Answereda year ago
Can freelancers in Thailand open a Wise account for receiving payments and getting a virtual card?
Anyone here opened a Wise account in Thailand as business/freelancer to receive money and then get a virtual card to pay your payment since you can’t open a traditional bank?
Answer summary
The conversation revolves around the challenges and possibilities of opening a Wise account in Thailand for freelancers to receive payments and obtain a virtual card. It highlights that Wise does not support Thai bank account details and does not issue cards to those registered in Thailand. Users suggest alternatives, such as setting up the account from their home country and having the card forwarded. Some users mention that Wise can still be used to hold Thai Baht and pay local businesses, but it is not a traditional banking solution.
33 repliesnewest first
Click comment and we will ask for your email, then OTP, then name.
Anonymous ******************
I've been using the Wise Debit Card, and it's quite useful when it comes to converting to Thai Baht. I have several bank accounts in Thailand.
Anonymous ******************
I use wise. I use it to pay my rent in Thailand. I have the card on my phone to pay for things I can pay for where they take credit cards. I just transfer from my Canadian account and convert to thai baht.
Hakim *******
I use wise and transfer money to Moreta Pay for Thai QR payment
Anonymous ******************
You can open a Wise account linked to your bank in your home country. Then you can transfer money into it and Wise will convert it to Thai Baht and pay the various Thai businesses or even individuals that have accounts at all the major Thai banks.
Thoughtful**********
OPAnonymous participant 930 so I can’t receive money from Payoneer to a wise account and then get a virtual card and buy things?
Frazer ************
ThoughtfulLychee5096 yes you can but you need to register with your home country details not Thailand address
Peter ********
What is Thai wise account? It’s a Thai bank account or a wise account
Derek *****
by that logic, there is no Thai bank account. Either bank account or no bank account.
Thoughtful**********
OP@Peter *******
when you down Wise then you can choose country to register your account in.
Anonymous ******************
Wise doesnt support Thai accounts. You can only convert your currency to Thai Baht and use it to pay Thai local banks for example.
Jason ********
Anonymous participant 996wise has a digital card is what the OP meant for that. but the fees are high especially on top of 200 ATM fee
Anonymous ******************
Anonymous participant 996 i send and receive through thai bank accounts all the time
Jason ********
Anonymous participant 319 using wise card isn't cheap though, thee thai bank account is the go to make it all work… but you wont be able to bring it back from the card to wise, if that matters to anyone
Nongnuch ********
WISE is not even a classic "bank", it only is a service provider.
Jenn *********
@Nongnuch *******
true - it isn’t a bank - it’s used just a platform to wire/transfer money
Junior ******
Wise Wallet
You can use like a account but they charge for every transaction
You can use like a account but they charge for every transaction
Derek *****
I have a Thai wise account — works fine - but I also have a Thai bank account, so it’s obviously a more complete solution.
Stefan ************
@Derek ****
i do believe , that's not what he asked for... So why do you feel the need to share this story... Like literally.. who cares.Derek *****
You guys are morons. He asked about Thai Wise accounts and I answered.
Callum *******
@Stefan ***********
because he’s a sad little sexpatDerek *****
The sexpat is clearly you. I’m married with kids. I don’t go looking for young Asian chicks because I can’t find white chicks back home.
Marianne ********
While Wise supports Thai baht internally, it does not offer account details. Nor fi they offer cards to people registered in Thailand.
Not sure you can even register an account from here.
Not sure you can even register an account from here.
Thoughtful**********
OP@Marianne *******
how old is your information? On wise app it says wise is available in Thailand, so you can’t get an IBAN OR SWIFT with wise you mean? Like virtual debit card you can withdraw or pay from your deposit account?Marianne ********
ThoughtfulLychee5096
You can hold THB in Wise, but it does not have IBAN or Swift or any sort of account details letting you deposit THB into Wise.
You'll need to put another currency into Wise, and then convert it to THB.
You can *use* the card in Thailand, but you can not get the card if you reside in Thailand.
These are the countries currently eligible for their card
You can hold THB in Wise, but it does not have IBAN or Swift or any sort of account details letting you deposit THB into Wise.
You'll need to put another currency into Wise, and then convert it to THB.
You can *use* the card in Thailand, but you can not get the card if you reside in Thailand.
These are the countries currently eligible for their card
****************************************************************************
*****
15/can-i-get-the-wise-card-in-my-countryDerek *****
then no since Wise Cards in Thailand are not offered
Henry ********
You can probably open an account while in Thailand.
