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Answered6 months ago

Can I buy health insurance in Thailand without a Thai bank account on a DTV visa?

SoftPa*******
asked May 6, 2026
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I heard that DTV visa can’t Open Thai bank account? Now I just got my Visa For example if I want to buy health insurance here I need Thai bank account bat this moment because they will pay any benefits directly into my account there are any local insurance here that don’t need Thai bank account? Please give me some information,thank you 🙏
Answer summary
The DTV visa may complicate the process of opening a Thai bank account, which is typically required for purchasing local health insurance. However, several commenters indicate that it's possible to obtain health insurance without a Thai bank account, as some providers like Allianz and AXA enable claims without requiring one. Some users suggest checking for insurance options available from overseas or alternative payment methods, while others share experiences with banking and regulations in Thailand.
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GrayPa*******
GrayPa*******
I shopped extensively for health insurance before moving here and no one said I need a Thai bank account. Also, you can ask if they accept Wise bank accounts
Ahmad *************
Ahmad *************
ExcitingRa***********
ExcitingRa***********
would ED visa be better then?
John *****
John *****
ExcitingRaspberry4270erectial disfunction visa? They have one for that?
Patrapong *****
Patrapong *****
If you don’t find anything, please let me know.

Even if with no bank account, I can help you to have a good local health insurance if you don’t have preexisting conditions.
Christopher ***********
Christopher ***********
Difficult to believe that you have obtained your DTV yet only now discover that opening a Thai bank account may be problematic. It gets worse because you also wish to take out health insurance and have also discovered that Thai insurance companies will only make payments into Thai bank accounts. Do you anticipate becoming ill very soon? Or maybe suffering some unfortunate accident in the near future? Do you know there is something known as a waiting period after taking out insurance during which claims won't be paid? I feel you are worrying unnecessarily. I note Dave Allen has already kindly offered to assist in resolving your anxiety. Perhaps you would kindly let us all know how you go on with both your Thai bank and Thai insurance matters?
Priaw **********
Priaw **********
Hello, I take care of clients holding a DTV Visa.

Allianz has a way to pay benefits even if the client doesn’t have a Thai bank account.

Feel free to message me if you’d like to discuss.
Steven *******
Steven *******
Don't worry, just like you can't open an account with DTV, you also can't buy insurance issued by Thai insurance companies. Even if you did manage to buy it, you'd need a Thai bank account to receive claims. At least that's the requirement for now.🥲
Dave *******
Dave *******
You don't need a bank account for insurance, and you should of already have it!! Taken it out from your home country,for credit card, or check insurance companies they pay the hospital nit you pay and get back. AXA
SoftPa*******
SoftPa*******
OP
@Dave ******
I asked my insurance agent the new rule of applying insurance need Thai bank account they just changed the rule at 7 April
Dave *******
Dave *******
SoftPanda4260 ring this agent, you can mention me.
Dave *******
Dave *******
SoftPanda4260
Dave *******
Dave *******
SoftPanda4260 ive had multiple claims, all paid direct to the hospital from AXA, cant fault them.
SoftPa*******
SoftPa*******
OP
@Dave ******
thank you so much i really appreciate it😊🤍
Khun ******
Khun ******
Some people have opened an account with Krungthai.
Khun ******
Khun ******
@Robert ******
Thanks for the recommendation bud. How do you want paying?
Robert *******
Robert *******
@Khun *****
You need to learn reading.

I don't need bank new bank accounts.
Khun ******
Khun ******
@Robert ******
You've misread again use your AI assistant next time. I'm asking how do you want paying for your nice comment about me. Prompt pay?
SoftPa*******
SoftPa*******
OP
@Khun *****
I just called the Bangkok bank this morning the girl said they charged all the rules not allowed DTV to have Thai bank accounts anymore 🥹
Khun ******
Khun ******
SoftPanda4260 That's because agents opened 1000s illegally by paying bribes to BB staff. And some were used by scammers for illegal activities and money laundering.

Some other banks are less strict especially out of tourist areas.
Robert *******
Robert *******
SoftPanda4260 copy Khun Sean comment and go to the bank show it and they open accounts without problem.

Khun Sean rules are above every Thai rule or regulation.
SoftPa*******
SoftPa*******
OP
@Khun *****
yeah I understand completely 🥹 thank you for your answer
SoftPa*******
SoftPa*******
OP
@Khun *****
the girl told me now they use this rule around Thailand not only tourists area

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