food to eat " ( as you say it yourself ) .

What a shame . It makes me sick to read this .

What kind of human can write such horrible things 🤮🤮🤮🤮. Thanks not to talk to me anymore .

@Giorgio *****

why not take a long walk down a short pier...

Troll

@Giorgio *****

man I am sick of your nasty comments here- take this I am gonna dust you off boy

@Gordon *******

If your phone runs out of battery, it's useless. If the internet is broken, it's useless. If your phone is frozen or technical error, it's useless. If you say something bad about the government, your account will be frozen. Cash is never offline, cash is never broken, cash is KING

@Clark *********

I’m not saying get rid of cash, I’d like to have the choice to use QR code the 99.9% of the time my phone has battery and the internet isn’t broken.

@Gordon *******

My banking app has been broken twice this month, my phone has run out of battery more times than I can count. So dont exaggerate with 99%. As political hacking advances, whole payment systems will be taken offline so wake up and stop pushing commie crap.

Who makes cash?

@Nithi **********

everyone accept the card companies missing out on their 2.5% transaction fees. One would thinks the smaller players like Wise and Revolut with they way they are set up could integrate easily enough

@Bruce ****

Agreed. But you're initial comment was "it will never work" without any qualifying statement. I responded by stating it already does, as I'm a frequent user which confirms it DOES work. Something tells me I'm not the only person using QR payments in Thailand

@Bruce ****

I can use my chase credit card here and get good exchange rates (I pay in baht) w/ no foreign transaction fees. If you have a card geared towards travel, it's not usually a problem.

@Joseph ***************

I live in Thailand and have a Thai bank account (several in fact)

@Bobby *******

so, in other words, you’re not a tourist. The QR system here doesn’t work for tourists as you need a Thai bank account. I’ll go one further and add that it’s not nearly as efficient as using WeChat Pay in China. It’s kind of “clunky”.

@Joseph ***************

I don't know. As a tourist I prefer using contactless transactions, just a "beep" and it's paid. Most businesses accept this throughout Australia and most of Europe

@Bobby *******

as Joseph says will never work for tourists due no no thai bank and anyone using Visa or Mastercard would be mad to use it for small transactions unless it was free, which it won't being foreign transaction

@David ******

It will not work without Thai bank account? You should not look at how it will not work but how it can work. If you would not need a Thai bank account it would be nice for tourists.

@David ******

Plenty of card providers offer "no foreign transaction fees" as one of the benefits, along with good exchange rates. It's not impossible if you can get Visa/Mastercard on-board. In that case, though, the vendor would be paying for processing (likely via a fee on their bank) unless it was subsidized.

Complicated, but not impossible.

@Micah *******

complicated and near impossible here apart from large stores, more so if costs passed to vendor. I have not found a card free for foreign use unless they have crap rates

@David ******

It would have to be offered as a service by the banks w/o requiring the vendors to engage with the card processor. The foreign card holder wouldn't be disadvantaged if the have a good travel card, and the vendor would likely pay a fee to their bank for the processor kickback. The biggest issue would be the logistics of how the foreign card holder would actually execute the payment--likely needing to set up a basic account.

@Bobby *******

don’t get me wrong, if it gets ironed out, it could be a very cost effective way to pay for things in foreign currencies. Unfortunately, greed becomes the proverbial wrench in the gears.