But if Thailand is the country listed as your main country in Wise, you will not be able to get a card, as Wise does not offer cards to Thai residents.
You need a Wise account registered in a supported country to get a physical card.
You should be able to get a virtual card though.
But if Thailand is the country listed as your main country in Wise, you will not be able to get a card, as Wise does not offer cards to Thai residents.
You need a Wise account registered in a supported country to get a physical card.
You should be able to get a virtual card though.
Thoughtful**********
OP@Marianne *******
i don’t need THB, my currency is USD. So again my question is if I can open an wise account in Thailand as business/freelancer account and then transfer money from Payoneer to wise and then spend that money on my wise account with an virtual card? Again I don’t need Thai baht and I’m not interested either to connect to my home country bank account with wise.Lance ******
I always do Wise but Thailand isn't supported. You should sign up from your home country and put the addy as a friend. That's what I did. He forwarded the card onto me.
Thoughtful**********
OP@Lance *****
On Wise app and their website Wise is available in Thailand.Lance ******
I tried to update my address to Thailand and order a card and it said can't to Thailand. If they've changed that I'd be very happy coz it's annoying I need a new card I got phished
Lance ******
ThoughtfulLychee5096 for that if it was me, due to your circumstances I'd contact one of those Thai places for expats to help with TM30 and Visa's etc. but it's kinda a virtual account so anything you do with Wise doesn't get recorded and fed to your tax agent in your country (that's what it's like for me in Australia), but I'm a tax resident still coz my income comes into my Aus bank account and then I transfer to Wise and withdraw at ATM or use the card wherever it's accepted without a currency conversion fee. The max limit for withdrawal via Wise card at ATM is around $5K USD per month.
Thoughtful**********
OP@Lance *****
but if you open in my home country then they consider me as tax resident in my country? Right? Because I don’t want to have any tie with my home country as I don’t want be considered tax resident. So how to do it?
Richie-Rich ********
I can hold Thai baht in my account if that’s what you mean, but it’s not the same as a bank account
Activity
20 joined20
people
Related
25Can I apply for the Destination Thailand Visa without any business income yet?
623632mo
What should I do if my Wise account is unexpectedly closed while transferring money to Thailand?
3.4k1103mo
How did a British citizen's visa application process lead to concerns about money transfer services in Thailand?
1.4k1415mo
What are the safest alternatives to using a US bank account for expats in Thailand?
2.6k22265mo
How can I receive new debit and credit cards while living in Thailand if I'm a Canadian expat?
10.5k591965mo
How can I pay rent in Thailand without a bank account on a DTV visa?
3.8k26557mo
Can I pay my rent in Bangkok using Western Union as a DTV holder?
1.5k13117mo
How can DTV holders in Thailand pay rent and utilities without a local bank account?
5.5k52438mo
What are some popular cashless payment apps for expats in Thailand without a local bank account?
29.9k2263709mo
What are the best methods for transferring funds to Thailand if you cannot open a bank account under DTV?
4.5k432810mo
What are my options to receive my rental deposit back in Thailand without a bank account?
1.5k8161y
Where can I open a bank account as a freelancer living in Thailand?
6.6k56651y
What are the alternatives to opening a traditional bank account in Thailand for freelancers?
5.6k57241y
What are the best alternatives for transferring money from the UK to Thailand for visa requirements?
2.4k18231y
Can you open a bank account in Bangkok with a DTV visa?
5.7k50451y
What alternatives do you have if your bank account in Thailand gets closed?
4.4k28511y
Is Wise a reliable service for transferring money from Canada to Thailand?
4k37211y
How can I pay rent and utilities in Thailand without a bank account?
6k33362y
Can I use Revolut or Wise for payments in Thailand instead of opening a local bank account?
5.6k13112y
What are the security concerns and user experiences with Revolut in Thailand?
1.7k1462y
Can I use a Wise virtual bank account for a 6-month bank statement requirement in Thailand?
98722y
Can a freelancer applying for a DTV Visa in Thailand without income from their app receive any guidance?
1.6k1062y
How can I successfully transfer money to a Thai bank account using Santander?
4.4k28584y
What are the best options for transferring money from the US to a Thai bank account?
1.7k1444y
What are the best ways to access cash in Thailand if you've lost your debit card?
8k47424y
Resources
Need help with your Thai visa?
#1 visa agent · 4,000+ reviews · 100,000+ expats served