Unanswered9 months ago
Can I open a bank account in Thailand with a DTV entry stamp?
Bank account update on DTV
I made long-term rental agreement, residence certificate, Thai driving license, and went to one branch for each bank in my city. All of them would see my entry stamp (DTV) and apologize. Then I went to TTB. They didn't see stamp at first and started process.
- Passport number
- Visa number (rep entered these details in system)
- Work permit number???
As I said I don't have a work permit, she called her senior. Then made call to call center rep. Two times. The rep would ask me some questions in between. At the end, they said that sir bank account opening has three simple requirements. Unless you don't fulfill them, we can't assist.
- Passport, valid visa, work or study permit
I made long-term rental agreement, residence certificate, Thai driving license, and went to one branch for each bank in my city. All of them would see my entry stamp (DTV) and apologize. Then I went to TTB. They didn't see stamp at first and started process.
- Passport number
- Visa number (rep entered these details in system)
- Work permit number???
As I said I don't have a work permit, she called her senior. Then made call to call center rep. Two times. The rep would ask me some questions in between. At the end, they said that sir bank account opening has three simple requirements. Unless you don't fulfill them, we can't assist.
- Passport, valid visa, work or study permit
Summary so far
The user attempted to open a Thai bank account using their DTV visa but faced hurdles at several banks, as policies restrict those with a DTV visa from obtaining an account. While some commenters suggest alternatives like opening an account with a retirement or spouse visa (NON-O), others warn against pursuing accounts with a DTV, as they are likely to be closed later on. Overall, the responses reflect a consensus that obtaining a bank account as a DTV holder is challenging and often not feasible.
97 repliesnewest first
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Chris ***********
why keep trying? They don't want people on a DTV to have a Thai bank account. And if you do happen to get one, it could get frozen any minute. Enjoy your stay there and stop trying to be so stubborn.
Fleace ********
Think of the DTV as a long stay multi entry tourist visa.
Waqar ********
OP@Fleace *******
I can't think of living here long-term without a bank account.Fleace ********
@Waqar *******
It seems many do that budget well. If that is too much of a challenge, the only option get a tradition visa, like retirement, student, or work.Fleace ********
@Waqar *******
I understand.Waqar ********
OP@Fleace *******
I'm thinking of applying LTR but then it's very costly to apply so can't decide honestly 🥺
Mark *********
You can’t open bank with tourist visa
Gallo ********
Honestly you can’t explain yourself to people who are not money aware. People who have no clue of the economic market or think if things are cheap here than what does anyone care. Don’t explain yourself to people who just don’t get it. You tried for your piece of mind. Good on you man.
Anonymous ******************
What city?
Benjamin *********
No work permit no bank account. Thats easy.
Don *******
It’s high time.now that they change this BS. Haven’t they gotten enough Scambodians? 😂
Andrew ********
Student visa are not accepted unless you are enrolled in a 4 year program - doing ed visa for self defense - language - cooking as of now will not allow you to open a bank account
Travelin********
Can you share which ttb branch? And this is in Bangkok right?
Waqar ********
OPTravelingOwl4198 no chance in Bangkok. I'm in Krabi
Ian **********
They are wrong about the work permit, as Non-O visa holders can open a bank account
Benjamin *********
@Ian *********
but they have specific visa pour this. Usual procedure for farang now is ask for visa AND work permit.
Peter ********
download grok right away and start using it.
Dany ********
so nothing new since a year or so 😅
Anonymous ******************
why so many people here are so obsessed with having a thai bank account, why not just use revolut or any similar service with literally no fees, or tagthai or another app like that for someone who has a strong desire to scan qr codes, I just don't get why would I ever need a thai bank account
Marc ********
Anonymer Teilnehmer 412 dude you cannot calculate... if you go to the exchange cabines you will get 1 baht more per USD. So if you come with 10k USD it is 10k baht you give away 🤡
Luit *****************
@Marc *******
Where do you get 1 baht more, compared to what?Anonymous ******************
@Marc *******
I've just checked, the difference right at this moment is -0.08 baht so if u exchange 10k usd u lost 800 baht by taking a trip to your favorite physical exchange spot, congrats lol. Online, by definition, is the best option. But 99% including you just don't understand that.Marc ********
@Luit ****************
Chat gpt even tells me the exchange rates of wise. For 1 swiss franc Wise will give me 39.3 Baht.When I go to the yellow box they give me 40 baht for 1 swiss franc
Marc ********
@Luit ****************
Stop talking rubbish. Open your eyes next time you are in Pattaya. Compare with the rates of bank and other exchanges boxes. Bank will give you at least 1 baht less than the boxes. Impossible that Wise will give same exchange rates like the cash exchange boxes😅🤡Luit *****************
@Marc *******
In my experience the Wise exchange rate is about the same as the Superrich exchange rate, certainly not about 3 percent different as you suggest.The more traditional banks most times indeed have bad rates.
Marc ********
@Luit ****************
to any bank transaction. Or even if you exchange cash at bank and not the small cabines. In Pattaya it's the yellow TT .Marc ********
Anonymer Teilnehmer 412 why is always anonymous accounts asking stupid questions?
