Can I use a family loan to meet the financial requirements for a Thailand DTV visa application?

Probably need to make sure you have more than 500k in there, to allow for fluctuations in the exchange rates. Right now the US$ has jumped up because on an election, but its expected to weaken over the coming months, and as the incoming administration's fiscal become clearer, who knows what direction it will take. If tariffs and immigration restrictions are actually going to happen, the market will start thinking about inflation ticking up, and therefore interest rates going up, which strengthens the USD. But if not, then the USD remains lower, especially if the expectation is that interest rates will decline. Its quite a lot of money for people to maintain, untouched, for what, to avoid a border run. And then you see speculation like this: 76-destination-thailand-visa-dtv-success-faces-an-uncertain-future/#comment-464

Yes, but you'll need to find an embassy that will do it from current balance as a lot are now requesting 1-6 month of statements showing the 500k+.

However, something to bare is mind no-one knows how they will handle extensions and reentry going forward after the initial 6 months have passed. You may have to show you still have the funds, more bookings etc. So although you can "cheat" the system right now, it could very well cause you issues in the future

You would file at the NY embassy. I only had to provide a copy of a present balance.

DVT is Deep Vein Thrombosis. You might be referring to the DTV?

Yes it’s possible, there’s no required seasoning for the DTV.

You would need to apply at an embassy that only looks at the current balance in your account. Some embassies want to see between 1-6 months of bank statements and you can't provide that, so you couldn't apply there.