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Can you open a Wise account in Thailand using a DTV visa and a rental agreement?
WISEThailandDTV visaBanking in ThailandInternational Money TransferExpats in ThailandVisa Regulations
Feb 3, 2026
3 months ago
Gaurav *******
ORIGINAL POSTERHas anyone created a WISE Thailand on DTV and with Rental agreement?
FYI, to my Western friends there is no WISE account in India
FYI, to my Western friends there is no WISE account in India
TLDR : Answer Summary
The discussion centers on whether individuals can open a WISE account while on a DTV (long-stay tourist visa) in Thailand, particularly using a rental agreement as proof of address. Many commenters clarify that while WISE facilitates money transfers and offers accounts with IBANs, obtaining a debit card while in Thailand is complicated due to residency requirements. Participants share personal experiences regarding setting up WISE accounts, the necessity of proof of address, and discuss alternatives for managing finances in Thailand without a local bank account.
DTV VISA RESOURCES / SERVICES
- Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
- For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
- Explore recent discussions by using the DTV Visa tag in the search box at the top of the page.
- Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
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Gayan **********
Wise banned now
Antony ********
Wise sucks, its run by imbeciles who don't comprehend taxation treaty law but only Wise policy.
Transfer too much and get it frozen, till you threaten Thai legal action. They know nothing about legal reporting limits and implement their own policy.
Transfer too much and get it frozen, till you threaten Thai legal action. They know nothing about legal reporting limits and implement their own policy.
Mark **********
Wise.com
Aakash *********
Hey i have wise thai account, you need to upload your mobile internet bill and passport i think. But unfortunately wise card are not available in thailand yet
Milfhu******
If you hold an NRE account in India just use your debit card to withdraw cash from any of the ATM and pay the 250 baht ATM fees, Krungsri bank you can withdraw 30k baht at 1 time, you paying just 8 USD for withdrawing 1000 USD, even Wise gonna charge you 1 percent on conversion fees and 2 percent variable fees
Ian **********
Although Wise is not technically a bank, it does offer banking services. I have a UK bank account number and sort code from Wise, which allows me to receive my pensions directly into my Wise account. They also offer automatic investments for your excess funds held in your Wise account. It is a lot more than a currency transfer service now.
Deepak *******
WHat is your issue? I know you cannot send money from India to Thailand using Wise or open a Wise account from India. For a DTV, you have to show money in a bank account. It does not matter which bank account. You can show the equivalent amount of money in an Indian bank account. There is absolutely no connection between a DTV and a Wise bank account.
Gaurav *******
ORIGINAL POSTER@Deepak ******
Its not for showing money its for holding the money from foreign income sources and spending it in Thailand, since you cannot open a bank account on DTV how and where do you receive money into in Thailand ? Specially if you are planning on spending most of the year there without a bank account it's not a great idea or even sound to use forex and debit cards for such a long period.
Deepak *******
Gaurav Sarma I have been living in Thailand with my US credit cards and ATM cards for five years, with no issues at all. Every 7-Eleven takes credit cards. I use credit cards wherever they are accepted and my US ATM card to withdraw cash from ATM machines. Use your home country's credit/debit cards. Indians often propagandize India's UPI system as the greatest invention since sliced bread. What happened? don't they work in Thailand. Every Chinese person I know in Thailand uses their Alipay/UnionPay to pay everywhere
Gaurav *******
ORIGINAL POSTER@Deepak ******
try being a humble person before seeing yourself or others as just citizen of any country 👍Deepak *******
Gaurav Sarma What humble person? HOw did I offend you? I just told you what I do and what many chinese do. Why can't Indians do the same?
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Deepak *******
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John **********
If you are unable to open an account in India (you should be able to) then your not going to be able to open one while in Thailand as it will require your passport
Jon **********
A lot of people here seems to have no clue that Wise also offers local IBAN accounts, business IBAN accounts and debit cards.
Robin *******
Jon Eriksson yes they do but they are not a bank so your money is not secure, if they go bust
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Robin *******
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Marc ********
Online with a thai ip adress, sim card probably works
Tom *******
Wise is not a Thai bank
You just download the app to use as a transfer medium
You just download the app to use as a transfer medium
Tyler *******
I assume you want a debit card from wise issued in Thailand? They won’t mail a card to you other than what’s listed as your address on your account.
I did this, but I was already a customer from my home country and I asked customer support to change my address and they issued me a new card.
I did this, but I was already a customer from my home country and I asked customer support to change my address and they issued me a new card.
Gaurav *******
ORIGINAL POSTERTyler Nolin thank you for sharing
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Gaurav *******
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Steve *******
You use your country of residence to apply, so unless you've become a resident here, you can't use your Thai information.
The DTV is a tourist visa.
The DTV is a tourist visa.
Simon ******
Steve Demir yes you can open Wise using Thai details and for example a non 0 visa - I did it
Steve *******
How is that related to this?
Non-O is not a DTV visa.
Non-O is not a DTV visa.
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Steve *******
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Derek *****
The majority of DTVers reside in Thailand more than 180 days, so they are residents (and tax residents)
Steve *******
Derek Lee yes, but good luck becoming an official resident when you're not allowed to have a bank account or ID number here.
No matter what Thai rules say on paper, in reality, you are still a resident of your own country, while you're here.
No matter what Thai rules say on paper, in reality, you are still a resident of your own country, while you're here.
Gaurav *******
ORIGINAL POSTERSteve Demir thank you for clarifying that. I was asking the same in my post if someone has done it using just the Thailand address or received an official tax-resident status on DTV
Dave *******
Gaurav Sarma I don't think you can DTV is just a long term tourist visa
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Dave *******
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Max ********
Like others say, go online and open an account. They may ask for proof of address (I assume in Thailand) as well as re-confirmation on the bank accounts you would send money to.
Shawn ******
WISE is an app to transfer funds to anywhere in the world
Atrustwor*********
Wise is not a bank just go online and open
Angelo ***********
Wise is a bank since roughly ten years. When rebranded from transferwise to wise.
Dave *******
AtrustworthyJaguar it's a bank too I have a sort code and bank account number here in UK
Graeme ******
Wise is not a bank
Atrustwor*********
I have a wise account number to. It does not make them a bank
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Atrustwor*********
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Frank **********
What are you talking about. Anyone can get a WISE Account. WISE is a service that transfer money between countries.
Tayaout *****************
Frank Shevchuk You can't connect it to a Thai bank account, and they don't issue debit cards to Thai residents. Those who use Wise have already set up an account from Europe or North America where they have proof of residency and a bank account then they can send money to a Thai bank account or use their debit card from Thailand.
Gaurav *******
ORIGINAL POSTER@Tayaout ****************
thanks, hence I needed to update the post to clarify to our western fiends in the comments above. As for them western folks I had to update the post, for those who don't have much awareness beyond what they have in their own country.
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Gaurav *******
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Steve ******
Frank Shevchuk yep you can just get a wise account I wondered what they was talking about 🤣🤣🤣
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Steve ******
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