Anonymous ******************
@Marc *******
there are no stupid questions, just stupid answers like yours, posting anonymously is just an option and if it bothers you that's your problemMarc ********
Anonymer Teilnehmer 412 your stupid question has been askes many times before. Only because you are not intelligent enough to compare exchange rates
Payne ******
Anonymous participant 412 buying a car at 400k baht from a personal seller. Without a bank account I have to bring all cash to pay for that. Not safe and the seller may not accept that. And then after that, I need to pay for the insurance bill. And in the case of there is a accident claim, the insurance company will not pay me in cash.
Luit *****************
@Payne *****
Buying cars and insurance sounds to me somthing who lives permantly year around in Thailand and did not apply for correct visa.Apart from that I can tell you that you can pay in cash, everbody will accept that.
And also international bank transfers are possible, the fees should be acceptable compared with the price of a car.
What is not safe about 400K in cash?
Anonymous ******************
@Payne *****
ok, first reply that makes a bit of sense, thanksGallo ********
Anonymous participant 412 there’s financial reasons like being able to turn your currency to Thai and not have to walk around with it.
Luit *****************
@Gallo *******
Why do you need a Thai bank account for that?Luit *****************
@Benjamin ********
With Wise, Revolut and any bank in your home country you can transfer money to any Thai bank account, not only your own Thai bank account.Benjamin *********
@Luit ****************
because you dont want to pay a 40k thb rental in cashBenjamin *********
Participant anonyme 412 because its expsinve to pay rental with Revolut
Luit *****************
@Benjamin ********
Why? I have never seen those costs.Benjamin *********
@Luit ****************
revolut pro give you bank interchangeLuit *****************
@Benjamin ********
Exchange rates on Wise are among the best you can get.What you mean with you can't receive THB?
DTV is not meant to receive THB, but to spend THB
But I can perfectly receive THB from other Wise accounts if I want.
My GF and I both have Wise accounts and transfer worked perfectly.
Benjamin *********
@Luit ****************
change is bad on wise, and you cant receive thbLuit *****************
@Benjamin ********
then use Wise, receiver does pay nothing.
Michał ********
Anonimowy uczestnik 412 "I made a transfer of 60k THB to an SCB account. Revolut charged a 70 THB fee, but there was also an additional 509 THB intermediary bank fee. Then I made a second transfer to a different recipient, also at SCB, and there were no intermediary bank fees at all—only the Revolut fee
Benjamin *********
Participant anonyme 412 when i paid my rent
At bkk bank when I was getting between 10 and 25k from my rev account i was oau9ng between 250 and 350thb of fees.
When i paid my car 1.5m, seller had 600thb fees.
Ive never paid transfer fee from rev, ive a pro account, but most of thai cant reveive international transfer for free, and usually even more for big amount
*****
, fee for owner was 550At bkk bank when I was getting between 10 and 25k from my rev account i was oau9ng between 250 and 350thb of fees.
When i paid my car 1.5m, seller had 600thb fees.
Ive never paid transfer fee from rev, ive a pro account, but most of thai cant reveive international transfer for free, and usually even more for big amount
Anonymous ******************
Benjamin Charles lol I've just checked it was 1.24 euro for me to send 50,000 THB to Krung thai and nothing else has ever been deducted by Krung thai bank. That's why I'm still convinced that people discussing their need, desire or hobby to maintain thai bank accounts are very particular individuals, it's 2026!
Benjamin *********
@Luit ****************
lol when you send more than 10k thb receiver pay betwen 300 and 500thb in feesMichał ********
Anonimowy uczestnik 412 so you don't have to pay an international transfer fee every time you pay your rent or withdraw cash from an ATM
Luit *****************
@Michał *******
And you don't pay that same fee when you transfer your money to the Thai account?Luit *****************
@Michał *******
Apart from the fact that 1900 THB in a year just is peanuts, is your calculation far from complete. You forget exchange rate and fee and only mention processing fee.
Michał ********
@Luit ****************
Bangkok Bank processing fee is 0.25% of the transfer amount (with a minimum fee of 200 THB and a maximum fee of 500 THB per transaction.For example (Rent: 30k THB/month):
- 12 monthly transfers: 12 x 200 THB (min. fee) = 2,400 THB/year
- 1 annual transfer (360k THB): Only 500 THB (max. fee cap)
Total saving: 1,900 THB.
Anonymous ******************
Anonym deltagare 412 Because i have 20 millions her in Thailand on my bank.
Anonymous ******************
Her on the bank? Is she earning interest?
Luit *****************
Anonieme deelnemer 778 Why? What is the advantage of a Thai bank account for so much money?
Non-o retirement holders already complain when they have to keep 800K in a Thai account.
Non-o retirement holders already complain when they have to keep 800K in a Thai account.
GenuinePin**********
Anonymous participant 412 Some places will only refund to a Thai bank account (as a way to NOT give you a rightful refund). Just one example that came to mind.
Luit *****************
GenuinePineapple2858 What places only refund to a Thai bank account?
Normally refunds will be done to original payment method.
Normally refunds will be done to original payment method.
Luit *****************
GenuinePineapple2858 QR payments I agree with you, but refunds is not an argument for a Thai bank account.
And for QR payments cash is always an option. Not everywhere or always you can scan.
And for QR payments cash is always an option. Not everywhere or always you can scan.
GenuinePin**********
@Luit ****************
It happens. Live here long enough. That’s just one example. Also, not all QR payments work without a Thai bank account.
Brilliant*********
It’s Useless to have a thai bank account if you don’t earn bahts
Waqar ********
OPBrilliantShark2789 for me, it would be lowest fee to transfer to a local Thai account from PayPal. To avoid high ATM withdrawal fee.
Luit *****************
@Waqar *******
If withdrawal fee of about 1 percent is such a big deal for you, then you must have nightmares with the heavy fluctuation of thai baht exchange rates, mainly in one direction at the moment.And why Paypal?
Anonymous ******************
BrilliantShark2789 Nope i have over 20 millions invested in funds and fast rate account. A account is very important...
Mi ****
BrilliantShark2789 I find it useful to time foreign transfers for good exchange rates. I transferred lots of AUD 2-3 years ago at 24 baht, now spending them...current rate is 21 baht. Had non-O when opened the account.
Luit *****************
@Mi ***
Why should you need a Thai bank account for that? Revolut and Wise also have thes possibilities.
Anonymous ******************
I think the best you can do now is to apply for a TagThai easy card at KBank where you can top up money into your e-wallet and prepaid Visa card using foreign currency (Thai baht too of course), and you can also use the e-wallet for promptpay. At least, this promise seamless payments?
****************************************************************
Anonymous ******************
All street vendors with promptpay QR code ☺️☺️
Fang ****
Anonymous participant 593 does this work for all street vendors? Or only those registered to their Thai numbers on bank account?
Chri*****
I opened with ttb with my work contract abroad translated in Thai.. until now my ttb bank still works as normal and no calls/email or follow up from them.. i even went last august 2025 to update the security face recognition at their branch.. been using it for a year now
Anonymous ******************
Christofh how did you do it?
Chri*****
Anonymous participant 760 same as the poster did. I provided everything
Waqar ********
OPChristofh I'm a freelancer so even this is not possible for me.
Chri*****
@Waqar *******
oh okay. So no chance then 👍
Jay *****
DTV holders are not eligible for a Thai Bank account, so why bother continuing to find a bank who may allow you erroneously? If you obtain one, it'll just get shut down eventually and you'll have wasted so much time and gained nothing but hassle to deal with it and the aftereffects
ข้าว ********
@Jay ****
actually most banks will not shut down an already existing account unless its bb.Jay *****
@ข้าว *******
I just like to be safe, since the shutdown can technically happen at any time at any Thai bankWaqar ********
OP@Jay ****
I wanted to try anyways so I don't regret later 😁Jay *****
@Waqar *******
but you know that Thai bank accounts of DTV holders have been terminated in a crackdown over the past months right?
Greg ********
Can still open on Retirement or Spouse visa ie O at other banks. No need for WP.
David ************************
I must have got lucky. Sorry about you not being successful. I took my thai wife with me. They did all the talking.
Waqar ********
OP@Greg *******
maybe but those are not applicable for me.Greg ********
@Waqar *******
The rule about unable to open a bank account on a DTV is applicable, widely known but you still tried tilting at that particular windmill.
जगद्गुरु *****************
@Da***
, I visited a Krungsri branch yesterday but no go. 🙂↕️David ************************
Samut Sakhon
Krungsri Business Center – Samut Sakhon
923/27 Setthakit Nueng Road, Mahachai, Muang, Samut Sakhon
Krungsri Business Center – Samut Sakhon
923/27 Setthakit Nueng Road, Mahachai, Muang, Samut Sakhon
*****
******
Setthakit Nueng Road, Mahachai, Muang, Samut Sakhon 74000************
*****
9-30
Eddy *****
@David ***********************
Could you share with us which branch of Krungsri Bank you opened the bank account with? Thank you in advanceDavid ************************
@Waqar *******
Im one of those people. KRUNGSRI BANK. NOT A PROBLEM.Greg ********
@Waqar *******
Nothing lost except your time and frustration I suppose. I have seen those posts but as I said somewhere else they are usually anonymous and never state the exact location.Waqar ********
OP@Greg *******
hahaha 😂 recently I found a few people claiming they opened bank account.. so what's the harm in trying
Anonymous ******************
I mean, it’s not exactly surprising that banks aren’t opening an account for you as that’s how it’s been for DTV holders for about a year now.
Either you get lucky with a branch or some are more amenable if you have a condo purchased but I’ve only heard of that being used to prevent an account from being closed and not opening a new one.
Either you get lucky with a branch or some are more amenable if you have a condo purchased but I’ve only heard of that being used to prevent an account from being closed and not opening a new one.
Waqar ********
OPAnonymous participant 311 I went to last mile so I have no regrets now 😄
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